bookgirl
DIS Veteran
- Joined
- Oct 22, 2006
- Messages
- 8,944
I never travel on my Debit Card.
I have a Dismey Visa ( along with a couple other cards). I use it to pay on my stay and link it to my room. I use the points I earn to put on a Disney rewards card to pay for incidentals.
I do tend to cash flow so I don't ever carry balances but I figure using my cards for points then paying off the balance before interest is a win win situation.
I couldn't have done this when I was younger because I wasn't disciplined enough to track balances and pay things off to stay on budget., but now it's great.
I like having my trip paid for ahead of time. (I have a package this trip but pay most or all of my balance even on room only) yet even with my DV I have found Disney to be spotty with its ability to 'link' a card to your MDE account. It sometimes remembers but 80% of the time I have re-renter the info.
I almost never use gift cards because it ties up the money in such a way that if you did need to cancel you are stuck with gift cards and if you lose a gc you are in trouble because they will not transfer a refund to a new card only to the original.
I have a Dismey Visa ( along with a couple other cards). I use it to pay on my stay and link it to my room. I use the points I earn to put on a Disney rewards card to pay for incidentals.
I do tend to cash flow so I don't ever carry balances but I figure using my cards for points then paying off the balance before interest is a win win situation.
I couldn't have done this when I was younger because I wasn't disciplined enough to track balances and pay things off to stay on budget., but now it's great.
I like having my trip paid for ahead of time. (I have a package this trip but pay most or all of my balance even on room only) yet even with my DV I have found Disney to be spotty with its ability to 'link' a card to your MDE account. It sometimes remembers but 80% of the time I have re-renter the info.
I almost never use gift cards because it ties up the money in such a way that if you did need to cancel you are stuck with gift cards and if you lose a gc you are in trouble because they will not transfer a refund to a new card only to the original.