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[Swimgirly]

I received an email from BJ’s offering a $10 renewal price. Membership expired in April or May, so if you wait better offers come.

 

[Tiggr88]

So just a couple of interesting random data points about Chase offers.

I had a Sunoco offer for 5% off on my chase united mileage card. Got gas on 7/24 and never got notified that the offer was redeemed. in the past Chase has been pretty good about notifying me as soon as I make the purchase that the offer was redeemed so I assumed I wasn't getting it. On 8/7, the offer ended and I got my credit on 8/8, as well as the redeemed email confirmation.

I also have an Amazon offer on a Disney Chase card that expires on 8/31. I used the card on 8/3. On 8/8 I got the confirmation email and the credit.

So it looks like you can never tell when you might get the credit. As some have pointed out, it might not come until the offer expires.

So don't give up hope entirely. You never know.

 

[LadySarathano]

For those of you who use (discounted) Disney GC to pre-pay DVC Dues, what amount do you pay? Last year’s amount? Last year’s amount + 5%? (This what I have typically aimed to save for but as we know sometimes is more or less.) Some rounded amount above or below?

 

[Tiggr88]

About 2 weeks ago I attempted to trigger a Westin offer on a WF card with a deposit for Swan. It didn't trigger. This mirrors what happened earlier in the month with a Chase Westin offer. Not sure if calling in to make a payment would trigger it or not.

Just curious, was it just a deposit, or was the trip paid in full? I've never had it trigger based on just a deposit. Most of the wording on the offers seem to say the entire stay must be paid in order to qualify. Found this out the hard way once when I booked a separate one night stay instead of modifying an existing one to add a day. Sure enough, the one night stay immediately triggered the offer since the stay was completely paid, while the other longer one I intended to use the offer on did not.

Here is my existing dilemma given the feedback on the Swan not necessarily triggering Westin offer but seemingly triggering Autograph ones:

Card A: Autograph 10% $62 max as well as Marriott Hotels 10% $80 max
Card B: Marriott Hotels 10% $80 max
Card C: Westin 10% $62 max

1. Can I split payment across multiple cards and would each credit (assuming they trigger successfully)? Has anyone ever split the payment and gotten credits across two cards? Or is it possible neither would trigger since the payment wasn't done completely on one?

2. Do we think the Marriott offer applies to Swan? The wording from the offer "Earn 10% cash back on your Marriott Hotels stay". The link does not take me to the usual marriott.com website but to another specific Marriott resorts home page and I don't see Swan as an option in the Locations tab so I'm thinking not but wonder what people think or have had any experience.

3. If we don't think Marriott applies, and I can split payment to get two credits, I'll put some on Card A and the remainder on Card B.

4. If I can't split, would people agree that I have better odds with the Autograph offer on Card A than the Westin offer on Card C?

I know I actually got an unexpected credit for a stay at Swan when I had an Autograph offer and no Westin offer. Do we think Autograph is still being triggered by Swan and not Westin?

Thanks for any advice or help.

 

[gottalovepluto]

Just curious, was it just a deposit, or was the trip paid in full? I've never had it trigger based on just a deposit. Most of the wording on the offers seem to say the entire stay must be paid in order to qualify. Found this out the hard way once when I booked a separate one night stay instead of modifying an existing one to add a day. Sure enough, the one night stay immediately triggered the offer since the stay was completely paid, while the other longer one I intended to use the offer on did not.

Here is my existing dilemma given the feedback on the Swan not necessarily triggering Westin offer but seemingly triggering Autograph ones:

Card A: Autograph 10% $62 max as well as Marriott Hotels 10% $80 max
Card B: Marriott Hotels 10% $80 max
Card C: Westin 10% $62 max

1. Can I split payment across multiple cards and would each credit (assuming they trigger successfully)? Has anyone ever split the payment and gotten credits across two cards? Or is it possible neither would trigger since the payment wasn't done completely on one?

2. Do we think the Marriott offer applies to Swan? The wording from the offer "Earn 10% cash back on your Marriott Hotels stay". The link does not take me to the usual marriott.com website but to another specific Marriott resorts home page and I don't see Swan as an option in the Locations tab so I'm thinking not but wonder what people think or have had any experience.

3. If we don't think Marriott applies, and I can split payment to get two credits, I'll put some on Card A and the remainder on Card B.

4. If I can't split, would people agree that I have better odds with the Autograph offer on Card A than the Westin offer on Card C?

I know I actually got an unexpected credit for a stay at Swan when I had an Autograph offer and no Westin offer. Do we think Autograph is still being triggered by Swan and not Westin?

Thanks for any advice or help.

My DPs were just the deposit, I didn't call any payments in. I don't think the Marriott offer would apply to Swan, but that's just my interpretation, I haven't watched DoC for DPs. (I interpret it to mean literal Marriott hotels.)

 

[foodiddiedoo]

My DPs were just the deposit, I didn't call any payments in. I don't think the Marriott offer would apply to Swan, but that's just my interpretation, I haven't watched DoC for DPs. (I interpret it to mean literal Marriott hotels.)

I’m still waiting to see if my JW Marriott triggers on the Disney Visa for 10% off Marriott Hotels. I’ll let everyone know if it does but right now it’s only been two days since my stay posted to the card.

 

[foodiddiedoo]

For those of you who use (discounted) Disney GC to pre-pay DVC Dues, what amount do you pay? Last year’s amount? Last year’s amount + 5%? (This what I have typically aimed to save for but as we know sometimes is more or less.) Some rounded amount above or below?

I did this last year and paid last year’s amount. Then I just paid the rest in Dec/January when the actual dues came out.

 

[Tiggr88]

Thanks.

Do you have any experience splitting the payment on to multiple cards and still triggering the offer?

 

[foodiddiedoo]

Thanks.

