Purchasing resale with borrowed points

[CarmichaelFinn]

We are looking at purchasing a contract with all of the current year’s points available, plus some borrowed points from 2022. Can anyone tell me if we can bank any of those points into 2022?

 

[Sandisw]

Borrowed points must stay where they are. Any current UY points can be banked assuming you are not beyond the banking window once you close and have the points.

If it is going to be close, I’d ask the seller to bank the current UY points as part of the sale.

 

[KAT4DISNEY]

If it is an Apr-Oct UY then current 2021 points are bankable. If Feb or March then no and you probably wouldn't close quickly enough to bank if it were an Apr UY and you'd want the seller to bank them now.
The borrowed 2022 points will stay in the 2021 UY though.

 

[macman123]

Once points have been borrowed they can never be returned to that future use year.

So you can not re-bank them. You can bank current use year points so it may end up being the same in 2022

 

[CarmichaelFinn]

Thank you Sandisw! That’s what I was hoping to hear.