Is it worth it to get the Disney Visa??

[2005s4]

i've been using it for my business and racked up $1200+ in points last yr, made for a great free trip

 

[dogodisney]

We just applied for ours last night. We plan on using it in place of our debit card then pay it off each month.
Hopefully we will earn a good amount of points before our trip in Dec.

 

[monica31671]

I love my Disney Visa as well.

It's also great for a Disney Visa Package at Disneyland that scored me a 2 free lanyards with pins and a cool Disneyland backpack.

 

[aldiener]

Do any of you with Disney Visa card know if you can share your reward dollars or buy gift cards? Thank you.

 

[JoanneNC]

I only use our Disney Visa to get the free meet and greets and the tour discounts and the 0% APR on all Disney trips, but for cash back - I do not think its the best out there.

I prefer to use my AmEx Blue card - where it starts at 1.5% so already ahead and then once you spend $6500 - certain category like gas and food are at 5% - which definitely adds up quicker than 1%. Now with that said - I don't get to transfer it to a cool Disney rewards card..lol But after just 4-5 mths - I have $398 rewards $$ that will be a direct credit to my Aug statement. So between now and then I should easily get $800. So $$ spend vs $$ earned - 5% all the time is much better for me.

 

[thesaurinis]

I love my Disney card. I use it almost everyday. What I do is make a purchase then in my check book ledger write that amount in for whatever store I am at and next to it put on Disney Card so every couple days I get on my web banking and transfer over how much I charged. That way I get the points, but no interest. Our interest rate is low due to good credit. Like others have said probably not the best card out there, but since I love Disney to me its the best card. I can't wait to see what my 5x points adds up to. I am hoping to save enough points to have a good chunk of my trip paid for.

 

[covereddish]

It is totally worth it! We have gotten so much out of ours.

And, right now, they are offering $25 free Reward dollars if a current DVISA holder refers you.

PM me if you want to have a referral. I can send you the link!

 

[mickeytattoo95]

I finally applied for the disney visa. There are several promotional offers out there. I thought I'd found the best - a $25 rebate on your first disneyshopping dot com purchase, but then I found a better one after I'd already applied. I am one of those crazy 1000 moms who won the Disney Mom's in home "What will you celebrate" party box. Inside was an application for a Disney visa with $40 cash back. If course I would have rather had this perk so I thought some of you might want it too. Not sure if it's ok to put the website on here, so hopefully I don't get kicked off. We're all about saving money though aren't we? Go to disneyworld dot com/save40 or you can call the Disney visa phone number you find online and ask for the code 6L5701. Good luck! I wish I had found this code sooner.

 

[baj0505]

If you are interested in applying, the offer for the $100 gift card was still active yesterday--I gave this info to someone else on the board and they were able to use it and confirmed the offer was for $100 GC and was still valid. I can't guarantee it is still active today , but if the offer is still available this is one of the best offers you will find. The number to call to apply is 1-800-943-8319 and the code is CDZF. You can always give the code and ask to be sure it is still valid. (I will try and verify and post back what I find out).

 

[justintime]

If you are interested in applying, the offer for the $100 gift card was still active yesterday--I gave this info to someone else on the board and they were able to use it and confirmed the offer was for $100 GC and was still valid. I can't guarantee it is still active today , but if the offer is still available this is one of the best offers you will find. The number to call to apply is 1-800-943-8319 and the code is CDZF. You can always give the code and ask to be sure it is still valid. (I will try and verify and post back what I find out).

Is there a way to apply online with this code?

 

[baj0505]

Is there a way to apply online with this code?

I'll send you a PM.

 

[Rosanne]

I'm so bummed. I applied a couple of weeks ago. Already have my DVR card and it was only a $15 gift card perk. I had no idea that there would be such a difference in a perk. I want the $100 gift card. Waaaaaaah. If I had only known.

 

[kirbygump]

Can you use the Disney rewards to actually pay your tips if on DDP?

When you talk about paying for vactions can you actually use those Disney rewards and redeem them against the actual cost of the trip? Say if I booked with AAA can I redeem my rewards for that?

