Insurance comparisons

Masonpips

DIS Veteran
Joined
Jun 23, 2002
Messages
967
Our flights are not an issue, we're using vouchers. We're doing MK for two days after, but haven't purchased/reserved anything yet.

So really, I'm looking for cruise (7 day) insurance only. I don't have the breakdown on my DU reservation but I assume it's the same price as DCL which is $99/adult + $59/child for a total of $316 (2 of each).

I went through insuremytrip.com and have received a quote for $125 that will cover the entire cost of the cruise in the event of

"We will pay this benefit up to the amount on the Schedule of Coverages if a Trip is canceled, interrupted or delayed due to:
Sickness, Injury, or Covered Death of you, an Immediate Family Member, Traveling Companion, or Business Partner; or
Other Covered Events as defined in this policy. "

This is really the only thing I want insurance for. I don't think DCL is going bankrupt or out of business. What am I missing? Is it not worth nearly $200 to change?

Any advice/thoughts? Medical insurance is included, but we have our own we would go through first. So is baggage insurance/delay, etc
 

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