June No Buy

(I'm only tracking my fast food/restaurant/vending machine/other non-regular grocery shopping food purchases since that's the biggest black hole in my spending.)

6/1/12 - $0
6/2/12 - $0
6/3/12 - $0
6/4/12 - $1.49
6/5/12 - $0
6/6/12 - $0
6/7/12 - $0
6/8/12 - $0
6/9/12 - $0
6/10/12 - $10.20
6/11/12 - $0
6/12/12 - $9.22
6/13/12 - $38.58
6/14/12 - $0
6/15/12 - $0
6/16/12 - $0
6/17/12 - $0
6/18/12 - $0
6/19/12 - $0
6/20/12 - $16 Lunch out for a co-worker's birthday. Oh well - it was a good streak while it lasted....
6/21/12 -
6/22/12 -
6/23/12 -
6/24/12 -
6/25/12 -
6/26/12 -
6/27/12 -
6/28/12 -
6/29/12 -
6/30/12 -

Total for the month: $75.49
 
I *officially* suck at this! :lmao: It's not my fault, it's those enablers here on the board talking about Christmas and back to school, and those evil temptresses at the thrift shop!!

The other day, a catalog I love sent an email that they're having a huge clearance, and I was able to pick up a bunch (like seven) of gifts for $70 shipped that I'm planning to squirrel away for Christmas... I usually Christmas shop all year long, but we had a medical situation for the entire first quarter of this year, so I'm feeling behind... I also saw a good idea in that catalogue that I wanted to copy, so that led me to Dollar Tree and JoAnn's... and while the result was a beautiful Christmas gift for my niece, it's still spending either way...

SO... slippery slope... yesterday I thought "hey, it's 1/2 price day at Salvation Army and I have a little time..." meanwhile DD8 wants to do hair-wraps and I have no embroidery floss, so I check SA (no luck, but $17 on other things that will go into the holiday closet) and then I check the thrift shop here on the base... no floss, but 1/2 price clothes, so I picked up 3 shirts from Justice plus one pair of Justice pants (DD8 and DN9 are Justice-crazy), plus a sundress for DD5 and a Princess Jasmine cup for $5.50, and the cashier mentions that tomorrow (today) is bag day...

So that's another $6 today, plus $2 for snacks... we had our workout outside this morning, an hour in 90 degree full sun... I'm rocking the gatorade and was craving salt... on the upside, I'm wayyyy too sick from the heat today to go out to eat!

On the one hand, I'm started for Christmas, with many gifts, gift wrappers (I like to use reusuable wrapping like tins, purses, and pretty blankets,) and gift-starters to show for the $100-or-so I've spent... I added two shirts to my niece's back-to-school bag, and today at the bag sale, I got all sorts of things... two suits for me, scrubs for my Mom, a pillow pet for DD5, plastic easter eggs, a christmas cookie plate, valentine's day cups... all sorts of things that go into my "holiday closet" and will save me money later when I don't have to buy them full price...

I'm great at getting more for my money... but I *suck* at not spending it in the first place. Even if I just look at the "eating out" portion, I've been so busy that I've been cheating...it's a big curve for me...

I hope I'm as good as you guys some day.
 
Tomorrow I have already budgeted to see Brave, but it's awful that I had to budget $100 to see a movie :eek:. That does include popcorn, but that's part of the experience for us.

No Buy:
6/12/12 $17 pizza+tip, $22 messenger bag
6/13/12 $0
6/14/12 $7 lunch at McDonalds, $21 heartgard and frontline for puppy
6/15/12 $0
6/16/12 $4.25 bowling
6/17/12 $25 pizza+tip
6/18/12 $0
6/19/12 $0
6/20/12 $7.50 ebay for nbpr grocery rebate forms, will get $40 back
6/21/12 $1.06 sweet tea for DS after doctor's appt., we were there a long time
6/22/12
6/23/12
6/24/12
6/25/12
6/26/12
6/27/12
6/28/12
6/29/12
6/30/12

Car Payoff fund:
6/11/12 $5 craigslist sale
6/14/12 $100 left in checking from last payday
6/15/12 $166 refund from a hotel for one night because of very bad service
__________________
 
Zhoen, you're not alone. Don't give up! We all have to start somewhere.

