Need to get out of contract.....

[Hunclemarco]

....Also, was just thinking, There is a possibility you may have to pay taxes on the return of the contract. Disney may forgive the loan, but the IRS looks at the "loan forgiveness" as a gain of income. You may want to talk with your tax accountant before finding out you may be responsible for hundreds, if not thousands in taxes due to the foreclosure. If you did have to pay that much in taxes, (and we almost did), it would be worth paying for something that you can actually use, vs. paying a high tax amount and nothing to show for it.

 

[skelfbsfb]

Cant offer any other advice but would like to wish you all the best and hopefully something will get worked out for you.

 

[OrangeCountyCommuter]

Just a note...

A lot of the "owners" who did not pay for a year were not talking about loans but just dues. Which may have a difference in the way Disney deals with the situation.

 

[Presley]

Sorry to hear about your job. I hope Disney is able to work with you.

 

[Hunclemarco]

Hello

Curious..how is your situation turning out?
Good i hope.

 

[Disney Spaz]

Hunclemarco you have motivated me to share too.

Last August despite desperate attempts on my part to keep our 2 DVC contracts at AKV and BLT I was financially forced into a corner and had to "return" our two contracts with DVC. They were wonderful and let me do a quite claim deed.

Long story short if it seems too good to be true it is. My ex-DH turned out to be a con man who took everything but the kids from me. Turns out I was #3 wife and he already had wife #4 lined up and he has sinced moved in with her maybe married her for all I know. After the divorce I thought I knew everything with the bills but more and more kept popping up and it seemed the harder I tried to dig out the deeper the debt. Last year my lawyer and my family agreed I needed to stop fighting the past and start fresh.

So here I am with my current DH's help starting over. We decided to take the kids to WDW this past May. We are a blended family now and things are actually better then ever. It was my new DD's , 22, first trip so it had to be great. I booked POFQ since that was DS and I's favortie pre-DVC resort. As soon as we arrived at WDW I wasn't getting that home feeling I usually get. DS kept saying you will feel it when we check-in, then when I rode the bus, then when I saw the castle, but the feeling just wasn't coming. On the 3rd night DD's laptop was stolen and we were moved to SSR into two 1 bedrooms. As soon as I got to the gate I knew what had been missing.

And apparently so did DH cause on the 2nd day there he asked about buying back in at SSR. On the drive home we as a family hatched a plan to save up to buy in via resale as soon as possible. I am hoping we will be able to do it after tax returns next year. We even have a piggy bank and everyone puts their change in it and when it fills up we cash it in and add it to our Disney Account at the bank.

So don't give up! things can turn around faster then you can think.

 

[Hunclemarco]

Sorry to hear of your problems.
We were at the mouse for 14 days around memorial day weekend, and although we had an excellent time, i too felt something was missing. We had a friend with us and on the day before we went home, we took him from Disney Studios by boat to BCV on route to EPCOT to show him what we once had. I just felt the vacation had to just start then. We had other friends with us as well, and i told my wife that although i had a good time at POP, and an excellent time with the friends, nothing could beat the DVC homelike feel. (probably because DVC created a hotel snob...see thread on misc board )
So, I have to admit we were very naive when we bought DVC, and we didn't stop at one contract. Addonitis set in and we had 6 contracts totaling 910 points...and we used every point each year; and we were able to share our vacation with many friends...i don't regret it one bit. At one time we were able to afford it all, but with the cut in jobs, we kinda lost our shirt. So, now we're also saving for resale, starting with a 50-100pt contract, and gradual growth afterward, and renting points till we get our contract.
I'm with you...things can only look good from this point on

 

[OrangeCountyCommuter]

While I appreciate this thread....

Laptops have been reported stolen at DVC resorts too. PLEASE lock them up, don't assume "pixie dust" and/or DVC will protect them. DVC does not do "background" checks on thier owners. DVC does the same thing as all Disney resorts to keep out "unwanted" (which is basically nothing. Does having a DRIVER show his license to a guard do ANYTHING LOL!)

If your laptop won't fit in a safe, a $20 cable lock will secure it to the furniture!

 

[manning]

While I appreciate this thread....

Laptops have been reported stolen at DVC resorts too. PLEASE lock them up, don't assume "pixie dust" and/or DVC will protect them. DVC does not do "background" checks on thier owners. DVC does the same thing as all Disney resorts to keep out "unwanted" (which is basically nothing. Does having a DRIVER show his license to a guard do ANYTHING LOL!)

If your laptop won't fit in a safe, a $20 cable lock will secure it to the furniture!

I was looking at the Dell site the other day. They have a Lo-jack option you can subscribe to. Report your laptop stolen and they will track and recover it.

 

[Brian Noble]

True confession: I leave my laptop on the table. Not because I think Disney is special, but because I do that at every hotel at which I stay---and I easily clock 45-60 days a year in hotels. Not so much as a lost pen.

