This will be our third TA cruise, so I can answer questions about that no problem! There are definitely fewer kids onboard, but they will be there. I'm bringing a gaggle of them myself :
As for travel insurance, I have used ************. com in the past. I like that site because there are a lot of options to meet whatever needs you have. Though admittedly, I quoted insurance for our last TA in 2014 and never wound up buying it. Luckily, we did not need it.
I'm also going to be looking at the airfare options, but nothing seems available just yet. This is fine for me. I'm still kind of in shock that I'm booked on the cruise in the first place. I don't think it will be too hard to find airfare from Copenhagen to NYC. That's the benefit of living near a big hub. I know that for our last TA, I staked 1800flyeurope for airfare options. We wound up on LOT Airlines and they were a class act. On our first TA we flew Aer Lingus and I liked them as well. So I've had good luck so far!
DH is still concerned on how we're going to pay for the cruise, but we usually find a way to make it work. Mac and cheese may be a popular dinner for awhile. My income taxes were completed yesterday and luckily, we don't owe anything, so that's a good start. We have been planning to go to WDW for the DisUnplugged 10th Anniversary at the end of July (no park tickets, just hanging out around WDW property and going to the event), but if I have to cancel that reservation to save up for the cruise, I'm prepared to do it. I just want to hear what the big party is first, because I don't want to cancel our hotel and then find out that the birthday event is something I don't want to miss.
Anyway, enough out of me! Time to get ready for another day at the grindstone.