Is anyone else not saving or paying for college?

What about the people who actually work because they enjoy it and it gives them satisfaction? I work as a special Ed teacher-I love what I do and it makes me better mother because I am happy. I would be sad if my child had to give up her career because she had kids. I work to pay bills but what I get out of my job is more than about money-it is about self-worth. Call me selfish I guess.

You are missing my point. I said people who work in order to fulfill their need for STUFF.

I stayed home for a while with my kids, and then worked part time. I had friends who wished they could stay home too. They could have- if they didn't have to work to have the huge house, expensive cars, vacations, flat screens, and the list goes on. We sacrificed those type of things so I could stay home for a while.

Hey- it's all good. As long as people are happy doing whatever it is that they are doing. What my family and I did worked for us. And for the record, a very good friend of mine told me she was disappointed that I stayed home for a while instead of getting a teaching job. Yup- I was wasting my education.

Just goes to show what they say about opinions....but I can't post that here or I'd get points. ;)
 
As a WOHM, I agree and would go a step further. I think that staying home with kids is a wonderful thing to do, even though I think there are other equally wonderful ways to raise kids. I also think that a degree can enrich and add to the life of a SAHP in many ways. For one thing, studies show that educated parents raise higher performing kids. A SAHP may choose to volunteer or use their knowledge in other ways. A degree also gives a SAHP more security in case the wife/husband/partner dies, leaves or becomes disabled.

Finally, although I'd be delighted if my daughter or son chose to be a SAHP, I think it would be highly unusual for them to do nothing else in the course of their working-age life. I'll use my mother as a more "typical" story. She graduated from college at 22 and got a job that built on her degree. She held that job for 2 years, and then married my father at 24. From 24 she stayed home full time until she was 36 and her youngest started school full time. From 36 until 44 she worked part time in school settings where she had the same schedule we did. When my youngest brother started high school she began working 3 full days, and moved on to 5 when he went to college when she was 48. She then worked 18 more years, full time, in a career position that required a degree. Looking at her life as a total, she was at home full time for 12 years, at work part time for 12, and worked full time for 20. I don't think that's uncommon. Her degree was definitely a useful investment.

Thanks for this really great perspective.

It made me look at my own career so far...I've worked FT for 23 years, then had no job for 2 years to be home with my son from ages 3 to 5 (my DH was home with him 0-3), then PT for 5 years. I will likely return FT soon, so that will be probably another 15 or more years.

So even with a break to stay home with him, I still will have many, many years using my degree, which is in a field I love and has been very rewarding.
 
You are missing my point. I said people who work in order to fulfill their need for STUFF.

I stayed home for a while with my kids, and then worked part time. I had friends who wished they could stay home too. They could have- if they didn't have to work to have the huge house, expensive cars, vacations, flat screens, and the list goes on. We sacrificed those type of things so I could stay home for a while.

Hey- it's all good. As long as people are happy doing whatever it is that they are doing. What my family and I did worked for us. And for the record, a very good friend of mine told me she was disappointed that I stayed home for a while instead of getting a teaching job. Yup- I was wasting my education.

Just goes to show what they say about opinions....but I can't post that here or I'd get points. ;)

And here's my point, as a WOHM who you put in the "absolved category". (apparently I'm there twice since I'm a single parent AND a special educator) Daycare is a perfectly valid way to raise a child. My child thrived there, and looking at how amazingly well he turned out, I can't imagine he'd have turned out better if I'd SAH. That doesn't meant that there aren't kids who also turned out amazingly with SAHP's.

When you say that someone shouldn't put their kids in daycare without a "good reason" such as "NEEDING" to work, or working in some kind of field that's particularly rewarding, you're saying that daycare is a second choice, that it's somehow "less" than staying at home. That's not what I believe. I believe that daycare is one (of several) great ways to raise a kid. That it's a valid choice whether you choose it because otherwise you'd be homeless (me), or because you love your job and think what you do is valuable (me) or your child does better with more stimulation and activity, or you want a flat screen TV, or you have a chronic illness, or you like to go out and get manicures while your child is there. It doesn't matter why you chose to put your kids in daycare, because putting your child in daycare isn't a bad thing, and because kids can and do thrive there.

When you judge one mother for putting their child in daycare, you judge us all.
 
