Opinions and advice welcome...

Interesting. So, even with calling the day your booking window opens, you think chances are slim?
Maybe not "slim" but certainly not as good in the Fall as they are for getting two Std. View studios in August. I'd say "better than impossible" but not a certainty. And if you're going to try for 2 studios at the same resort for the same dates, your odds go down from there.
 
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Thanks!

Do you know when would I have to use those 2016 points by?
They would help you bank them into 2017, even if past deadline, so you can use them by the next UY. So, say, you get Aug UY....you'd bank them and have to use them by end of July 2018. Sept UY would need to be used by end of Aug 2018.

Look at this to see the common UY...so if you go direct now and plan to add later you can pick a UY that has a lot of contracts out there. And Aug UY to Dec would get you the 2016 points.
 
Interesting. So, even with calling the day your booking window opens, you think chances are slim?
We have BWV and last year tried to book standard view studio for F&W and waited until two days into 11 month window and it was all booked up. This year, for F&W, I went online first thing the DAY of the 11 month window and I did get two standard view studios. 1BR standard views are available longer as are P/G views....you would have a good shot at getting one and then may have to take P/G view for the other. Problem is that you can't book two rooms at one time. Have to do each separately. But I had success for our Oct 1-5 of this year...booked one for DH and I and other for SIL and BIL. Then they used their AKV points to book two studios for Oct 5-8. We wanted at least one of those to be club level. We had two computers up and ready first thing on the 11 month window...no luck.
 
Thanksgiving is Magic Season and demands more points per night than other nights in November. I don't see where a 50 point contract would work for getting two studios at either resort.

Regardless, even if your calculations are correct, you will not have orphaned points, you will be short on points. You can only bank one year's worth of points and borrow only from the next year. You would be 4-6 points short based on your numbers.

Which I can purchase for like $100 bucks, right? (I can't remember the per point price.)
 

Which I can purchase for like $100 bucks, right? (I can't remember the per point price.)
Up to 24 one time use Points can be purchased for $15 apiece. They cannot be purchased until the 7-month booking window opens for the dates that they will be used. That negates your home resort booking advantage and pretty much guarantees that you won't be able to get a Std. View BWV studio.
 
We already have our next 2 trips "planned". When I look at the points needed for those in studios at OKW or Boardwalk, I'd need 154 points for one and 156 for the other. So, I think I'm ok with not having leftover points that I'd lose or need to combine with a different resort while having enough.

With your plan you are short points - which is maybe even more troublesome although most wouldn't be happy losing points. And now and then DVC does reallocations to "fix" point structures that have gotten out of wack. The point requirements could go down for your time but they also might go up then you'd be even more short.

You cannot buy one time points from Disney at 11 months - only at 7 months so then you'd be waiting and hoping you could still get that last night to go with the rest of the reservation. Buying to use 3 entire years worth of points is IMO a plan that is asking for difficulties if it's a time that is popular with DVC bookings.
 
Up to 24 one time use Points can be purchased for $15 apiece. They cannot be purchased until the 7-month booking window opens for the dates that they will be used. That negates your home resort booking advantage and pretty much guarantees that you won't be able to get a Std. View BWV studio.

And there it is! The monkey wrench in my plans! I was intentionally trying to buy a few points short to not have to deal with orphaned points. Did not know about the 7 month rule.

Solution?

Wait list the first or last day at 7 months? I haven't even looked at any threads about waitlisting. Ugh.
Book studio 1 for 7 nights, studio 2 for 6? (Suck it up and all stay in 1 room for the first night and eat a few points if it doesn't work out.) Hmm.

You are all awesome, by the way! This is making everything much clearer for me!
 
Everyone else has really outlined the challenges with 2 SV BWV studios near Thanksgiving:
  • Can only book one unit at a time
  • Limited inventory
  • Already short points if you get both, let alone if one has to be P/G
  • Cannot buy OTU points until 7 months, at which time all studios will be gone, as you also cannot buy them until the phones open, and people will have been booking online for an hour by that time
  • Possible reallocation
 
And there it is! The monkey wrench in my plans! I was intentionally trying to buy a few points short to not have to deal with orphaned points. Did not know about the 7 month rule.

Solution?

Wait list the first or last day at 7 months? I haven't even looked at any threads about waitlisting. Ugh.
Book studio 1 for 7 nights, studio 2 for 6? (Suck it up and all stay in 1 room for the first night and eat a few points if it doesn't work out.) Hmm.

