Old Key West or Saratoga Springs - Buying Direct

[CarolynFH]

If this is the case , than Boulder Ridge must be overflowing/exploding with cash in their reserves, any chance dues go down for this one ?

No, when this one’s done, they’ll need to begin saving for the next!

 

[davidl81]

The only thing I would caution is that maintenance fees do change, and dvc seems to be trying to level them out (except hhi and vbr).

SSR will always have one huge advantage on monthly fees as just the sheer number of points at that resort really dilutes each owners share of maintenance cost. Those 14million points help lower the cost a ton.

 

[kilik64]

SSR will always have one huge advantage on monthly fees as just the sheer number of points at that resort really dilutes each owners share of maintenance cost. Those 14million points help lower the cost a ton.

Ehh you say that but current costs say different. BLT, VGF, and PVB all have lower dues currently. VGF is tiny compared to SSR. Will be interesting to see what the 2022 MF shape up to be, if SSR has gone up like it has, they might even start pushing near BCV.

 

[Sandisw]

SSR will always have one huge advantage on monthly fees as just the sheer number of points at that resort really dilutes each owners share of maintenance cost. Those 14million points help lower the cost a ton.

It does, but SSR is also a spread out resort and therefore has a larger footprint to maintain.

More rooms, more expenses for housekeeping, etc. I think part of the lower dues is because it has only bus transportation to the parks.

 

[Sparky984]

If you already have the blue card with your direct RR purchase, then I suggest looking at resale, if you can wait the several months to complete the process. You can save thousands!

We have RR direct and BRV resale which means we have to stay at a non-RR location at least every 3 years. NBD.

We just finished up our first RR stay, which was also our first 1BR stay and we loved it. Adding RR resale would save us about $40pp which is substantial. However that now means we would have to stay at RR AND not at RR every 3 years. That kind of pressure to use something I’m paying a lot of money for is a deterrent for me. If we didn’t have BRV, I’d feel more comfortable taking on a restricted contract.

Is there a way I’m not thinking about this which would be easier to stomach the restrictions? I envision we’d be going at least annually but if we want to change things up, there isn’t a lot of flexibility, especially if borrowing restrictions are a longer term thing.

 

[Jimmy Geppetto]

We have RR direct and BRV resale which means we have to stay at a non-RR location at least every 3 years. NBD.

We just finished up our first RR stay, which was also our first 1BR stay and we loved it. Adding RR resale would save us about $40pp which is substantial. However that now means we would have to stay at RR AND not at RR every 3 years. That kind of pressure to use something I’m paying a lot of money for is a deterrent for me. If we didn’t have BRV, I’d feel more comfortable taking on a restricted contract.

Is there a way I’m not thinking about this which would be easier to stomach the restrictions? I envision we’d be going at least annually but if we want to change things up, there isn’t a lot of flexibility, especially if borrowing restrictions are a longer term thing.

There are promotions for existing DVC members to add on points at RR. Promotion expires today. The only way to avoid the restriction is to buy direct.

 

[OKWFan88]

I received a voicemail this morning from the DVC rep I work with as I had inquired about adding on to my current OKW points about a month ago. She called to let me know that OKW has gone from limited points available to "very soon" will be going to waitlist only. Not sure how accurate that is, but I do trust her information as she hasn't given me any incorrect info previously. But who knows might be a sales tactic.

 

[Sandisw]

We have RR direct and BRV resale which means we have to stay at a non-RR location at least every 3 years. NBD.

We just finished up our first RR stay, which was also our first 1BR stay and we loved it. Adding RR resale would save us about $40pp which is substantial. However that now means we would have to stay at RR AND not at RR every 3 years. That kind of pressure to use something I’m paying a lot of money for is a deterrent for me. If we didn’t have BRV, I’d feel more comfortable taking on a restricted contract.

Is there a way I’m not thinking about this which would be easier to stomach the restrictions? I envision we’d be going at least annually but if we want to change things up, there isn’t a lot of flexibility, especially if borrowing restrictions are a longer term thing.

We saved the money and went resale for the extra 125 we wanted., which now gives us 300.

Given the cost of 1 bedrooms and how often we will stay, it made sense.. We will always use the resale first and then booked with direct. One thing to think about is that your RIV direct can be used for all resorts..

So, that could work in your favor?

 

[Jimmy Geppetto]

OKW went up to $180 pp today. My guide is able to still offer me the $14 discount off the price of $170 for 250 points. Is this a no brainer now with the price increase? Should I do it?

 

[DVChris]

If you want direct OKW then yes!

 

[brazzledazzler]

It’ll never be less expensive direct!

 

[we"reofftoneverland]

OKW went up to $180 pp today. My guide is able to still offer me the $14 discount off the price of $170 for 250 points. Is this a no brainer now with the price increase? Should I do it?

If this is something you want, it does sound like it is the time to do it. Good luck with your decision.

 

[Jimmy Geppetto]

Thanks everyone! Appreciate all of your insights and suggestions.
We did it. Officially OKW owners!

 

[brazzledazzler]

Thanks everyone! Appreciate all of your insights and suggestions.
We did it. Officially OKW owners!

Congratulations!! Welcome home!

 

[we"reofftoneverland]

Thanks everyone! Appreciate all of your insights and suggestions.
We did it. Officially OKW owners!