A degree also gives a SAHP more security in case the wife/husband/partner dies, leaves or becomes disabled.

This is an excellent point. Education is never a wasted investment, regardless of how many years someone works in their field (or not). Also agree with others that the cost of education is way out of control.
 

And here's my point, as a WOHM who you put in the "absolved category". (apparently I'm there twice since I'm a single parent AND a special educator) Daycare is a perfectly valid way to raise a child. My child thrived there, and looking at how amazingly well he turned out, I can't imagine he'd have turned out better if I'd SAH. That doesn't meant that there aren't kids who also turned out amazingly with SAHP's.

When you say that someone shouldn't put their kids in daycare without a "good reason" such as "NEEDING" to work, or working in some kind of field that's particularly rewarding, you're saying that daycare is a second choice, that it's somehow "less" than staying at home. That's not what I believe. I believe that daycare is one (of several) great ways to raise a kid. That it's a valid choice whether you choose it because otherwise you'd be homeless (me), or because you love your job and think what you do is valuable (me) or your child does better with more stimulation and activity, or you want a flat screen TV, or you have a chronic illness, or you like to go out and get manicures while your child is there. It doesn't matter why you chose to put your kids in daycare, because putting your child in daycare isn't a bad thing, and because kids can and do thrive there.

When you judge one mother for putting their child in daycare, you judge us all.[/QUOTE/]

Relax. Nobody is judging you. I said it makes me sad when people choose posessions over being with their kids if they can. It's a feeling. Whatever. You do what you need to do. if I said you sucked as a parent because of choosing daycare, then I would be judging you. I never said it, and I'm not thinking it either. This isn't a black and white topic. Lots of gray area here. I get it...I really do.
 
Relax. Nobody is judging you. I said it makes me sad when people choose posessions over being with their kids if they can. It's a feeling. Whatever. You do what you need to do. if I said you sucked as a parent because of choosing daycare, then I would be judging you. I never said it, and I'm not thinking it either. This isn't a black and white topic. Lots of gray area here. I get it...I really do.

So, if I said "it makes me sad when people choose deprive their children of daycare, just because they don't feel like working" (note: I don't feel that way), that wouldn't be a judging comment, because I just said that I felt sad?
 
So, if I said "it makes me sad when people choose deprive their children of daycare, just because they don't feel like working" (note: I don't feel that way), that wouldn't be a judging comment, because I just said that I felt sad?

No, it's not. It is your feeling. You have every right to it. If you said "people who stay home with their kids suck and set their kids up for failure"...well, that is a judgement.
 
/
I believe in a parent at least helping a child pay for college. I only had one child because I knew I could not afford to educate more than one. We did private school for 9 years and are now doing college. We homeschooled HS for 4 years.

I just think paying for college is part of parenting. I think my parents were relieved when I chose not to go to college but I raised my daughter to believe in going on to school. Mostly because I wish I had gone because a college education opens many more doors than a HS diploma.

My DD is a freshman who takes her education seriously. She'll most likely go into medicine and if she ends up staying home and raising kids, good for her. If she decides to work instead, wonderful. If she decides to not have any kids, fine. It is her decision with whatever she decides for life but I feel very strongly that a parent needs to help their kids get an education.

I also feel very strong about the "making a difference" between kids. Do not pay for one and not the other. Do not make a difference between step-kids and kids you have together. Times may be different but, if they are, make it up to the first child in some way. Resentment is a horrible thing and while you may think it does not matter to your child, it does--deep down, it hurts.

And, if you decide to divorce your spouse and run off with a college-aged young adult, don't tell your own kids you can't help them while helping this other young adult. Now that's pretty low. :faint:
 
You are missing my point. I said people who work in order to fulfill their need for STUFF.

I stayed home for a while with my kids, and then worked part time. I had friends who wished they could stay home too. They could have- if they didn't have to work to have the huge house, expensive cars, vacations, flat screens, and the list goes on. We sacrificed those type of things so I could stay home for a while.

Hey- it's all good. As long as people are happy doing whatever it is that they are doing. What my family and I did worked for us. And for the record, a very good friend of mine told me she was disappointed that I stayed home for a while instead of getting a teaching job. Yup- I was wasting my education.

