Insurance. What do you use? Insurance through DVC?

[VGCgroupie]

Wondering if anyone has had the experience of needing a med evac and actually remembering to call their insurance company first. I'm quite certain if I was in the situation they wouldn't be high on my (or my wife's) list of phone calls at the time.

Also curious. I for sure can’t imagine stopping to call and arrange with an insurance company first and in an emergency situation. I’ve seen mentions of people knowing of someone needing medical evacuation but never seen the actual person posting or making a video about it.

 

[Steelers0854]

I am by no means an insurance expert, but from what I gather these coverages for “medical evacuation” are referring to either 1) moving you from a facility that may not have the required staff or equipment to treat you to another facility or 2) transporting you home and you are not able to do so commercially. In either of these scenarios its not an “emergency transport” but something that can be handled via a phone call and them setting up the transport. So you are essentially stable and just need to go to another facility for higher level of care or back home. Not like calling an ambulance or needing an airlift from a ship or say remote area, like when hiking. These are likely covered under another part of the policy. My Allianz policy in thus section actually says to Call 911 if its an emergency before anything else. But could be wrong. Also, I do believe that most evacuations from a ship are handled by most country’s coast guard (at no cost) or a government search and rescue team (at no cost).

 

[VGCgroupie]

I am by no means an insurance expert, but from what I gather these coverages for “medical evacuation” are referring to either 1) moving you from a facility that may not have the required staff or equipment to treat you to another facility or 2) transporting you home and you are not able to do so commercially. In either of these scenarios its not an “emergency transport” but something that can be handled via a phone call and them setting up the transport. So you are essentially stable and just need to go to another facility for higher level of care or back home. Not like calling an ambulance or needing an airlift from a ship or say remote area, like when hiking. These are likely covered under another part of the policy. My Allianz policy in thus section actually says to Call 911 if its an emergency before anything else. But could be wrong. Also, I do believe that most evacuations from a ship are handled by most country’s coast guard (at no cost) or a government search and rescue team (at no cost).

Hmmm I wonder. I have seen so many you tube videos where they said "so and so had to medivac from the ship and got a bill for 300k"