Today was really spendy... I spent the day downtown and was finally able to pick up some stuff I've been meaning to get. On the plus side, I reached my $0 goal for the month already! I'm going to add 3 more days to the goal.

What I spent money on today:
lunch-$6.50
belts at XII-$21.02
denim capri & skirt at H&M-$56.44
running shirt & headband at Lulu-$63.28
maxi skirt at Winners-$28.24
mangoes at Lolblaws-$5
Total spent-$180.48 :scared1:

I'm only going to count the lunch and mangoes. I've been waiting to buy those other items and I'm only trying to budget my misc spending. I'll still count them off my items budget.

No buy: 10/13
Clothes: 5/5
Make-up: 1/3
Eating out: 3/5
Entertainment: 1/5

1. $12.85- Some snacks for my brother whose birthday is today!
2. $2.57- Iced coffee
3. $76.64- Misc shopping
$40-92.06= $52.06 over!

4. $0
5. $0
6. $0
-$12.06-0= $12.06 over

7. $0
8. $0
9. $4.37- lg Icespresso at Second Cup
$27.94-4.37= $23.57 saved!

10. $0
11. $4.17- Post office
12. $0
$40-4.17= $35.86 saved!

13. $5.10- Wonton noodles for lunch
14. $15- dinner with co-workers
15. $22.66- food, popcorn and CD
$40-42.76= $2.76 over!

16. $0
17. $7- swords and wands bought at Dollarama
18. $0
$37.24-7= $30.24 saved!

19. $1.25- Subways with some money left on a gift card :cool1:
20. $0
21. $11.50- food
$40-12.75= $27.25 saved!

22.
23.
24.
$40-

25.
26.
27.
$40-

28.
29.
30.
$40-
 

(I'm only tracking my fast food/restaurant/vending machine/other non-regular grocery shopping food purchases since that's the biggest black hole in my spending.)

6/1/12 - $0
6/2/12 - $0
6/3/12 - $0
6/4/12 - $1.49
6/5/12 - $0
6/6/12 - $0
6/7/12 - $0
6/8/12 - $0
6/9/12 - $0
6/10/12 - $10.20
6/11/12 - $0
6/12/12 - $9.22
6/13/12 - $38.58
6/14/12 - $0
6/15/12 - $0
6/16/12 - $0
6/17/12 - $0
6/18/12 - $0
6/19/12 - $0
6/20/12 - $16
6/21/12 - $6.45 Lunch - I had an early morning appointment and had to rush out of the house so I didn't have time to pack a lunch.
6/22/12 -
6/23/12 -
6/24/12 -
6/25/12 -
6/26/12 -
6/27/12 -
6/28/12 -
6/29/12 -
6/30/12 -

Total for the month: $81.94
 
No Buy:
6/12/12 $17 pizza+tip, $22 messenger bag
6/13/12 $0
6/14/12 $7 lunch at McDonalds, $21 heartgard and frontline for puppy
6/15/12 $0
6/16/12 $4.25 bowling
6/17/12 $25 pizza+tip
6/18/12 $0
6/19/12 $0
6/20/12 $7.50 ebay for nbpr grocery rebate forms, will get $40 back
6/21/12 $1.06 sweet tea for DS after doctor's appt., we were there a long time
6/22/12 $0
6/23/12 $21.00 McDonalds for lunch after visiting MIL in hospital
6/24/12
6/25/12
6/26/12
6/27/12
6/28/12
6/29/12
6/30/12

Car Payoff fund:
6/11/12 $5 craigslist sale
6/14/12 $100 left in checking from last payday
6/15/12 $166 refund from a hotel for one night because of very bad service
 