Just goes to show what they say about opinions....but I can't post that here or I'd get points. ;)


Don't you always tells us you have these thing? Am I remembering the wrong poster?


I would be concerned if the SAHP had student loans when they stopped working.
 
Don't you always tells us you have these thing? Am I remembering the wrong poster?


I would be concerned if the SAHP had student loans when they stopped working.

Uh, wrong poster. We don't have any of those things. Not even close.
 
I have no idea what MarcyinPA has as "stuff" in her life now but I have known who she is as a poster for a many years and have never known her as the bragging type. My guess would be "you are thinking of the wrong poster."

I think the point she makes is a good one--many parents WANT to stay home with their kids but THINK they can't. BUT, they also think they need a BIG house, fancy cars, big screen TVs, expensive purses, new wardrobes, 300 pairs of shows, jewelry for every outfit, fancy phones, latest technology, and everything for their kids to boot. But really, if they had wanted to stay home not have all the "stuff", they most likely could have stayed home. It seems that's all she is saying.
 
I have no idea what MarcyinPA has as "stuff" in her life now but I have known who she is as a poster for a many years and have never known her as the bragging type. My guess would be "you are thinking of the wrong poster."

I think the point she makes is a good one--many parents WANT to stay home with their kids but THINK they can't. BUT, they also think they need a BIG house, fancy cars, big screen TVs, expensive purses, new wardrobes, 300 pairs of shows, jewelry for every outfit, fancy phones, latest technology, and everything for their kids to boot. But really, if they had wanted to stay home not have all the "stuff", they most likely could have stayed home. It seems that's all she is saying.

THANK YOU!! You totally understand what I was getting at!
 
Different strokes for different folks I guess. I find this post very sad. I am a SAHM and wouldn't have it any other way. My life and time are of way more value to me than money. I have a DD10 and I have told her that she can do whatever she would like in life but I would be very disappointed if she choose to work instead of raising her children. I've told DS the same about whatever woman he would marry. I've always felt incredibly sad for children raised in daycares or by nannys while mom and dad are out fulfilling their dreams of having more and living better. Years ago, before having kids, I was a nanny. I took care of a 9 and 6 year old. One day the 6 year old said that she wished her mom was home with her everyday. The 9 year old quickly said that if she was they wouldn't have as much "stuff". Already at 9 he valued material possessions over family time :sad1: I would MUCH rather live in a small house and drive an older car and spend my days leisurely with my children than live in a giant house and drive a fancy car and be so busy with work that I had to hire people to clean my house, make my food, and raise my kids.
Go right ahead and feel sorry for my children, if you like. They've turned out to be absolutely wonderful young women, and if I could go back in time I would do a few things differently -- but altering the choices I made about my career wouldn't be one of them.

I personally would feel sorry for children being raised by a mom who has worked as a nanny, yet cannot form the correct plural for nannies. Nor would I really put much stock in the idea that one comment from a 9-year old gives a real indication of the priorities and values he will hold as an adult.
I like disneykat's phrase about the ridiculousness of people thinking scholarships would be "spread out like diamonds" for the top students. My kids also found that not to be the case. The free rides were at schools that, quite frankly, aren't on the level of the ones they chose.
Yeah, my daughter who graduated last year is a top student, and she received two scholarships that will cover about 50% of her four-year education; however, the vast majority of her classmates -- even the top students -- weren't as fortunate. To tell the truth, in her entire graduating class, only one boy received a full ride, and it was a military scholarship (they're one of the few groups still doing full rides; most schools are opting these days to give tuition-only scholarships to three students instead of a full-ride to one).

My daughter did receive a generous offer (not a free ride) from a small private school, BUT that school began with such a large price tag that it still would've cost more than the state school she really wanted to attend -- and it was, as you said, not on the level of the state schools she was considering. That choice didn't require much thought.

Anyone who's convinced that his or her high school senior will certainly walk away with big scholarships is likely to be disappointed. I'm seeing more and more excellent students receive . . . nothing, or next to nothing.
We are not saving, but plan to use DH's Montgomery G.I. Bill for the children when the time comes. Split three ways, it should be enough to get each an associates. That is if all three choose to go to college. My 9 year old has already decided he doesn't want to go to college. He is very bright, but school just isn't his thing. lol.
I would call the GI Bill a different type of savings, but savings nonetheless. This isn't pie-in-the-sky, maybe my child will win this scholarship. Being able to fund an associate's degree for each child is a big step towards his or her future.

