You really need to run the numbers to see if it’s worthwhile to buy direct just for the perks. My guesstimate is that it’s not worth it.
75 poly points direct are: $220 x 75=$16,500
75 poly points resale: $150 x 75=$11,250
That’s savings of more than $5,000
I don’t know how many AP’s you are gonna buy each year, but an APP(non member) vs
DVC AP saves you $260 each. Dvc AP has blockout dates the APP does not.
With 75 points you can only book 3-4 weekdays each year, all depended on the time of year you go.
An AP does not make sense if you don’t go 8+ days within a 12month timeframe.
With “only” 75 points total I don’t think it makes sense. Do you need more than 75 points each year?