You are all awesome, by the way! This is making everything much clearer for me!
You cannot wait list if the villa is available to book. If it isn't, you still need to have the points on hand to reserve the villa if the wait list comes thru. You cannot purchase OTU points ahead of time. They have to be purchased when the reservation is being made.

TBH, you're just asking for problems when you start counting on having "just enough" points every 3 years to book the least costly villas. Lack of availability, orphaned points, point reallocations and last minute changes in plans could all work against you.
 
And there it is! The monkey wrench in my plans! I was intentionally trying to buy a few points short to not have to deal with orphaned points. Did not know about the 7 month rule.

Solution?

Wait list the first or last day at 7 months? I haven't even looked at any threads about waitlisting. Ugh.
Book studio 1 for 7 nights, studio 2 for 6? (Suck it up and all stay in 1 room for the first night and eat a few points if it doesn't work out.) Hmm.

You are all awesome, by the way! This is making everything much clearer for me!

You can't waitlist if you need OTU points - you must have points available to complete the reservation if it filled.
 
In my opinion (since you asked for opinions):

The only reason to by OKW is for the cheap Grand Villas. You won't be booking those.

The only reason to buy AKV is for the cheap value studios. Maybe you'll book those, but I doubt you'll be able to consistently book two of them.

The only reason to buy SSR is for the low cost and maintenance fee. I own here and use points to stay elsewhere.

I also own a small contract at BWV which I use exclusively for Food & Wine.

Personally, I'd reconsider your home resorts. Or buy that SSR contract but use the points at 7 months. You're going to have some stranded points if you go with an every-third-year plan, so you'll likely need to combine some points at 7 months every other year or so.
 
And the mix of extended and not-extended OKW contracts in the wild represents an ownership risk in the longer term. Now, that term is 25 years out, but unless you're certain you'll sell in ~10 years, it's still a risk, and that risk may impact value in 10 years, even on extended contracts.
 
Just to add to that, in the same email is a SSR contract for 175 points, total price $15031. For $2821 more than my above prices you get 175 points instead of 120.

But am I correct in thinking that the purchase price is a lesser consideration than the annual fees over the next 25+ years? What is the price difference over 25 years? I am making the same calculations myself -- I really want to "start slow" with 50 points but the inital cost definitely is higher.
 
I agree with those who say this plan is overcomplicated. I would personally pick the one resort that you really want to stay at and buy a larger contract there.
 
With your plan you are short points - which is maybe even more troublesome although most wouldn't be happy losing points. And now and then DVC does reallocations to "fix" point structures that have gotten out of wack. The point requirements could go down for your time but they also might go up then you'd be even more short.

You cannot buy one time points from Disney at 11 months - only at 7 months so then you'd be waiting and hoping you could still get that last night to go with the rest of the reservation. Buying to use 3 entire years worth of points is IMO a plan that is asking for difficulties if it's a time that is popular with DVC bookings.
Even if there were enough to make this work, any reallocation would almost certainly blow this out of the water. IMO one would need 10-20% extra at each resort, a minimum of 20% extra if targeting standard/value villas. I'd likely to the calculations on the higher cost villas with some extra for each for all 3 resorts if this type of plan were to go forward.

But am I correct in thinking that the purchase price is a lesser consideration than the annual fees over the next 25+ years? What is the price difference over 25 years? I am making the same calculations myself -- I really want to "start slow" with 50 points but the inital cost definitely is higher.
IMO both are important generally those who state the upfront part is small and the dues are the big issue also are discounting the time value of money. Any timeshare purchase needs to be money one can spend or lose without affecting lifestyle. There's a big difference between 120 & 175 points and save for the home resort in some cases, they spend the same.
 
IMO both are important generally those who state the upfront part is small and the dues are the big issue also are discounting the time value of money. Any timeshare purchase needs to be money one can spend or lose without affecting lifestyle. There's a big difference between 120 & 175 points and save for the home resort in some cases, they spend the same.

Can you explain this more? I am very tempted by the lower cost-per-point of the contracts with more points (with 150 in my mind being a lot, although I understand that to many, 150 is not a lot). We have the cash to pay for the points, so the purchase of the initial contract is not the issue. Are you saying that over 25+ years, 150 points is a better value than 50 points?
 
