If I add-on now, do I get 2006 year points?

[JudyS]

I have a question about adding-on, and I haven't been able to find the answer by searching. What I'm wondering is, do you get points for the current year (2006) or just next year (2007)?

Suppose I called my Guide today and said that I wanted to add-on at one of the sold out resorts. And, suppose I got lucky and points were available. (I'm assuming that add-on points have to be for the same Use Year as one's Master Contract -- please correct me if I'm wrong.) Ok, so now I've just added on, say, 50 points for my August Use Year. Would I get 2006 points, or just 2007 points? What dues would I have to pay -- would I pay 1/12th of 2006 dues, and then pay 2007 dues?

What happens if I added on in January 2007 instead? Would I still get 2006 points, or just 2007 points?

TIA!

 

[Caskbill]

You get current year points. So, for an August UY, you would get Aug 2006 points for any add-on that you did prior to Aug 2007.

Yes, an add-on must be the same use year and goes under the same master contract number (but with different extension), and is under the same membership number.

Example: Membership number = 123456789

Current Master Contract number = 12345.000
Add-On contract number would = 12345.001

You can only get a different UY month if you purchase 150 points minimum, and then you would also get a different Membership number for that.

Most users who have two or more membership numbers get them because they purchased resale contracts which had different use year months.

Annual fees are paid by the calendar year, not the use year. When buying direct from Disney, fees are prorated for the remainder of the year.

One can equate annual fees to use years if they wish by seeing how many months of a use year exist within a given calendar year. For example, your August UY. You will be paying for calendar year 2007 this next January. You can say that 7/12ths of that fee applies to your 2006 use year points, and 5/12ths applies to your 2007 use year points. This is because 2006 points cover the calendar months Aug 2006 thru July 2007 (7 of those months are in calendar year 2007), and your 2007 Use Year goes from Aug 2007-Jul 2008 (5 of those months are in calendar year 2007)

To make it simple, let's say your current dues are $1200 ($100/month), and your add-on would be $120 ($10/month).

If you purchased in December, then you would have to pay $10 in dues. (Prorated dues for the remainder of calendar year 2006) Then in January you would pay $1320 in dues. (Full year's dues for calendar months Jan-Dec)

If you purchased in January, you would pay your regular $1200 in dues, and probably pay separately $120 in dues for the add on. (Pro-rated dues for the add on for calendar year 2007, = 12 months)

If you purchased in February, you would have paid your regular $1200 in dues already, and would pay $110 in dues for the add on (Pro-rated dues for calendar year 2007: 11-months, Feb-Dec)

Actual numbers above would vary based on exact dates, number of points, etc.

Hope this helps.

 

[JudyS]

Caskbill, thank you very much for your very detailed and helpful response!

If I am understanding this correctly, it would appear that to get the most "points for the money" it would be helpful to buy relatively late in one's use year. In other words, if I bought in August 2007, I would pay 5 months worth of annual dues for 2007, and get only 2007 points, no 2006 points. But if I bought in say, May 2007, I would pay 8 months of annual dues for 2007, and get both 2006 points and 2007 points. Of course, the 2006 points would be close to expiring, but they could be used for an II trade or something. Hmmm..... something to think about!

 

[Caskbill]

Caskbill, thank you very much for your very detailed and helpful response!

If I am understanding this correctly, it would appear that to get the most "points for the money" it would be helpful to buy relatively late in one's use year. In other words, if I bought in August 2007, I would pay 5 months worth of annual dues for 2007, and get only 2007 points, no 2006 points. But if I bought in say, May 2007, I would pay 8 months of annual dues for 2007, and get both 2006 points and 2007 points. Of course, the 2006 points would be close to expiring, but they could be used for an II trade or something. Hmmm..... something to think about!