6/11/12 - $0.00 Spending the day at home figuring out budget, making affordable meal plan for grocery shopping later in week.
6/12/12 -0.00
6/13/12 - $41.73-Walmart $31.69-Whole Foods $25.00-DH dinner out for friends birthday. After all that I still have go out and buy more groceries tomorrow for Fathers Day cook out.
6/14/12 -0.00
6/15/12 - 52.00-Kroger Fathers Day Food
6/16/12 - 0.00
6/17/12 - 23.00-Lunch Out, 28.00-Target
6/18/12 - 0.00
6/19/12 - 25.00-5K Sign up 4.00-Target
6/20/12 - 118.36-Walmart. Groceries and Birthday supplies and gift for niece.
6/21/12 - Stamps-27.00 Garage Sale-13.00
6/22/12 - 10.00-Snack at Baseball game
6/23/12 - 25.00-Gift Card for Father in law 28.00-Shopping:sad1:
6/24/12 -
6/25/12 -
6/26/12 -
6/27/12 -
6/28/12 -
6/29/12 -
6/30/12 -

Total for the month:
__________________
 
I'm really not sure if I bought anything today... it's very surreal.:rotfl2:

I returned a couple of things I had gotten earlier this week that were extra to the stores, so that's not buying... but then I used the cash I got back (because I'd paid debit) to get food for the guinea pig-- which is "buying" but with money I'd already spent once.

And then I re-ordered the Christmas gifts I'd ordered on Wednesday because I got a letter saying their website had problems and could I please call them... so I did... so is that buying today, or an extension of buying on Wednesday? So I ended the day with more money than I thought I had in the morning, between the returns and the fact that the re-order was less expensive than the first order because they suck and they sold out of half of what I wanted...

See, this is a good lesson on why buying is bad... I've heard of "buyer's remorse" before... but "buyer's befuddlement" is a new one....

ETA:
Oh, but I went berserk at Justice yesterday... I targeted only the orange-tagged clearance items, then got 40% off that price, then had a bunch of "fun cards" that are "Save $25 off a $50 purchase"... and I got right to the nearest $50, so essentially saved half-again. So school clothes for the fall, a winter dress for DD8, and few impulse items the kids picked out, but I still maintain that to walk out of Justice with two stuffed animals, two necklaces, a hair-streaking kit (go ahead and barf, I did), a big sis/lil sis pillow set, a dress, a hoodie, five pairs of pants and three shirts for $85... well, in my book I won and they (Justice) lost... so I'm not feeling too bad about that. DD8 and DD9 are all set for fall clothes now...
 
Yesterday was pay day! So I treated myself to a lunch at Costco, lol.

I haven't had Starbucks ALL MONTH. This is coming from a Gold Card member :scared1: I'm not sure if that's a good thing. I love Starbucks, but it's good that I'm cutting back on coffee. I guess we'll see what happens when my Gold Card actually arrives.

No buy: 11/13
Clothes: 5/5
Make-up: 1/3
Eating out: 4/5
Entertainment: 1/5

1. $12.85- Some snacks for my brother whose birthday is today!
2. $2.57- Iced coffee
3. $76.64- Misc shopping
$40-92.06= $52.06 over!

4. $0
5. $0
6. $0
-$12.06-0= $12.06 over

7. $0
8. $0
9. $4.37- lg Icespresso at Second Cup
$27.94-4.37= $23.57 saved!

10. $0
11. $4.17- Post office
12. $0
$40-4.17= $35.86 saved!

13. $5.10- Wonton noodles for lunch
14. $15- dinner with co-workers
15. $22.66- food, popcorn and CD
$40-42.76= $2.76 over!

16. $0
17. $7- swords and wands bought at Dollarama
18. $0
$37.24-7= $30.24 saved!

19. $1.25- Subways with some money left on a gift card :cool1:
20. $0
21. $11.50- food
$40-12.75= $27.25 saved!

22. $1.58- lunch at Costco
23. $0
24.
$40-

25.
26.
27.
$40-

28.
29.
30.
$40-
 
I got a great deal on ebay yesterday, I DS13 passed 7th grade math by the skin of his teeth so I want to work with him on it this summer. The books I wanted were $53 new, but I won them on ebay for $10.51. It wasn't budgeted for, but it was worth it.

