It all depends on the value you place on the "extras" associated with buying direct. For example, when we bought resale we saved $20k vs buying direct. Even if that those savings were now cut down to $15k, or even $10k, would the extras be worth that money? For us, no. We live in NY and visit once a year, so we aren't really candidates for AP. We would never be able to break even from the other extras like discounts on dining and merchandise. The only perk that would give me pause is the ability to stay at future resorts, but the price would have to get closer (like within $5k). Every person is in a different situation and places different value on the extras, so it really comes down to that IMO.