Ouch.....That hurts!
Do you know what the cheapest resort to own and stay?
It depends on what you value and how you value things like contract life and what your crystal balls says the dues difference will be in a decade.
SSR is considered a really good value - dues are low, the length of the contract is long, and resales can be had for cheap. It gives you few booking advantages
Dues are higher at VAKL, and the buyin cost is likely to be higher, but the value rooms, if you can get them, can offset the price. The value rooms are the big booking advantage (and concierge) but there are so few of each that even owners can have trouble at eleven months.
Likewise OKW - a lot of contracts have the shorter expiration date to factor in, but some have the longer expiration date. All the rooms at OKW are pretty good point values. The only thing you need home resort advantage for here tends to be the Grand Villas, though, so it isn't necessary to own.
BWV is a might be good value if you want the location and can book eleven months out and stay in the standard view rooms - contract life is short, dues are high, and the buyin is higher than the preceeding resorts, but its possibly the best value (if you stay in standard view rooms) of the expensive resorts. Without the standard view option, its a similar value to BCV - maybe a little worse (higher dues, but cheaper to buy, both of them, as well as VWL have the same contract end date).
Watch HH and VB - particularly VB - they are very attractive in terms of resale price - but both have short contract lives and VB in particular has very high dues - high enough to negate any savings over SSR.
I don't think anyone would consider any use of BLT, BCV or GFV a "value purchase" - UNLESS it is important for you to regularly stay there. Especially BLT standard view rooms, which seem almost non-bookable at seven months.
For us, extra years on the contract are pretty meaningless except as possible salvage value - we are old

But I'd put more value on that if I were ten or fifteen years younger.