Depends and lots of similar type posts. I like SSR and assume I would like OKW too (have not stayed yet) and for the $$ diff I went with a few loaded SSR contracts. First you have to detemine if
DVC is right for your family and if so then it is a do you have a must stay place? SSR is a huge resort and doesn't have the wow factor of walking to EPCOT, MK, or DHS so people are harsh on it. SSR is understated and in my mind a wonderful resort with walking distance to DTD. With that said and having 3 little ones we try to get BCV, BWV or BLT, not because I like the resort better just that I'm impatient and prefer to walk to the resorts. My ideal location would be picking up SSR and setting right next to EPCOT. Here is what I posted on a similar post:
Do you have a place you really really want to stay? If you truely don't mind whatever resort that happens to be open, it is hard to beat SSR resale. The difference in price between SSR and BLT I would think far out weight your price savings in MF over the life of the contract (I admit I have not done the finance math on it). Plus you can probably get a loaded SSR contract where as with BLT you will only get the 2009 pts.
We own a bunch of SSR pts that we got loaded at a good price, low MF. For the most part we don't mind any of the resorts and so far have not had an issue getting where we wanted to stay.
However with that said DVC has changed (allowed) our travel habits and we will go 2-3x's a year. If we add more pts it will be at BCV, BLT or BWV becasue for at least once a year we want to be pretty much guarenteed to stay walking distance to a park especially if we have to go in a high demand time of year.
I'm a bang for the buck kinda guy but if you have a fav resort that if you don't stay there will decrease the fun factor of your vacation BUY WHERE YOU WANT TO STAY. If not SSR is one heck of a deal especially if you can get a loaded contract.