No Buy:
6/12/12 $17 pizza+tip, $22 messenger bag
6/13/12 $0
6/14/12 $7 lunch at McDonalds, $21 heartgard and frontline for puppy
6/15/12 $0
6/16/12 $4.25 bowling
6/17/12 $25 pizza+tip
6/18/12 $0
6/19/12 $0
6/20/12 $7.50 ebay for nbpr grocery rebate forms, will get $40 back
6/21/12 $1.06 sweet tea for DS after doctor's appt., we were there a long time
6/22/12 $0
6/23/12 $21.00 McDonalds for lunch after visiting MIL in hospital
6/24/12 $10.51 homeschool math books to tutor ds13 this summer
6/25/12
6/26/12
6/27/12
6/28/12
6/29/12
6/30/12

Car Payoff fund:
6/11/12 $5 craigslist sale
6/14/12 $100 left in checking from last payday
6/15/12 $166 refund from a hotel for one night because of very bad service
 
Oops, I forgot I spent money on Saturday after all. DBF and I went to the Asian street food festival. For festival food, we sure ate pretty well! We spent about $10/person.

No buy: 10/13
Clothes: 5/5
Make-up: 1/3
Eating out: 4/5
Entertainment: 2/5

1. $12.85- Some snacks for my brother whose birthday is today!
2. $2.57- Iced coffee
3. $76.64- Misc shopping
$40-92.06= $52.06 over!

4. $0
5. $0
6. $0
-$12.06-0= $12.06 over

7. $0
8. $0
9. $4.37- lg Icespresso at Second Cup
$27.94-4.37= $23.57 saved!

10. $0
11. $4.17- Post office
12. $0
$40-4.17= $35.86 saved!

13. $5.10- Wonton noodles for lunch
14. $15- dinner with co-workers
15. $22.66- food, popcorn and CD
$40-42.76= $2.76 over!

16. $0
17. $7- swords and wands bought at Dollarama
18. $0
$37.24-7= $30.24 saved!

19. $1.25- Subways with some money left on a gift card :cool1:
20. $0
21. $11.50- food
$40-12.75= $27.25 saved!

22. $1.58- lunch at Costco
23. $14- food festival
24. $12.28- groceries
$40-27.86= $12.14 saved!

25.
26.
27.
$40-

28.
29.
30.
$40-
 
Catching up again! It's been a crazy few days spending-wise, because I needed to get some appropriate clothes and all sorts of misc. items for our trip to China at the end of next month :banana: I also treated myself to some new bras - it was long overdue :rotfl: The good news is that I kept the fastfood spending reasonably under control during the craziness. We also just got word that they are moving us from biweekly to bimonthly pay periods, and in the process are going to change from paying us a week delayed to paying us current - which means they will be giving us an extra check next month to cover the missing week and catch us up. Found money! :woohoo:

(I'm only tracking my fast food/restaurant/vending machine/other non-regular grocery shopping food purchases since that's the biggest black hole in my spending.)

6/1/12 - $0
6/2/12 - $0
6/3/12 - $0
6/4/12 - $1.49
6/5/12 - $0
6/6/12 - $0
6/7/12 - $0
6/8/12 - $0
6/9/12 - $0
6/10/12 - $10.20
6/11/12 - $0
6/12/12 - $9.22
6/13/12 - $38.58
6/14/12 - $0
6/15/12 - $0
6/16/12 - $0
6/17/12 - $0
6/18/12 - $0
6/19/12 - $0
6/20/12 - $16
6/21/12 - $6.45
6/22/12 - $11.94 - McDonald's for dinner. I was weak.
6/23/12 - $2.39 - Milk @ Target. We went through twice as much milk as normal this week for some reason
6/24/12 - $0
6/25/12 - $0
6/26/12 -
6/27/12 -
6/28/12 -
6/29/12 -
6/30/12 -

Total for the month: $96.27 :sick:
 