 

[Disney Spaz]

Normally I would agree about the laptop except. When we came back on our first full day there my kids, in their own room, reported to me that they felt their things were moved around and gone through. Nothing was missing but they felt unsafe so I called the front desk immediatly report the situation and request that no one enter either room for the remainder of our stay without us being present and to discontinue maid service. They had my cell phone number on fill in case there was an emergancy during the day. Plus we put the do not disturb sign out every day.

As I told DD that if the laptop had been gone on day one shame on us but since Disney was aware of the concern and we requested no one enter without our presence I felt it was on Disney at that point. And Disney agreed when the laptop went missing two days later after 1 unauthorized CM entered the room. Now do I definatly think it was the CM who entered the room who knows. It was the maid and she may have proped the doors open to do 2 rooms at the same time, a practice I have seen many of them do, and someone walking by could have grabbed it while she was in the other room, either way nobody should have been in there.

The sad thing was when it happened the front desk manager at POFQ was less then helpful. His suggestion was to go back for the night and housekeeping would call me in the morning. Um no. I insisted on being moved and calling the police. We did a poilce report and Disney investigated. They called when we got home apologized and even wrote a letter for DD for her professors explaining what happened to the computer and the memory stick so they could help her with recovering the work from previous professors or excuse her from the stuff.

The reality was the info on the computer was more valuable then the computer as DD's college major is cummulative and she is entering her final semester in the fall. As for those who will suggest backing up the info, she did on a memory stick placed in the laptop bag for easy access in case the computer crashed.

But the real good that came out of all this was once we were moved to SSR our whole experince changed. The front desk was wonderful. While we checked in they entertained my scared 5 year old with stickers and princess tattoo's. They were so apologetic for what happened. They made us feel like we were home again. DH is usually pretty pesimistic but he kept saying hive Disney a chance to make it right and they did. The attitude of the CM's at SSR even got DH to make the suggestion to buy back in. That is a large reason why I will choose SSR as our home resort.

Sorry for the long post.

 

[OrangeCountyCommuter]

1. If you think telling Disney not to have a CM enter your room works... PIXIE DUST! Disney is a hotel chain. Like most hotel chains they do not do the most stellar job of maintaining access to those 'master keys' Even at DVC resorts my room has been entered by maintenace etc.... So not having housekeeping is not a 'security measure'

2. Breaking and entering a hotel room is NOT exactly rocket science and lots of people do it for a living! If I were a thief would I think Disney is a good mark? Lots of people leaving all kinds of goodies out for me! Just crack open that door and "look around"

Folks, I am sorry about what happened to the poster above, but do NOT think that "it won't happen at a DVC resort" There have been several thefts for SSR that I have read about on message boards. A quick search showed this post for example, it's a few years old but.... http://www.disboards.com/showthread.php?t=1548475

Now you must push for the police. Disney wants to sweep it under the rug and the poster above did the right thing, but honestly why after the first incident the "wake up" call didn't occur as to "gee maybe we shouldn't leave costly stuff just laying about" is beyond me. $20 could have prevented what OPs child is now having to deal with. (Trust me, I have lost a key to one of those cable locks. Wound up with a computer in multiple pieces. We saved the hard drive )

Just because it's Disney there is NO Pixie Dust. Do not leave valuables out in your room or in your car!

 

[Brian Noble]

Could it happen at WDW? You bet. Is it more likely than any random business-class hotel? Probably not.

 

[shalom]

True confession: I leave my laptop on the table.

We do, too, and we travel with a ridiculous amount of electronic gadgets (not me, but hubby's a computer geek and some of the kids are almost as bad). Worse, I once stepped out of a condo "just for a moment" to talk to the kids by the pool just outside (unless you count the fact that I had to go down to the gate and back...), leaving the sliding glass door unlocked, only to return to find a Completely Unauthorized Person wandering out from the second bedroom. He gave me some song and dance about being "from security, checking the air conditioners" and high tailed it out of there, leaving a pile of laptops and hubby's iPad by the locked "front" door, and one of our duffel bags in the master BR filled with cameras, my son's watch, other son's diabetic kit, etc.

And yet we still leave our laptops out on the table. We've always copied everything off of them before leaving, though, and we've always pulled the curtains so as not to advertise the possibilities when we're gone. However I no longer step out "just for a minute" leaving a door unlocked unless there's someone else "home." The really stupid thing is, when leaving I thought about how dumb it was not to lock the back door and go around the long way, and decided it was okay because if a thief slipped in that unlocked door, I'd hear the annoying screen door slam and go chase him off. Which is exactly how it worked out, but definitelyl not one of my brighter plans.

 

[MinnieVanMom]

Thank for the road this thread has turned down. We often travel to Disney with all kinds of apple gear and have this false sense of security because it is Disney. The happiest place on earth. Yet we still need to be responsible for out belongs and keep them safe. Our Mactops won't fit in the safe with all the other gear but maybe putting them under the mattress or just in a drawer would be safer than leaving them on the counter screaming steal us.

Do you if the front desk at DVC has a safe to lock computer gear up if asked to do so?

 

[JimMIA]

Hard to believe the mods haven't stepped in and cleaned this thread up.

People are posting about trying to get their lives back together after financial crises and all we can think about are protecting our toys?