I have a DriversEdge card that is our primary card but you have to use the rewards within 3 years and we just bought a car and don't foresee another one within that time frame so I want to get rid of it. We're planning a summer 2010 trip to WDW and this seems ideal. I'm very diligent about spending and paying off my bill every month.

 

[baj0505]

Can you use the Disney rewards to actually pay your tips if on DDP?

When you talk about paying for vactions can you actually use those Disney rewards and redeem them against the actual cost of the trip? Say if I booked with AAA can I redeem my rewards for that?

I have a DriversEdge card that is our primary card but you have to use the rewards within 3 years and we just bought a car and don't foresee another one within that time frame so I want to get rid of it. We're planning a summer 2010 trip to WDW and this seems ideal. I'm very diligent about spending and paying off my bill every month.

You can use Disney rewards to pay tips if on DDP at almost all locations (I haven't found one yet that didn't take it) here is a link that you can use to see where you can redeem rewards: http://disneyrewards.disney.go.com/cardbenefits/themeparkbenefits.html
scroll down to 'Finance the Fun with Disney Rewards'

BTW I responded to your PM--hope the $100 off code works for you!

 

[kirbygump]

baj0505 - Just received my Disney Visa in the mail today. I called to confirm receipt and asked about the $100 gift card. Was told once I made a purchase with new card at the end of the first cycle Chase would notify Disney and I should expect to get the gift card in about 8 weeks. So thank you soooooooo much, that was an awesome deal. It will come in handy with some summer shopping.

 

[baj0505]

baj0505 - Just received my Disney Visa in the mail today. I called to confirm receipt and asked about the $100 gift card. Was told once I made a purchase with new card at the end of the first cycle Chase would notify Disney and I should expect to get the gift card in about 8 weeks. So thank you soooooooo much, that was an awesome deal. It will come in handy with some summer shopping.

I'm glad you were able to get it! That offer is the best one I've ever seen. I can't believe they are still offering it--every time I think its over they extend it with a new offer.

 

[masquerade]

I'm so bummed. I applied a couple of weeks ago. Already have my DVR card and it was only a $15 gift card perk. I had no idea that there would be such a difference in a perk. I want the $100 gift card. Waaaaaaah. If I had only known.

I'm in the same boat. Didn't know about the $100. But 0% APR for 12 months isn't bad.

 

[disneyfan55]

I'm glad you were able to get it! That offer is the best one I've ever seen. I can't believe they are still offering it--every time I think its over they extend it with a new offer.

My husband applied via the link on the AP site to receive the $100 giftcard. I referred him so I received the $25 bonus!! He received the giftcard about 2 weeks after he used the card. Pretty good deal if I must say so. The only place I ever saw the $100 giftcard is on the AP section of the WDW site via a link. On the mainpage it's $40, I think. Nowhere did it say you had to be an AP holder to receive the promo, but that's where the link is to apply online.

The link was still there today!!

 

[baj0505]

My husband applied via the link on the AP site to receive the $100 giftcard. I referred him so I received the $25 bonus!! He received the giftcard about 2 weeks after he used the card. Pretty good deal if I must say so. The only place I ever saw the $100 giftcard is on the AP section of the WDW site via a link. On the mainpage it's $40, I think. Nowhere did it say you had to be an AP holder to receive the promo, but that's where the link is to apply online.

The link was still there today!!

There have been several offers lately floating around for the $100 (they seem to come and go) thru the AP site, DVC member site, Mickey Monitor had a special code, a direct mailing with the brochure went out a couple of weeks ago. The links come and go periodically but definitely the $100 GC is the best offer I've seen in the past 3 years.

 

[Mom2Max]

baj0505 - Just received my Disney Visa in the mail today. I called to confirm receipt and asked about the $100 gift card. Was told once I made a purchase with new card at the end of the first cycle Chase would notify Disney and I should expect to get the gift card in about 8 weeks. So thank you soooooooo much, that was an awesome deal. It will come in handy with some summer shopping.

Is this something that is available to anyone? If so, how would I go about it? Is it just a regular application? I have a card and I'm trying to get my husband to get one, too. TIA