another post regarding banked points...We are new members and we had to bank points for the first time at the end of this month, March. We had 70 points that we banked the other day. I was confused (obviously...) and I was under the impression that since our use year was October that we could still use the banked points in October 2002. I now realize that isn't true. Does DVC have an idiot rule and ever make exceptions to banking points, if so I will try to see if they have any openings this September when we already have plans to go