Also, I wouldn't be 100% sure about a 9-year old's academic potential. That's still very young.
So let me ask, if your daughter was passionate about a field of study such as medicine, law, accounting, architecture, which require intense study, post- under grad work ( and the costs that come with it), licensing, etc, would you discourage her? Because if she's just going to have to quit when she has kids and not work for 20 plus years (assuming she'll have more than one kid), then it's really not worth it. Schooling until 24-25, only to work maybe 3-5 years and then quit for 20 doesn't seem to make sense then, right? Actually, why send her to college at all? Unless its just to get the classic MRS degree....

Yikes.
I wouldn't worry about it. Little girls who are told that they SHOULD be stay-at-home-moms, that anything else would be a waste of their lives, that this is their proper place in the world . . . don't tend to develop passions for career paths. When girls are told from a young age that careers are for boys, they don't put their mental energies in those directions. In contrast, girls who are exposed to a wide variety of interests and who develop a strong interest in a career CAN ALSO be very passionate about their families.
If college costs hadn't gotten so high then this wouldn't be an issue. Parents could either pay, or it would be a feasible option for students to work and pay for themselves.

There is going to have to be a major reform on the cost of further education. There is going to be an economic crash when all of these students with huge amounts of students loans enter the workplace, but have to use all of their wages to pay the loans instead of putting that money in to the economy. Not putting money in to the economy means companies won't be hiring, which means less jobs for people who are trying to pay loans. It's a viscous circle. And there aren't many students graduating without loans these days. Yes, there are some who had generous parents or had the stars align where they were able to generate enough money by working or scholarships, but most take out loans. I am the only one of my friends who had no loans. And I graduated 10 years ago. It's worse now.

There is no reason for tuition to outpace inflation. Someone has to be making money off of it.
I agree, and I see two over-riding reasons we've reached this point:

1. We as a society gave up the concept of financial stability and being debt free; instead, we decided that it's okay to borrow for . . . well, pretty much anything, and certainly big ticket items like college.

Once borrowing became acceptable, all too many families stopped looking for less-expensive alternatives. Students searching for "the college experience" instead of a way to get a degree. Suddenly going out-of-state (for the same degree that could've been earned at any number of places in state) became an acceptable alternative, even if the family couldn't pay. Going away to college became a choice, even for the poorest students. Just a few years ago this board was solidly of a mindset that a parent who put any financial limits on a college student was "stiffling his or her dream, refusing to allow the student to live his or her own life" -- that has changed. Can't pay for what you want? Just borrow, and pay for it once your education is done!

When I was in college, practically everyone worked at a part-time job. Only about half the students had a car. People shared books with dormmates, when possible. We ate 95% of our meals in the school cafeteria. In short, we actively searched for ways to save money! Today it's quite different, and it's largely because borrowing is an acceptable option.

2. As people have become more willing to borrow, schools have raised their prices. After all, if you're filling your classrooms at $$$, why shouldn't you raise the price to $$$$? And once people are willing to pay $$$$, it's just another step to $$$$$.

I agree, it's a vicious cycle.
That makes me cry, every time I read it. I have never been able to bear seeing my children struggle, while I enjoy luxury. They are all grown now, and I have lost one, but I still feel the same; I just love them too much.
I think there's a fine line here.

When my husband and I married, we had $200, two college degrees, two jobs, and a brand-new mortgage between us. We did struggle back then, but we had some awfully good times too. Now that we're older and have some money, we can see retirement from where we're standing, and we anticipate traveling and a number of other things -- things that're a reward for all those struggles.

We are paying for our children to go through college, but once that's done we expect them to be able to support themselves financially. We don't expect them to have as many luxuries as we do after decades of work. I won't feel badly for them when they move into a small starter house, when they drive a used car, when they can't afford to go out to dinner because they're saving for their own children's college education. These are the things one does in youth.

After they're finished with college, I will always be on hand to serve as granny-babysitter and to help them in small ways . . . but once they're launched out into the world, I do expect them to be capable of taking care of themselves. I won't feel guilty enjoying a vacation, knowing they're at home going to work in a professional job made possible by the degree I helped them earn.