 

[starfrenzy]

Awesome!

 

[Lorana]

I have thought about adding on there just to get the GV rooms. Those rooms are never available in the 7 month window

Saaaaaame. We’ve enjoyed taking friends and family, and the point charts on those GVs are really nice. Same with Treehouse Villas at SSR - obviously not as big as the GVs, but we really like them. It’s why we own some SAP at SSR, so we have 11-month priority for THVs over holiday/popular times. But I keep debating if I should own some OKW points for GVs.

 

[Lorana]

Yea, we used the 2057 end date.



darn! I didn't consider that! I thought they raised dues in anticipation of refurbishment to get capital... but then again they probably just raise dues all the time anyway. I figured both would go up 3% a year on average over the course of their contracts

If I did my excel calculations correct, this shows the average dues increase over the life of the resort and in the last 5 years:

HISTORICAL ANNUAL DVC DUES
Year	OKW	BWV	VB	VB(s)	HHI	BRV	BCV	SSR	AKV	BLT	VGC	ADV	ADV(s)	VGF	PVB	CCV	RIV
2021	8.36	7.81	11.23	8.86	9.97	8.11	7.44	7.11	8.03	6.90	6.99	8.35	6.28	6.81	7.05	7.59	8.38
2020	7.84	7.37	10.13	8	9.1	7.78	7.06	6.77	7.67	6.58	6.6	8.33	6.26	6.56	6.79	7.45	8.31
2019	7.23	7.17	9.48	7.48	8.56	7.32	6.94	6.4	7.44	6.4	6.27	7.86	5.91	6.39	6.76	7.42	8.31
2018	6.72	6.55	8.53	6.71	7.72	6.93	6.44	5.86	6.76	5.92	5.88	7.53	5.66	6.13	6.2	7.26
2017	6.41	6.47	8.11	6.49	7.27	6.54	6.27	5.6	6.59	5.62	5.61	7.03	5.28	5.9	6.14	7.33
2016	6.01	6.18	8.08	6.35	6.82	6.22	6.13	5.44	6.42	5.28	5.37	6.79	5.1	5.71	6.09
2015	5.84	6.07	8.06	6.28	6.52	6.03	5.97	5.17	6.3	5.05	5.15	6.51	4.89	5.52	6.02
2014	5.54	6.01	7.75	6.06	6.28	5.93	5.79	4.91	5.97	4.78	4.94	6.44	4.84	5.41
2013	5.34	5.84	7.41	5.8	6.02	5.79	5.65	4.81	5.67	4.5	4.58	6.25	4.7	5.41
2012	5.2	5.62	7.12	5.57	5.93	5.61	5.5	4.73	5.44	4.22	4.33	5.96	4.48
2011	4.98	5.46	6.78	5.31	5.68	5.34	5.28	4.51	5.01	3.89	4.07	5.73	4.31
2010	4.87	5.36	6.61	5.18	5.57	5.2	5.15	4.46	4.95	3.78	3.94
2009	4.73	5.21	6.41	4.97	5.36	5.04	5	4.34	4.86	3.67	3.82
2008	4.56	5.04	6.04	4.71	5.16	4.87	4.8	4.21	4.71
2007	4.4	4.85	5.63	4.39	4.98	4.73	4.63	4.12	4.62
2006	4.24	4.69	5.27	4.12	4.34	4.61	4.48	3.98
2005	3.86	4.41	4.87	3.84	4.04	4.35	4.27	3.83
2004	3.68	4.25	4.67	3.67	3.86	4.22	4.18	3.8
2003	3.49	4.11	4.36	3.45	3.7	4.05	3.97
2002	3.22	3.92	4.17	3.33	3.48	3.8	3.77
2001	3.13	3.82	3.97	2.7	3.32	3.63
2000	3.16	3.94	4.08	2.87	3.25	3.62
1999	3.16	4.02	3.99	2.82	3.18
1998	3.17	3.94	---	2.76	3.2
1997	3.14	3.84	---	2.9	3.16
1996	2.99	3.7	---	2.82	3.16
1995	2.84
1994	2.7
1993	2.63
1992	2.56
1991	2.51
YEARS OPENED (includes 1st year)	31	26	23	26	26	22	20	18	15	13	13	11	11	9	7	5	3
CAGR	3.96%	2.92%	4.60%	4.50%	4.52%	3.73%	3.46%	3.54%	3.75%	4.98%	4.76%	3.49%	3.48%	2.59%	2.29%	0.70%	0.30%
Last 5 Years CAGR	5.45%	3.84%	6.73%	6.41%	6.53%	4.39%	3.47%	4.89%	4.03%	4.19%	4.50%	3.51%	3.53%	2.92%	2.81%	0.70%	0.30%

 

[kilik64]

Think the SSR last 5 has to do with the refurb and building up the cash reserve for that or the fact that its so dang big and DVC only that it gets hit harder with increasing personnel costs?

Guessing most likely the latter since OKW is going up the most of the WDW resorts as well but its not had a hard refurb like SSR.

 

[DonMacGregor]

Think the SSR last 5 has to do with the refurb and building up the cash reserve for that or the fact that its so dang big and DVC only that it gets hit harder with increasing personnel costs?

Likely just a larger reserve study and some line items like street resurfacing, etc. that you just don't have to the same extent at other resorts.