6/11/12 - $0.00 Spending the day at home figuring out budget, making affordable meal plan for grocery shopping later in week.
6/12/12 -0.00
6/13/12 - $41.73-Walmart $31.69-Whole Foods $25.00-DH dinner out for friends birthday. After all that I still have go out and buy more groceries tomorrow for Fathers Day cook out.
6/14/12 -0.00
6/15/12 - 52.00-Kroger Fathers Day Food
6/16/12 - 0.00
6/17/12 - 23.00-Lunch Out, 28.00-Target
6/18/12 - 0.00
6/19/12 - 25.00-5K Sign up 4.00-Target
6/20/12 - 118.36-Walmart. Groceries and Birthday supplies and gift for niece.
6/21/12 - Stamps-27.00 Garage Sale-13.00
6/22/12 - 10.00-Snack at Baseball game
6/23/12 - 25.00-Gift Card for Father in law 28.00-Shopping
6/24/12 - 65.00-Lowes 5.00-Icecream
6/25/12 - 0.00
6/26/12 - 0.00-Finally two days in a row!
6/27/12 -
6/28/12 -
6/29/12 -
6/30/12 -

Total for the month:
 
Today was Pasta Tuesday at Boston Pizza, so we all went there for lunch. $10 for a HUGE plate. I already have enough leftover for tomorrow's lunch!

No buy: 11/13
Clothes: 5/5
Make-up: 1/3
Eating out: 5/5
Entertainment: 2/5

1. $12.85- Some snacks for my brother whose birthday is today!
2. $2.57- Iced coffee
3. $76.64- Misc shopping
$40-92.06= $52.06 over!

4. $0
5. $0
6. $0
-$12.06-0= $12.06 over

7. $0
8. $0
9. $4.37- lg Icespresso at Second Cup
$27.94-4.37= $23.57 saved!

10. $0
11. $4.17- Post office
12. $0
$40-4.17= $35.86 saved!

13. $5.10- Wonton noodles for lunch
14. $15- dinner with co-workers
15. $22.66- food, popcorn and CD
$40-42.76= $2.76 over!

16. $0
17. $7- swords and wands bought at Dollarama
18. $0
$37.24-7= $30.24 saved!

19. $1.25- Subways with some money left on a gift card :cool1:
20. $0
21. $11.50- food
$40-12.75= $27.25 saved!

22. $1.58- lunch at Costco
23. $14- food festival
24. $12.28- groceries
$40-27.86= $12.14 saved!

25. $0
26. $17- Pasta and float at Boston Pizza
27.
$40-

28.
29.
30.
$40-
 
No Buy:
6/12/12 $17 pizza+tip, $22 messenger bag
6/13/12 $0
6/14/12 $7 lunch at McDonalds, $21 heartgard and frontline for puppy
6/15/12 $0
6/16/12 $4.25 bowling
6/17/12 $25 pizza+tip
6/18/12 $0
6/19/12 $0
6/20/12 $7.50 ebay for nbpr grocery rebate forms, will get $40 back
6/21/12 $1.06 sweet tea for DS after doctor's appt., we were there a long time
6/22/12 $0
6/23/12 $21.00 McDonalds for lunch after visiting MIL in hospital
6/24/12 $10.51 homeschool math books to tutor ds13 this summer
6/25/12 $11.00 dog toy
6/26/12 $0
6/27/12
6/28/12
6/29/12
6/30/12

Car Payoff fund:
6/11/12 $5 craigslist sale
6/14/12 $100 left in checking from last payday
6/15/12 $166 refund from a hotel for one night because of very bad service
__________________
 
Subscribing to this one so I remember to look for it next month. Definitely want to join in. My extra money goes to Disney, so need to watch what I spend and spend less the next few months.
 