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Can you explain this more? I am very tempted by the lower cost of the contracts with more points (with 150 in my mind being a lot, although I understand that to many, 150 is not a lot). We have the cash to pay for the points, so the purchase of the initial contract is not the issue. Are you saying that over 25+ years, 150 points is a better value than 50 points?
You seemed to somewhat discounting the importance of the upfront costs and cost differences as many do. My view is what would/could I have done with that money either as the Time Value of Money or Opportunity costs and for this situation it actually lies between these 2 concepts though we can likely use them interchangeable for those that aren't purists. This gets a little complicated when you look at different home resorts, UY, points availability and number of points. Let me explain it this way. Say one were buying SSR 200 pts at $145 a point retail vs $80 a point resale ALL other aspects being the same. Ultimately one owns the same thing with the same inherent value. So a difference of $65 pp or a total difference of $13K. That's wasted money except for the small time perks. If one invested the wasted money at 8% (conservative in my world) it would be worth roughly $225,000 at the end of the SSR RTU, if you're comfortable with a different number, use that for comparison. This is a pure look since I believe the value of the perks would be negligible in this example. My views on this subject incorporate several components: that up front costs need to be sunk and gone in one's mind, that one can afford to throw it away, that BOTH the up front cost and dues should be considered as well as the value and usage. To me that ends up being a situation where one has no consumer debt, pays cash, considers the negatives that might happen both personally and DVC related (reallocations, job loss, illness, etc), ONLY uses at DVCS resorts (not DCL, ABD, etc) and is realistic. New buyers have a tendency to buy X because they've always wanted to stay at that location but couldn't before or similar issues based on emotion not experience/reality.
 
But am I correct in thinking that the purchase price is a lesser consideration than the annual fees over the next 25+ years? What is the price difference over 25 years? I am making the same calculations myself -- I really want to "start slow" with 50 points but the inital cost definitely is higher.


I sent you a "DVC Point Planner" tool through a private message. I'm not sure which websites I can share on the threads. This website will allow you to calculate the estimated cost of membership, with dues, for each resort.
 
You all bring up some great points. Many of which I'd already considered. The one time use rule was something I did not know (and a bit of a bummer) but can be resolved.

Just to clarify, I am not planning on ONLY traveling over Thanksgiving. We happen to like to go that week, but every other year or every 3rd year is more realistic.

Mid-December thru Christmas Eve is very do-able for us right now.
Also, NYE thru mid-January work well.
DH and I can be very flexible. A HS and college kid...not so flexible right now. That may change.
We have no desire to be in Florida June - August. Never will. Made that mistake last year. Not going to repeat!

We don't really care where we stay. I can't think of 1 DVC resort that we would say "No thanks" to. However, unless we absolutely fall in love with 1 particular resort, we would like to not have to stay in the same resort every. single. time.

We can stay 4 nights, 5 nights, 6 nights.... It's all good. I get that we can stay less nights at some resorts. Also, my DH and I may come earlier / stay later than the kids sometimes. So, 1 studio for 6 nights, 1 studio for 4 nights. Especially as they get older. We can make our points work.

What is not optional is that we want 2 studios. So, does this mean DVC is not going to be right for us? Or is this just really a concern at BWV over Thanksgiving?
 
In my opinion (since you asked for opinions):

The only reason to by OKW is for the cheap Grand Villas. You won't be booking those.

The only reason to buy AKV is for the cheap value studios. Maybe you'll book those, but I doubt you'll be able to consistently book two of them.

The only reason to buy SSR is for the low cost and maintenance fee. I own here and use points to stay elsewhere.

I also own a small contract at BWV which I use exclusively for Food & Wine.

Personally, I'd reconsider your home resorts. Or buy that SSR contract but use the points at 7 months. You're going to have some stranded points if you go with an every-third-year plan, so you'll likely need to combine some points at 7 months every other year or so.

OKW - We actually really like OKW!

AKV - True! The cheap value studios are the appeal.

SSR - My thought was just that we can probably get studios at SSR easily if nothing else is available and we'd be content doing so. So, I thought owning where the rooms we want are harder to come by was a good strategy. I'm so confused!

BWV - I can see this being the place DH and I still go when we're old and the kids are no longer coming with us or only come every few years. That's why I was considering a small contract here. It would be the one we kept until it expired (assume).
 



















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