mickeyfan2
DIS Legend
- Joined
- May 21, 2004
- Messages
- 16,087
This has been my experience too. This is another reason NOT to use a debit card.Most stores void the whole thing. That is just how they do it.
This has been my experience too. This is another reason NOT to use a debit card.Most stores void the whole thing. That is just how they do it.
We have the Michigan scanner law here, so if they make a mistake, they have to give you the difference x 10, up to $5. So, it usally is a quick way to make $5!
However- if you enter your pin, it works like an atm card and it is instant, it wouldn't take a couple days as if they credited it through Visa.
Most stores void the whole thing. That is just how they do it.
Most stores void the whole thing. That is just how they do it.
I purchased some things at Target today. I noticed after checkout my bread rang up the wrong price. I immediately went to guest services and told her. Then the next thing I know she is asking for the pin number for my debit card to be entered in on the pad (that was my original form of payment). I said why. She said she voided the entire transaction and now I'm repurchasing everything with the bread at the correct price. I said well, since that's a debit card, it takes a few days to get credited back into my bank account. So essentially I would have two charges of $55.xx deducted from my bank account and wouldn't get one back for a few days. She said that was the only way to do it and it was too late now. What happened to just returning the wrongly priced item and ringing it up for the right price I asked. She said they don't do that. I left my stuff there. I probably could have just put my pin number in and made life easier, but I was really peeved that I wasn't told what she was doing before she did it. I know that I have had pricing mistakes there before and was just given the difference back.
Sooo, if something rings up wrong and you used your debit card, just be prepared to pay for the purchase again and have more funds tied up in your account.
Most stores void the whole thing. That is just how they do it.
I guess I have a different take on it - if the extra $55 was such a big deal that waiting a few days would make a difference to your bank account, maybe you need to change your "shopaholic" ways. My opinion............![]()
I guess I have a different take on it - if the extra $55 was such a big deal that waiting a few days would make a difference to your bank account, maybe you need to change your "shopaholic" ways. My opinion............![]()
Okay, I just checked my bank account online and it says:
DEPOSIT POS xxxx xxxx xxxxxxx REVERSED WITHDRAWAL FOR OPERATION 44746 $ 55.26
So I guess it was credited immediately which is shocking! Maybe it works different for voids than returns. But whenever something is credited to my card, it takes days to get it back.
So now I kind of feel like a jerk for making a big deal out of it, but oh well. Their policy is still really silly.
This is just downright rude. Not to mention absolutely ridiculous.
I guess I have a different take on it - if the extra $55 was such a big deal that waiting a few days would make a difference to your bank account, maybe you need to change your "shopaholic" ways. My opinion............![]()