If one of my girls has a real emergency -- fire, job loss, medical emergency -- I will always run to her side with my checkbook in hand, but I won't feel guilty about enjoying trips and driving a new car while my girls "make do" with what can be bought on an entry-level paycheck.
You are missing my point. I said people who work in order to fulfill their need for STUFF.
Ah, but here's the real point: Those who wish to put down working mothers begin with the assumption that ALL working mothers are abandoning their children without a backward glance for the sole purpose of buying more, more, more "stuff".
I think the point she makes is a good one--many parents WANT to stay home with their kids but THINK they can't. BUT, they also think they need a BIG house, fancy cars, big screen TVs, expensive purses, new wardrobes, 300 pairs of shows, jewelry for every outfit, fancy phones, latest technology, and everything for their kids to boot. But really, if they had wanted to stay home not have all the "stuff", they most likely could have stayed home. It seems that's all she is saying.
Now, I do agree with this sentiment, though I think you've taken it to the extreme.

When I was a kid, our society was in a transition period: When I started elementary school, essentially ALL moms stayed home. As the years went on, more and more of my friends had working moms. How could pretty much ALL the moms afford to stay home back then? Well, we lived in small houses (in my house, 3 bedrooms/2 baths, 5 kids + 2 parents). Many of them without air conditioning. No one had playrooms, mud rooms, or media rooms. Families had one 13" TV (with rabbit ears and 3 channels) in the living room and a phone with a long cord in the kitchen. I didn't know anyone who took an airplane vacation, and a Disney trip was something that a lucky few kids did once in their lifetimes (even though we were driving distance). I knew no one who'd been on a cruise. Women passed around bags of hand-me-down clothes for the kids; moms mended clothes that were damaged, and if something "almost fit", you had to wear it anyway. Most families had one car; the church bus'd pick you up and take you to Wednesday night and Sunday services. We ate out about three times a year. We drank soda less than once a week. Birthday parties meant your grandparents came over, and you had a nice meal (of your choice) and a cake. We got new jeans for school in the fall, and in the spring mom cut them off into shorts. We got one pair of new tennis shoes each year, and they were always bought one size too big so you could grow into them. Dads carried their lunches to work in a bag. Moms hung clothes out on the line, then ironed everything. The list could go on, but the bottom line was that we lived a very different lifestyle.

Most married moms today could stay home IF they chose to live that way again. Or course, it'd be more difficult today because society as a whole has turned in a different direction, whereas back then when "everyone" shared that same lifestyle, it had great social support. Today a person who tried to live that lifestyle would be different from the neighbors; it's not as easy as saying, "Just give up the 300 pairs of shoes, and you can stay home." It's a whole different lifestyle.

Also, if you want this lifestyle, you have to start it BEFORE KIDS. If you and your husband each bring student loans into the marriage, you're already setting yourself up for the need for two incomes. My parents neither one had a degree when they married (though my mom went back to school when I started high school and had a career later in life), and they bought a two-bedroom house for $5000. Today such a house would still be less than $50,000 -- it wasn't a nice house at all. My mom's engagement ring was TINY, perhaps 1/10th of a diamond. People today would definitely look down upon it. She had a lovely dress, but they had only a punch-and-cake reception. Again, this was the lifestyle back when "all moms" stayed home. It's not just a matter of giving up the latest luxuries; rather, it's a whole different, more frugal mindset.

The real irony: When I was small and my mom was at home with us, she spent LESS TIME with us than I spend with my kids today. Why? Because she saw herself as a housewife first. Her job was to keep the house clean, and -- in the summer -- to fill the pantry with canned goods so we could eat over the winter. We worked with her in the garden, but only grudgingly. She was constantly busy with all sorts of household drugery (i.e., cloth diapers), and when she had a little downtime she sent us outside to play -- she took her rest time in the middle of the day, and she watched her soaps. Don't get me wrong: She wasn't unloving. She was just doing what women back then; she was caring for her family in what was at that point an appropriate way. If someone got hurt (say jumping out of the barn loft) she always stopped what she was doing and fixed it up with a bandaid, but she didn't then hover over us for the rest of the day -- she sent us back outside. She took us to the library every single week, and she attended our school plays, etc. She volunteered to work with kids' groups at church and scouts, and she sometimes read us bedtime stories, but I have no memories of her helping me with homework or school projects, few memories of shared craft projects at home, etc. She had her world, and we kids had ours. Again, this was absolutely typical for the timeperiod, but she has commented to me that I am a better mother to my girls than she was to us. I'm not putting her down, but she's right.
 
