Disney has resorts that will fit into your budget, you just don't like them. They don't owe anyone a deluxe vacation at a value price, which is what you seem to want.
Good point. However, I find Disney prices to be deluxe prices at value level resorts!
I admit to be a bit of a hotel snob - just give me a plain 'ole Marriott, I don't need Ritz Carlton or anything. However, for Disney, that is a "deluxe" resort at super deluxe prices. Part of our problem is that we are a family of 5 so we become limited with regard to hotel choices.
I *could* afford to stay deluxe on-site, I just prefer to stay off-site for much less money and much more room. Honestly, kids and parents are all much happier this way.
OP, I vote for offsite. Are you taking votes?