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What first began (December 2012) as a flippant way to put my canceled vacation money (vacation would have been in March 2013 to San Francisco) towards an alternative good use has now turned into a 2013 year of really driving down as hard and as fast my overall mortgage balance left to pay.
It hasn't been easy for me - it has been a "struggle" (SERIOUSLY) for me to do this as I come from a background of traveling every 6 months and now to be faced with this??
But hey.....for every $1 that I give the "evil"

bank, analitically $4 is lowered off the overall balance of my mortgage. NOT BAD -
HOWEVER,
I often look at Disboards as a way to look
forward to my 9 day
Disneyland vacation (December 2014) even though it is still a long ways away. Conversely, I see others "having fun" on various thread sites playing at the house that Walt built, etc....
Yet.....here I am not traveling and not going on vacation.

"Struggling" not to call CIE TOURS and book me a vacation to Great Britain (next on my bucket list) for June 2014.....
But -
I know in my heart that all my struggles (both emotional and well as logical) WILL pay off - as I am already seeing the interest being charged on my mortgage DROP significantly in just 90 short days.
ALL DUE TO MY HARD W-O-R-K .

(RRRRRRR!!!!! I REALLY WANNA PLAY but I know this IS a different kind of play).
My short term reward for all this HARD WORK??
(
You oughta see my monthly mortgage statements as I have been KNOWN to stop on by my bank twice a week (on the way home from work) and empty out whatever is in my wallet and give it to them in the form of a Principle Reduction payment)
$6 here......
$33 there........
$100 there........
very small amounts that add up over time.
ANYWHO -
My reward will be -
I will be making a
SERIOUS RUN at attending the 2014 ROSE BOWL game.
Q: Ever price a ticket for that game??
and yes, I will be carrying on this overall objective atleast into January 2014.
AND YES......
I have no issue telling the whole dang world that my house is now all:
while also saying:
DON'T LAUGH.......IT'S PAID FOR
while I go off on either a 10-day vacation to Scotland, a
DCL cruise to..... or possibly a 10 day adventure into the Maldives...........
I have no issue asking the follwing to all of you:
Q: If a vacation it is while celebrating NO MORE MORTGAGE payments, where would you go and for how long??
So Imho, the word "struggle" is just a matter of perspective - not meant as a slap against you.
Overall, GREAT THREAD - I LOVE IT!!
T.T.F.N.