Go right ahead and feel sorry for my children, if you like. They've turned out to be absolutely wonderful young women, and if I could go back in time I would do a few things differently -- but altering the choices I made about my career wouldn't be one of them.

Most married moms today could stay home IF they chose to live that way again. Or course, it'd be more difficult today because society as a whole has turned in a different direction, whereas back then when "everyone" shared that same lifestyle, it had great social support. Today a person who tried to live that lifestyle would be different from the neighbors; it's not as easy as saying, "Just give up the 300 pairs of shoes, and you can stay home." It's a whole different lifestyle.

I agree. I was not a SAHM and my DD18 turned out to be a wonderful, bright young woman who doesn't value stuff over family/friends. As a matter of fact she happily drives a 19 year old 'grandma' car because that is what she could afford- yes she bought it with her own money .

To the PP's that said 2 income household's only do it to add more stuff are painting way too many people with the same brush. Until you live in someone else's shoes you have no idea why we make the decisions we do. DH and I struggled with the decision for me to go back to work but it was the only decision we could make as responsible parents. My job carried our health insurance.
 
So let me ask, if your daughter was passionate about a field of study such as medicine, law, accounting, architecture, which require intense study, post- under grad work ( and the costs that come with it), licensing, etc, would you discourage her? Because if she's just going to have to quit when she has kids and not work for 20 plus years (assuming she'll have more than one kid), then it's really not worth it. Schooling until 24-25, only to work maybe 3-5 years and then quit for 20 doesn't seem to make sense then, right? Actually, why send her to college at all? Unless its just to get the classic MRS degree....

Yikes.

It makes perfect sense if you value education over making money. Why are you getting an education? If it is simply to make more money, then being a SAHM after getting an advanced degree makes little sense. If you value education itself, then why does it matter if you work or are a SAHM? Either is fine. I got my B.S, taught for a few years, went to law school and practiced for a few years. Then we adopted DD and I happily became a SAHM. I was thrilled to have the choice.

It irritated me no end when law school classmates expressed dismay or astonishment that I would get a law degree and "take a spot" when I did not intend to practice law forever, but instead intended to stay at home with however many children I had. Why? The law degree has certainly come in handy a few times and has more than paid for itself. Why did they think that just because I took the trouble to go to law school that it should automatically commit me to decades of work and exclude being a SAHM? Is that merely for those who only graduate high school? I think not.

I have loved being a SAHM and was fortunate enough to have the choice. And I am open minded enough to think that even highly educated mothers can WANT to be SAHMs and manage to be fulfilled. I want DD to go to college, but if she works a few years and becomes a SAHM, that is fine with me.
 
As a parent who plans on paying for my sons to attend college, I view college as an investment. I don't think you need to attend college for 4 or more years at a cost of $100,000 plus necessary to be educated. If that is your purpose, you can study on your own. I expect to see a return on this investment. I going to pay for my sons to go to college, so they can get good jobs and earn more money over their lifetimes than if they were high school educated.

I would be a bit disappointed if I paid for 7 years of college like law school and my son decided not to work. I can see getting a 4 year degree but I am not conviced a SAHP needs an law degree or a medical degree. My mom was a SAHM and a high school graduate and she raised three smart, responsible adults.
 
As a parent who plans on paying for my sons to attend college, I view college as an investment. I don't think you need to attend college for 4 or more years at a cost of $100,000 plus necessary to be educated. If that is your purpose, you can study on your own. I expect to see a return on this investment. I going to pay for my sons to go to college, so they can get good jobs and earn more money over their lifetimes than if they were high school educated.

I would be a bit disappointed if I paid for 7 years of college like law school and my son decided not to work. I can see getting a 4 year degree but I am not conviced a SAHP needs an law degree or a medical degree. My mom was a SAHM and a high school graduate and she raised three smart, responsible adults.