In principle that's correct. However there are some unknowns. If you purchase at one of the sold out resorts, Disney would have to have your use year. Also at some point when it gets close I believe you only get the next UY's points. Also keep in mind the 'savings' and what it's worth to you. For example dues for a 50 point add-on might be around $200. That's about $18/month you'd save for each month you waited, so waiting 3 months might save $50 in dues. That kind of pales compared to the over $4000 you'd be paying for the purchase itself.

Note that when you do get current UY points that are close to expiring, DVC will allow you to bank them even though you could be past your banking deadlines.

This is only for purchases direct from Disney. They do not allow late banking for resale contracts. All of the above applies only to buying direct from Disney.

If buying resale, you get whatever points the contract has.

 

[JudyS]

Very, very good points, Caskbill! Thanks so much!

I hadn't though about the fact that 3 months dues on 50 points is only about $50 total. That's making me think that I really wouldn't want to buy right after my use year started; I would save only a little on dues, yet I would lose the points from the previous use year. In other words, buying a 50 point add-on (from Disney, not resale) in August 2007 instead of May 2007 would mean that I'd save $50 in dues, but would lose the use of the 2006 points (assuming that Disney even has August Use Year points available, and would have given me the 2006 points if I bought an August Use Year add-in on May.)

I should call Disney and find out what's available, and how soon I'd need to buy to get 2006 points. Thanks!

 

[kdzgon]

I think that there is no "guarantee" of current yr points. It is my understanding (from conversations with my guide) that current points are offered "if available". My guess is that is why "at some point" (as it gets closer to the end of the use yr?) the "extra" current yr points *may* not be available. I'd be sure to ask what points are included when/if adding on direct, so you can have all the info before deciding.

In hindsight, waiting has been more tortuous than I had anticipated - I'm not sure how I'd last waiting for a sold out resort in my use yr! (maybe it's lucky I spent all my avail DVC $$ for now )

 

[dis-happy]

Caskbill, thank you very much for your very detailed and helpful response!

If I am understanding this correctly, it would appear that to get the most "points for the money" it would be helpful to buy relatively late in one's use year. In other words, if I bought in August 2007, I would pay 5 months worth of annual dues for 2007, and get only 2007 points, no 2006 points. But if I bought in say, May 2007, I would pay 8 months of annual dues for 2007, and get both 2006 points and 2007 points. Of course, the 2006 points would be close to expiring, but they could be used for an II trade or something. Hmmm..... something to think about!

Just so you know, when you do an add-on through Disney you are allowed to bank those "last year" points that would otherwise be expiring---no need to send them to II.

 

[disneydenisel]

Great info! So does Disney ever allow you to bank the points forward two years, if you add-on and won't be using the points until 2008?

In other words, if I bought resale points with a Feb UY and they came with 2006 points and 2007 points, and I am not going to Disney until 2008, what are my options for the 2006 points? Is the only option for them to get banked to be used in 2007?

I've had addonitis since we bought resale, but even more so since we just got back last week!

 

[LisaS]

Great info! So does Disney ever allow you to bank the points forward two years, if you add-on and won't be using the points until 2008?

In other words, if I bought resale points with a Feb UY and they came with 2006 points and 2007 points, and I am not going to Disney until 2008, what are my options for the 2006 points? Is the only option for them to get banked to be used in 2007?

You can only bank points into the immediately following Use Year and then must use them or lose them by the end of that Use Year. So '06 points can be banked into your '07 UY and will expire at the end of your '07 UY.

 

[disneydenisel]

You can only bank points into the immediately following Use Year and then must use them or lose them by the end of that Use Year. So '06 points can be banked into your '07 UY and will expire at the end of your '07 UY.

I thought so, but was hoping maybe DVC had special rules for addons. I guess if I could afford to buy them, I could get them transferred to a member for 07 if I couldn't use them that year.

Thanks!

 

[JudyS]

Lots of great information here! Thanks!

I thought so, but was hoping maybe DVC had special rules for addons. I guess if I could afford to buy them, I could get them transferred to a member for 07 if I couldn't use them that year.
Thanks!

