NEW Disney Gift Card Deals and More.

[CAPSLOCK]

I was really worried I messed up by getting $700 in physical cards instead of e-cards. It was saying 700pts pending, no mention of either bonus, until this morning when they shipped. Now it looks like all is right!

 

[PolyRob]

Really? This has nothing to do with greed. The terms are clear they don’t provide discounts on target gift cards. Whenever Target provides a “free” gift card with purchase they always charge you face value of that and discount the purchase that qualified for it. The card has to be paid for at face value so that it can be properly tracked in the financial reporting as technically it is a liability on the books until it has been redeemed.

Yes! Target has been doing this for YEARS with all of it's "spend X get a Target GC valued at X" promos.

Target has to do this because it lowers the amount charged for each item in the category based on the GC value you get. If Target didn't do this, people would buy a ton of merch, pocket the GC, return the merch, and keep the GC. This way the guest "paid" for the promotional GC and returns the merchandise at a fraction of the price.

I understand it seems shady on a GC because it can't be returned, but I am just happy the 5% still works on GCs. It makes these deals very lucrative. I am not going to cry over $5 for every $1k when I am still saving 14.5%.

 

[PolyRob]

I understand but perhaps I’m the one who isn’t a good job explaining lol

From what I remember the people who have had issues just had to inform the phone rep card A was bought for $25 at Walmart on 1/1/25 and card b was bought from CVS on 3/1/25 for $50. They never had to discuss that A transferred to B on 4/1/25 or that you bought a Mickey bar on 4/4/25 with card B.

It sounds like you are very organized.
Does your spreadsheet include the giftcard and pin/ean? Does the spreadsheet also include the transaction information for when you bought the cards?

If that is the case I think you should be fine to discard the cards that you have transferred money from and its associated records from the folder.

Hope that helps.

I can confirm I have only had to verify the initial load amount and retailer. It's funny because the retailer isn't always where you actually purchased the card. DGCs from Disney Store are fine, but Walgreens is notoriously wrong when you look at the history.

 

[PolyRob]

Did you have any trouble adding the second $10 gift card to Target Wallet? My first $10 gift card was fine but then I ordered another $100 card and email came for the $10 gift card but when I try to add to Wallet, last digit disappears so of course Wallet won't accept. Does anyone else have this happening? I was going to buy 10 cards one at a time but now I don't think so because can't get this second one to work. Thank you for responding. Frustrated.

If you're getting an error the Target GC automatically loaded to your account. Count the number of $10 GCs you have and cross reference your purchase history.

I took a screenshot of my account before I placed ten DGC orders. I had five, $10 GCs. I only had twelve after everything "shipped" via email. I clicked on each link. Three worked and seven gave me errors. I ended up with fifteen $10 GCs in total.

 

[2DisPrincesses]

@DVCjj Confirm first that the Target GCs weren't auto added to your account (check available payment methods). I also got frustrated thinking each couldn't be added till I realized Target had auto added them for me. If this is not the case you might need to call.

I did the same thing. My Target gift cards took a bit longer to come by email and even longer to add to my Target wallet. And even then, my wallet would say I had $40 in gift cards but when I clicked on it, it had 5 $10 gift card. It all finally updated but was very slow.

 

[TheOneWithTheTriplets]

Another PayPal DP: I did all physical cards to get new card designs in hand. Got the email they shipped this morning and PayPal is showing the correct amount where it previously just said "Points Pending"

 

[TheOneWithTheTriplets]

I paid off a play later 4 debt and it doesnt do that. What it does though is should free up access to that credit line to do another purchase for another round of risk savings (may take a few hrs).

Question, since you paid off a paid in 4.

1) are the 20% points still pending (I know you said they were yesterday morning, wondering if they continue to be)?

2) did the system give you a chance to pay off the remaining debt on a different card than the one you started the Paid in 4?

Thinking ahead to the December Paypal bonus on Chase Freedom. It's not eligible to be the paid in 4 card but maybe it could be used to pay off the debt and hit another 5% on the balance of the transaction.

 

[hsmamato2]

I can't get the PayPal 'pay4' offer to work .... I[ve tried with 3 different orders (various items) at this point-Please tell me what I'm doing wrong? I've got a cc on PP set to my preferred method etc- when I try to click thru to pay in 4,screen says I need to add a cc for the autopay.... so my only option is to add a different cc? I tried inputting the main one I want to use, and it says it can;t be used for this..... help!

 

[TheOneWithTheTriplets]

I can't get the PayPal 'pay4' offer to work .... I[ve tried with 3 different orders (various items) at this point-Please tell me what I'm doing wrong? I've got a cc on PP set to my preferred method etc- when I try to click thru to pay in 4,screen says I need to add a cc for the autopay.... so my only option is to add a different cc? I tried inputting the main one I want to use, and it says it can;t be used for this..... help!

What card to you have on there? Chase cards won't work. I got through on my Wells Fargo 2% card, others having success on AmEx.

 

[hsmamato2]

What card to you have on there? Chase cards won't work. I got through on my Wells Fargo 2% card, others having success on AmEx.

Ah I didn't realize that! ok thank you that's the problem.

 

[AngusIsMySpiritAnimal]

Yes! Target has been doing this for YEARS with all of it's "spend X get a Target GC valued at X" promos.

Target has to do this because it lowers the amount charged for each item in the category based on the GC value you get. If Target didn't do this, people would buy a ton of merch, pocket the GC, return the merch, and keep the GC. This way the guest "paid" for the promotional GC and returns the merchandise at a fraction of the price.

I understand it seems shady on a GC because it can't be returned, but I am just happy the 5% still works on GCs. It makes these deals very lucrative. I am not going to cry over $5 for every $1k when I am still saving 14.5%.

Actually, this is the best explanation I have seen yet. Totally makes sense.

 

[davidhr]

Question, since you paid off a paid in 4.

1) are the 20% points still pending (I know you said they were yesterday morning, wondering if they continue to be)?

2) did the system give you a chance to pay off the remaining debt on a different card than the one you started the Paid in 4?

Thinking ahead to the December Paypal bonus on Chase Freedom. It's not eligible to be the paid in 4 card but maybe it could be used to pay off the debt and hit another 5% on the balance of the transaction.

I can answer these:
1) Points still pending and everything looks normal.

2) You can change the credit card at any point. But won’t let you select chase cards. It’ll be the same options you had when applying for the pay in 4.