First, let me say that I paid for my bachelor's and law degrees.

I am not saying a SAHM needs a law or medical degree. But merely having such a degree should not disqualify one from being a SAHM and instead relegate them to a life of working outside the home. If they are fortunate enough to have a choice, then it is just that. A choice.

Moms with high school diplomas can be good or bad SAHMs. They can be good or bad employees. Same for those with college or advanced degrees. The education, or lack thereof, does not necessarily indicate what kind of SAHM or employee you will be.

If we pay for DD to get a college or advanced degree (and we will) and she chooses to be a SAHM, I do not see it as an education "wasted." Surely her children deserve the best mother they can have, no matter what her education level.

In my case, I knew I could not be the employee I wanted to be so long as my children were small and I wanted to be with them instead. My mind would have been with them and not my job. We had enough money for me to SAH, so there was no way I was going to work outside the home. DH agreed. I cannot weigh my years of education against being a SAHM and give the edge to working simply because I have a law degree. Law degree and a career does not trump being a SAHM.......for ME.

For those who think an education is essentially wasted if one chooses to stay at home, that seems to say the children are not as important as work. I do not agree. I have a childhood friend who was a pediatrician, but left to be a SAHM. Why not? It was her choice. In our town, virtually every mother has a college degree and most of them are SAHMs. What is wrong with that? Are children ONLY deserving of SAHMs that are high school educated? Is a mom with a bachelor's or advanced degree "wasted" on her children?

I don't think so. As I said, children deserve the best mom they can get, no matter what her education level.
 
I have my BS degree in El Ed/Early Childhood. When we had our first child, I intended on going back to work (not in my field at the time) but I just couldn't do it. I decided to stay home and was home for nearly 11 years, doing other part time things from time to time. When my youngest started kindergarten, I started subbing in preschools and our school district. When he went to first grade, I landed a part time position in my church's preschool, and subbed for our school district on the days I wasn't at the preschool. I have been with the preschool for 7 years now, and my days have increased from 2 per week to 4. I also babysit for a family ever Tuesday.

Never once- NOT ONCE- did I feel like I was wasting my degree. I didn't use it for a while on other children, but it did help while raising my own, and it was there for me when I was ready to go back into the workforce.

Those eleven years at home were not easy financially- at all. We lived very, very frugally so I could stay home. We still live pretty frugally. I wouldn't change they way we did things for anything. It worked for us.
 
I have my BS degree in El Ed/Early Childhood. When we had our first child, I intended on going back to work (not in my field at the time) but I just couldn't do it. I decided to stay home and was home for nearly 11 years, doing other part time things from time to time. When my youngest started kindergarten, I started subbing in preschools and our school district. When he went to first grade, I landed a part time position in my church's preschool, and subbed for our school district on the days I wasn't at the preschool. I have been with the preschool for 7 years now, and my days have increased from 2 per week to 4. I also babysit for a family ever Tuesday.

Never once- NOT ONCE- did I feel like I was wasting my degree. I didn't use it for a while on other children, but it did help while raising my own, and it was there for me when I was ready to go back into the workforce.

Those eleven years at home were not easy financially- at all. We lived very, very frugally so I could stay home. We still live pretty frugally. I wouldn't change they way we did things for anything. It worked for us.

Yes, BUT, your degree is in Early Childhood Education -- what if it was in systems biology?

I agree that higher education is never "wasted", but you might say that the capital invested in it can be squandered to a certain degree. There are fields, especially STEM fields, where 11 years completely out of the workforce will essentially put you so far behind that catching up is impossible without going back to school full-time and darn near starting over. Yes, sure, you can keep up with your professional reading*, but it isn't like the average SAHM can put a $100K electron microscope in her basement so that she can keep her hand in and keep up with how to use the latest software.

Some fields are more forgiving of stepping away than others are. It really isn't fair (or accurate) to say that because for one field coming back after a decade away isn't a major handicap, that ANYONE can do it. (Not that you said that, but some posters have implied it.)

*PS: For a scientist, even keeping up with professional reading can be very difficult. This is because most of the relevant journals are very expensive, and library access is behind firewalls. Without an academic ID, the only way that you can get your hands on copies of such articles is to physically sit in a university library and download them to a thumb drive.)
 













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