I am a DC member, AAA member, and an Annual Passholder. Thanks to much information from these boards, I decided to make my reservations thru CRO, and not thru the 800 number with the DC. Thru CRO: AAA discount the same as the DC Discount, even costs less, because you do not have to pay for the basic plan which is room and admission to WWOSports, just room only. Cancellation policy 5 days No charge for changes to reservation Do not have to pay balance 21 days out (CM quoted 21 days) Do not have to buy trip cancellation insurance which is $29.95 per adult. The phone call was a toll call though, but worth all the conveniences and certainly worth the savings. After years of going to WDW, this DC membership (which I have from a paid MKC membership) is certainly looking like a dissappointment. Hope this info can help someone. FYI Room Rate: Yacht Club, standard view, 2 queen beds, $223.20 per night plus tax (20% off the $279 reg. rate plus tax) in July. Still hoping to convert to AP rate when they come out.undefined Offsite - 1974,1975 Contemporary - 1982,1983 Port Orleans - 1993,1994 Wilderness Lodge - 1995 Yacht Club - 1996,1997,1998,1999,2000 BEEN THERE, DONE THAT, GOING BACK ... WDW!