I don't think that you can bank points, and then transfer them. (Disneyberry, are you here? Can you verify this?) I suspect that rule would be in effect even for add-on points that were given special exception from the banking deadlines.

Of course, you could always bank the points, then rent them out by making a reservation for your renter.

 

[LisaS]

I thought so, but was hoping maybe DVC had special rules for addons. I guess if I could afford to buy them, I could get them transferred to a member for 07 if I couldn't use them that year.

Thanks!

They do have a special rule for add-ons -- they let you bank 100% of the current-UY points you get with your add-on, even if you are past all of your banking deadlines. People have reported buying an add-on in the last 2 months of their UY and MS allowed them to bank the current-UY points.

 

[Caskbill]

Lots of great information here! Thanks!

I don't think that you can bank points, and then transfer them. (Disneyberry, are you here? Can you verify this?) I suspect that rule would be in effect even for add-on points that were given special exception from the banking deadlines.

Of course, you could always bank the points, then rent them out by making a reservation for your renter.

Banked or borrowed points cannot be transferred.

Transferred points can be banked, but would be subject to regular banking deadlines for the member receiving them.

I'm also pretty sure banking percentages would apply based only on the receiving member's contract sizes, and not on how many points were transferred. So if someone owned 150 points, and someone else transferred them 200 points, and they were in the 50% window, they could only bank 75 points (1/2 of 150), and not bank 100 points (1/2 of 200). Not positive about this, so would be advisable to check with MS to be sure.

 

[jemiaule]

In principle that's correct. However there are some unknowns. If you purchase at one of the sold out resorts, Disney would have to have your use year. Also at some point when it gets close I believe you only get the next UY's points.

We are at WDW and just did an add-on 3 days ago for OKW. Our UY is February and we did get our 2006 points. So I think you can safely assume within a two month window of your UY you will get the current years points as well. Just make sure to ask your guide.

Interesting side note on OKW. Our guide told us that Disney has been aggressively exercising ROFR on OKW points and buying them back. As of this past Tuesday when we bought they had a TON in inventory and we had no problem getting our UY. I asked our guide if a lot of these were possibly ROFRs from people they suspected were renting commercially and he said yes.

Who knows how accurate that truly is but it still makes for interesting coffee talk. It also seems this would be a good time to pick up any OKW points if you were looking for them and definitely a good time to try selling if you are looking to part with them.

 

[kdzgon]

I recently learned about a "rule" (policy, maybe?). If you borrow from the next UY and then decide to purchase an add-on, you will be permitted to "return" borrowed points back to that future year. (I didn't ask "how many", but my guess would be an amt of pts equal to those rec'd as a result of the add-on.)

 

[kdzgon]

We are at WDW and just did an add-on 3 days ago for OKW. Our UY is February and we did get our 2006 points. So I think you can safely assume within a two month window of your UY you will get the current years points as well. Just make sure to ask your guide....

I don't think that just because you received the points that they are always available within a two month period. You said yourself that Disney has a huge inventory of OKW points, so it follows you received current yr points. However, when I was offered SSR Apr UY recently, there were no current yr points included. I was told that they were running out of SSR points so (at least some) add-ons did not include current points, and that current point availability at a given time depends on then-current inventory.

 

[Doctor P]

I don't think that just because you received the points that they are always available within a two month period. You said yourself that Disney has a huge inventory of OKW points, so it follows you received current yr points. However, when I was offered SSR Apr UY recently, there were no current yr points included. I was told that they were running out of SSR points so (at least some) add-ons did not include current points, and that current point availability at a given time depends on then-current inventory.

I think that things are getting confused here, possibly. My suspicion is that there was actually no April UY available at all in current buildings and that what you were sold was a new unit that will not be declared into inventory officially until April. I have never heard of anyone buying direct who didn't get the current year's points without getting credit for them under some kind of promotion. Perhaps it is happening, but that doesn't sound right. If this was the case, I trust that you will not have to pay any maintenance fees until April comes around??

 

[jemiaule]

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