Do you have any experience splitting the payment on to multiple cards and still triggering the offer?

I had two rooms and charged each to a separate card.

 

[eticketplease]

For those of you who use (discounted) Disney GC to pre-pay DVC Dues, what amount do you pay? Last year’s amount? Last year’s amount + 5%? (This what I have typically aimed to save for but as we know sometimes is more or less.) Some rounded amount above or below?

I don’t prepay anymore and just earmark them in my spreadsheet for dues.

When I did in the past I would take the current years bill and subtract $250 from each contract just in case there was a credit to reduce the dues somewhat. Although rare it has happened so I don’t want to overpay.

Once the dues come out in November/December I’ll make sure I have enough gift cards and then pay it once the bill has been mailed or now posted online.

 

[gr8ful]

For those of you who use (discounted) Disney GC to pre-pay DVC Dues, what amount do you pay? Last year’s amount? Last year’s amount + 5%? (This what I have typically aimed to save for but as we know sometimes is more or less.) Some rounded amount above or below?

I have three contracts and have used discounted DGCs to prepay $1,000 toward 2026 dues on two of them so far. Will prepay $1,000 on the third soon. Last year’s dues were $1,100 to $1,300 per contract.

 

[AngusIsMySpiritAnimal]

@Tiggr88 I have explored this extensively via attempts at using offers in last two months. Two payments made at Swan on two different cards triggered Autograph. Supplied documentation to Chase to challenge the initial redemption and have it properly redeemed for Westin it and went nowhere. Three attempts to trigger Westin were unsuccessful and expired without redemption. Two of those included attempts on which I had Autograph and Westin; only Autograph triggered. I would highly doubt Marriot would trigger but could be worth testing. Would be nice to know if that one works as I have a Marriott offer soon to expire as well!

 

[TheChrisGlass]

For those of you who use (discounted) Disney GC to pre-pay DVC Dues, what amount do you pay? Last year’s amount? Last year’s amount + 5%? (This what I have typically aimed to save for but as we know sometimes is more or less.) Some rounded amount above or below?

I just keep the amount on a gift card until the dues statement and then pay it in December.

 

[trenty]

I just keep the amount on a gift card until the dues statement and then pay it in December.

That's what I usually did in the past. This year, I am pre-paying as I get the cards. With the changes that were made recently, I worry that if I wait for the statement, they will want full payment and I won't be able to use the gift cards. ($1000 is the most you can put on one gift card). As of know, I will owe less than $1000 with what I already pre-paid, so I guess I can wait to pay the rest.

 

[LadySarathano]

I just keep the amount on a gift card until the dues statement and then pay it in December.

That's what I usually did in the past. This year, I am pre-paying as I get the cards. With the changes that were made recently, I worry that if I wait for the statement, they will want full payment and I won't be able to use the gift cards. ($1000 is the most you can put on one gift card). As of know, I will owe less than $1000 with what I already pre-paid, so I guess I can wait to pay the rest.

I’ve done the same for a few years, my concern this year is that we got another contract, and just a bit wary about leaving that much sitting on gift cards for so long. Plus reading into others recommendations to lower risk by pre-paying.

 

[TheChrisGlass]

That's what I usually did in the past. This year, I am pre-paying as I get the cards. With the changes that were made recently, I worry that if I wait for the statement, they will want full payment and I won't be able to use the gift cards. ($1000 is the most you can put on one gift card). As of know, I will owe less than $1000 with what I already pre-paid, so I guess I can wait to pay the rest.

I always make two split payments, each with a gift card. One for each of my contracts, since they total over $1000 together.

Heck, if you wanted to, you could be psycho and make a bunch of $0.01 payments.

 

[trenty]

I always make two split payments, each with a gift card. One for each of my contracts, since they total over $1000 together.

Heck, if you wanted to, you could be psycho and make a bunch of $0.01 payments.

Yes. I always have done that. There was speculation earlier this year that going forward Disney will allow one payment only if not on auto-draft. No one really knows what will happen, so I am playing it safe this year and applying the gift cards as I accumulate them.

 

[leebee]

Target offer is make two $40 purchases, get a $10 reward. Exclusions from the FAQs are:
Qualifying purchases exclude alcohol, Target GiftCards, Visa, American Express and Mastercard gift cards/prepaid cards, CVS pharmacy, clinic, and Target Optical. See the Target Circle program rules for complete list of excluded items. Restrictions apply. See terms & conditions below. A "qualifying purchase" is a purchase that is made after you activate the offer and excludes all items that do not earn Target Circle Rewards. Purchases made with a credit or debit Circle Card are eligible for these offers.

Would I be able to buy two Disney $50 gift cards (online as my Target doesn't seem to stock them anymore) in two separate purchases, and the $10 reward should then post to my account (where I'll use it to purchase another gift card)? Am I understanding this correctly? I am usually confused by the ins and outs of the Target programs, although I suppose if I am using my Red Card I'd get at least 5% off, even if I screw it up

 

[TheOneWithTheTriplets]

Would I be able to buy two Disney $50 gift cards (online as my Target doesn't seem to stock them anymore) in two separate purchases, and the $10 reward should then post to my account

Yes, unless the system glitches (happens occasionally) this type of offer should credit with gift card purchases. Ideally, you should do the first order and wait for it to go through so that you know the first one credits. Once you get the email with the gift cards, you should be able to look at the bonus and it will tell you step 1 of 2 completed.

(where I'll use it to purchase another gift card)?

No, you cannot use circle rewards on gift cards. Only physical goods.

 

[leebee]

No, you cannot use circle rewards on gift cards. Only physical goods.

OK, good to know. I don't really shop at Target, except for Disney cards, so even though I'd have a $10 credit, it's not going to help me with reducing the costs to go to Disney. Thanks.