My wife and I (and 3 sons) bought our first DVC contract a year ago. We have made one trip so far with points, and have another in December (with a 4 night cruise) and another in April.
Then ... WHAM ... June 1st, I lost my job! Totally unexpected
... My wife believed that it was simply that I made too much money for the position that I held, (it would save the company over $15,000 this year alone)...
Luckily, we own all our cars outright, have very minimal credit card debt, own 2 DVC contracts, (1 paid for, 1 financed)... We have been very big savers lately... THAT IS SO IMPORTANT!!! I could be off work for many months and we would manage just fine...But I will find a job! (Actually had a GREAT interview yesterday!)
The one thing that I am so lucky for is the love and support of my wife and kids through all this! The feeling of being totally loved and supported through the good times and bad is just awesome...
So, while I love Disney and our DVC... my wife and kids are MORE amazing!
Then ... WHAM ... June 1st, I lost my job! Totally unexpected

Luckily, we own all our cars outright, have very minimal credit card debt, own 2 DVC contracts, (1 paid for, 1 financed)... We have been very big savers lately... THAT IS SO IMPORTANT!!! I could be off work for many months and we would manage just fine...But I will find a job! (Actually had a GREAT interview yesterday!)
The one thing that I am so lucky for is the love and support of my wife and kids through all this! The feeling of being totally loved and supported through the good times and bad is just awesome...
So, while I love Disney and our DVC... my wife and kids are MORE amazing!