Renters Insurance - minimum balance and/or recommended provider

[Believe the Magic]

My fine strapping son is checking into Disney August 20th. We found out that my homeowners policy will not allow a rider for renters insurance. So two quick questions.

1) Is there a minimum amount of insurance required? All Michael will take of value is his laptop and x box. Is there personal liability coverage requirement too?

2) Is there a provider that you can recommend who is familar with Disney rentor insurance requirements? I don't want to have to go online for quotes if there is someone who is set up for this.

 

[tikistitch]

I don't think it's required for CPs to get renters insurance, I haven't seen anything with it mentioned and when I just called to verify the individual I spoke with had no idea what I was even asking about, she said that insurance is optional but Disney will not be held liable for any items that are stolen or damaged. So I went and checked the on boarding website, and in the current Community Codes link all it says is that Renters Insurance is recommended.

 

[aznshents]

On the CP, Renter's insurance is not required. I did not have it on mine and no one I knew had it (or at least they didn't tell me).

 

[Believe the Magic]

I just checked the website and it confirms what you said. It looks like Disney backed off after the 2010 season because several blogs said it was required. Still I think it is something worth checking into.

From the website:
cp.disneycareers.com/en/onboarding/fl/housing/policies

Renter's Insurance
Renter's Insurance is not mandatory, however we strongly encourage securing renter's insurance that includes coverage for personal liability, as it is the only reliable source of financial compensation should any possessions be damaged, lost, or stolen due to fire, theft, flood, vandalism, loss of power, or any other unforeseen act.

Several homeowners' insurance providers also offer renter's insurance policies, or check with your parents' homeowners insurance to find if you are covered during your Program.

 

[Believe the Magic]

It appears that DISNEYLAND CALIFORNIA requires renter's insurance:

This is from the Disneyland website. cp.disneycareers.com/en/onboarding/ca/housing/policies

Renters Insurance
All participants living in our complexes are required to secure renters insurance. You must provide proof of insurance upon arrival in order to reside in our housing.
We recommend you provide the information bulleted below to your insurance agent to ensure your renters insurance documentation is complete and with the correct detail upon arrival. If you do not have the correct information upon arrival you will not be permitted to move in to housing.
You must provide us a copy of the policy, binder or declaration of insurance upon arrival. We will NOT accept applications for insurance.
To ensure you have the appropriate documentation upon arrival, please fax your proof of renters insurance to our Programs Office at 714-833-5216 prior to your arrival. We will review this information and contact you via email in advance of your arrival if anything needs to be corrected.
This documentation MUST INCLUDE all of the following detail and MUST BE CIRCLED OR HIGHLIGHTED ON YOUR POLICY PRIOR TO YOU FAXING IT TO US:
• Your name (Student Name) must be included as the name insured with address of 180 W. Center Street Promenade, Anaheim, CA 92805
• Certificate Holder, Additional Interest, Additional Insured, etc. must be must be: The Walt Disney Company with address of 180 W. Center Street Promenade, Anaheim, CA 92805
• Coverage must include personal liability of $100,000 minimum
• Policy must be in effect during the duration of your participation on the program and the dates must be visible on the policy.
For additional information regarding requirements for renter's insurance, click here.
In addition, we have provided samples of acceptable forms of renter's insurance documentation to assist you in securing the appropriate coverage.
Renters Insurance Sample #1
Renters Insurance Sample #2
Renters Insurance Sample #3
Please contact the Programs Office at 714-829-4284 if you have any questions.