No Buy:
6/12/12 $17 pizza+tip, $22 messenger bag
6/13/12 $0
6/14/12 $7 lunch at McDonalds, $21 heartgard and frontline for puppy
6/15/12 $0
6/16/12 $4.25 bowling
6/17/12 $25 pizza+tip
6/18/12 $0
6/19/12 $0
6/20/12 $7.50 ebay for nbpr grocery rebate forms, will get $40 back
6/21/12 $1.06 sweet tea for DS after doctor's appt., we were there a long time
6/22/12 $0
6/23/12 $21.00 McDonalds for lunch after visiting MIL in hospital
6/24/12 $10.51 homeschool math books to tutor ds13 this summer
6/25/12 $11.00 dog toy
6/26/12 $0
6/27/12 $4 McDonalds for DS, $134 snorgtees (school shopping for 3 kids, they were having a rare 25% off sale)
6/28/12
6/29/12
6/30/12

Car Payoff fund:
6/11/12 $5 craigslist sale
6/14/12 $100 left in checking from last payday
6/15/12 $166 refund from a hotel for one night because of very bad service
 
Boy, this month just flew by! I'll be returning a bunch of Crocs I bought. Hopefully the shipping won't cost too much.

No buy: 11/13
Clothes: 5/5
Make-up: 1/3
Eating out: 5/5
Entertainment: 2/5

1. $12.85- Some snacks for my brother whose birthday is today!
2. $2.57- Iced coffee
3. $76.64- Misc shopping
$40-92.06= $52.06 over!

4. $0
5. $0
6. $0
-$12.06-0= $12.06 over

7. $0
8. $0
9. $4.37- lg Icespresso at Second Cup
$27.94-4.37= $23.57 saved!

10. $0
11. $4.17- Post office
12. $0
$40-4.17= $35.86 saved!

13. $5.10- Wonton noodles for lunch
14. $15- dinner with co-workers
15. $22.66- food, popcorn and CD
$40-42.76= $2.76 over!

16. $0
17. $7- swords and wands bought at Dollarama
18. $0
$37.24-7= $30.24 saved!

19. $1.25- Subways with some money left on a gift card :cool1:
20. $0
21. $11.50- food
$40-12.75= $27.25 saved!

22. $1.58- lunch at Costco
23. $14- food festival
24. $12.28- groceries
$40-27.86= $12.14 saved!

25. $0
26. $17- Pasta and float at Boston Pizza
27. $0
$40-17= $23 saved!

28.
29.
30.
$40-
 
Tomorrow is payday for me, direct deposited at midnight tonight, so my month ends early, financially speaking...

It's been a long time since I tracked my spending this closely, and it's miserable :lmao: My checking account is *LITERALLY* single-digit right now (plenty of cushion in savings, but I'm not going to touch that.)

DD8 was FLABBERGASTED yesterday on the way home when I told her we could not stop for ice cream because Mommy was out of money. "But you have your debit card!"

So once everything from this month has finished posting, I'll be able to set more specific goals.

True story-- this morning, a random transaction posted from LAST MONTH from Universal Studios... $21 at the candy store in Harry Potter world. Bizarre. So much for "pay cash and it won't haunt you later!" :rotfl:
 
6/11/12 - $0.00 Spending the day at home figuring out budget, making affordable meal plan for grocery shopping later in week.
6/12/12 -0.00
6/13/12 - $41.73-Walmart $31.69-Whole Foods $25.00-DH dinner out for friends birthday. After all that I still have go out and buy more groceries tomorrow for Fathers Day cook out.
6/14/12 -0.00
6/15/12 - 52.00-Kroger Fathers Day Food
6/16/12 - 0.00
6/17/12 - 23.00-Lunch Out, 28.00-Target
6/18/12 - 0.00
6/19/12 - 25.00-5K Sign up 4.00-Target
6/20/12 - 118.36-Walmart. Groceries and Birthday supplies and gift for niece.
6/21/12 - Stamps-27.00 Garage Sale-13.00
6/22/12 - 10.00-Snack at Baseball game
6/23/12 - 25.00-Gift Card for Father in law 28.00-Shopping
6/24/12 - 65.00-Lowes 5.00-Icecream
6/25/12 - 0.00
6/26/12 - 0.00-Finally two days in a row!
6/27/12 - 45.00-Target. I just cant seem to stay away haha. Bought potty chair, had coupon and it was on sale. Also bought diapers and few house decor items that were on clearance.
6/28/12 - 26.00- Had to renew licence
6/29/12 -
6/30/12 -

Total for the month:
 














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