My checking account was hacked

Discussion in 'Budget Board' started by ceemys, Mar 30, 2011.

  1. ceemys

    ceemys DIS Veteran

    Jun 25, 2008
    I just want to give a friendly warning to check your accounts.

    My bank called me this past Sunday asking me if I made a lot of purchases lately. I said yes because I was preparing for my trip. Come to find out that they deactivated my card 15 minutes later. I went online to see what was up and I had $477 charged to my debit card from London UK!! Some Lloyds Pharmacy. Thank goodness the Loss Prevention department is on top of the accounts and monitoring where the charges are made. Then I find out today that my friend had hers hacked also! She banks at another bank and her charges were within the US but another state and for $4500!

    I hope everyone's account is good.

    ETA: The fraudulent charges were made between Sunday, 10 and 10:30 am, they called me at noon and my card was deactivated at 12:15
  2. raven70

    raven70 Earning My Ears

    Mar 30, 2011
    Good advice. I bank with USAA, and I think most banks have something similar now, but I get a daily balance text to my phone, and I have charge ammount limits setup to receive alerts as well. There have been times I have forgotten about things, so it is helpful just from the standpoint of keeping track of your spending, and of course the added security/piece of mind.
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  4. cglaura

    cglaura DIS Veteran

    May 22, 2007
    Glad they were on top of it.

    I only keep enough in my checking to pay the bills / groceries. Then I transfer the rest to savings and opted out of overdraft protection. So on average, I only have $15 in there for them to get, anything higher would be denied. I don't have my savings linked to my debit card. Even though it offers the same protection as a cc, I feel better if they can't get at the bulk of my money period.
  5. vroomagain

    vroomagain Mouseketeer

    Jun 30, 2009
    :scared1: I am sorry that happened to you. DH had his X-box live account hacked this morning and they managed to rack up $200 worth of charges. we are getting it sorted out but it is still scary!
  6. wdwmom0f3

    wdwmom0f3 Disney Bound!

    Aug 10, 2008
    Crooks!:headache::mad::sad2: They make me sick!
  7. irish dancer

    irish dancer DIS Veteran

    Jul 25, 2004
    Same thing happened to us today. Got a call this morning from our Credit Union, DHs ATM card was compromised. A charge for $300+ came in this morning from Europe followed by a $1500+ one. :scared1: They denied the $1500 charge since it's over our daily limit (thank goodness) and emailed paperwork to DH for the other charge. His card was stopped immediately too which he found out the hard way, denied at check-out but we were happy they were so quick to stop things before all our money was gone.

    So wish we could track down the scoundrel that lifted his info. :mad:
  8. SandrA9810

    SandrA9810 DIS Veteran

    Jul 24, 2005
    Good luck with that, it happens all the time and takes Microsoft forever to get the account sorted out.
    It's either best to use gift cards you can buy in the store, or a credit card with a $300 limit that you can close if you need to.
  9. momplus3

    momplus3 Mouseketeer

    Aug 26, 2008
    Our checking account was hacked last year after my DH and DSs World of Warcraft account was hacked. Our bank was great and the money was replaced within 1 week.

    We buy the prepaid game card at Walmart or Gamestop now.

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