I Missed My Chance. Twice!!!

[RedAngie]

That Nigerian Prince attempted to contact me about receiving his millions but I missed both of his calls.


Hopefully some other DIS member will get lucky.

 

[_19disnA]

LOL.........hard to believe ANYONE still falls for such nonsense as widely publicized as that scam is.

 

[Neapolitan Ice Cream]

Apparently if I don't pay the FBI $800 in Amazon gift vouchers by Saturday I will be "under the rest".

 

[amcnj]

Don’t worry, I am in the process of acquiring the millions you missed out on, and will give you a cut of anything I obtain.

 

[Sheryl2059]

I recall getting one of those emails threatening to release certain 'private' recordings taken from my PC camera unless I paid in some kind of bitcoin. Except, I didnt have a camera. Lately its been phishing about a package stuck in customs. Except I havent bought anything from overseas in a couple years.

 

[Rogue1677x]

Oh I had a fabulous credit card scammer who got mad when I wouldn't reveal any information and called me a *****. I pointed out he'd have to try harder to offend me, try calling me something that hits harder, like "nice" or "kind hearted".

 

[AnnaS]

But you have his number, call him back

 

[Turn the Page]

I got a text from an 806 number the other day claiming to be from Chase regarding potential fraud on my Disney Visa card and wanting me to click a link. I get these periodically that always turn out to be phishing attempts so I just deleted it and went on about my business but then I got a phone call from an 806 number and the man on the other end claimed to be with the Chase fraud department and wanted me to verify some charges and asked if I had gotten the text they sent, etc. I told him I was going to go ahead and hang up and call the bank directly to take care of it. He didn't like that and tried to get me to verify info with him. Nope, not today dude. Good thing too, my account was just fine and he was a scammer.

 

[happily single]

I got a text from an 806 number the other day claiming to be from Chase regarding potential fraud on my Disney Visa card and wanting me to click a link. I get these periodically that always turn out to be phishing attempts so I just deleted it and went on about my business but then I got a phone call from an 806 number and the man on the other end claimed to be with the Chase fraud department and wanted me to verify some charges and asked if I had gotten the text they sent, etc. I told him I was going to go ahead and hang up and call the bank directly to take care of it. He didn't like that and tried to get me to verify info with him. Nope, not today dude. Good thing too, my account was just fine and he was a scammer.

I just heard about a similar scam in the news today, but they ask you to cut up the card and save the chip. They actually send someone to your house to retrieve the chip and con you into giving up the PIN code.

 

[Turn the Page]

I just heard about a similar scam in the news today, but they ask you to cut up the card and save the chip. They actually send someone to your house to retrieve the chip and con you into giving up the PIN code.

That's terrifying.

 

[Kathryn Merteuil]

 

[georgina]

There is a very interesting series running in the Washington Post this week about how relatively intelligent people get scammed out of their retirement money. They get convinced they are helping the FBI take down a drug cartel, etc. Fascinating reading.

I got a message from Amazon last week about UPS not finding my address. Suspicious, I went to my Amazon account and it was legit - a third party shipper had messed up the street name on our package.

 

[clh2]

There is a very interesting series running in the Washington Post this week about how relatively intelligent people get scammed out of their retirement money. They get convinced they are helping the FBI take down a drug cartel, etc. Fascinating reading.

I got a message from Amazon last week about UPS not finding my address. Suspicious, I went to my Amazon account and it was legit - a third party shipper had messed up the street name on our package.

My husband and I met with our financial planners this week, and specifically brought up concerns about “what happens if” we are getting scammed. We are going to establish our daughter as a trusted contact. If there is an unusual request for money to be withdrawn, that is out of character for us, or outside of our normal or planned spending, they will be able to contact our daughter to help verify everything is on the up and up.

 

[Dznypal]

We had a call like a PP got from chase claiming to be the fraud dept to verify some strange charges
I never trust anyone to give me a number to call back. I’ll look up the number
So I called the number on the back of my card
Turns out it was legit. DH got a legit for a free trail of something can’t remember what it was even for anymore but they wanted a CC in case you wanted to keep it and put a dollar on the card to make sure it was good then refunded the dollar
So all was good but you can’t be too careful

 

[Mommb]

We had a call like a PP got from chase claiming to be the fraud dept to verify some strange charges
I never trust anyone to give me a number to call back. I’ll look up the number
So I called the number on the back of my card
Turns out it was legit. DH got a legit for a free trail of something can’t remember what it was even for anymore but they wanted a CC in case you wanted to keep it and put a dollar on the card to make sure it was good then refunded the dollar
So all was good but you can’t be too careful

That's exactly the right thing to do -- if you get a call from a bank/credit card company and aren't sure if it's legitimate, call the company using the number on your statement or card. Any legitimate fraud department should be fine with your doing that.

Another option if you're told there are unauthorized charges, withdrawals, or deposits on your account is to go into your account online (without telling the caller your login information, of course) and check for yourself. I had a call a few months ago from someone claiming to have accidentally sent money to my bank account via a payment system. Since my account showed no unusual deposits, I was confident in telling him no he hadn't and hanging up.

 

[Moliphino]

That's exactly the right thing to do -- if you get a call from a bank/credit card company and aren't sure if it's legitimate, call the company using the number on your statement or card. Any legitimate fraud department should be fine with your doing that.

Another option if you're told there are unauthorized charges, withdrawals, or deposits on your account is to go into your account online (without telling the caller your login information, of course) and check for yourself. I had a call a few months ago from someone claiming to have accidentally sent money to my bank account via a payment system. Since my account showed no unusual deposits, I was confident in telling him no he hadn't and hanging up.

When I had fraudulent charges on my Chase card they were flagged immediately and didn't even show up when I checked my account in the app. They emailed me about a suspicious charge, which I was skeptical about being fraud itself, so I called the number on the back of my card. Turns out it was legit, someone had tried to use my card (without the physical card) at a random AutoZone in RI.

 

[_19disnA]

Any calls I get like that I assume are scams and will call back as others have mentioned using the number on the back of my credit card which I know is legit. Whenever someone calls claiming to be from the credit card company and then starts asking for info they should already have access to, am always suspicious it is a scam. No one is ever going to call you and start asking for pin #'s or logon ID's...........that should immediately be a red flag and the call is bogus. Any of the texts I seem to randomly get indicating they are having trouble delivering a package I immediately delete. ALL of those are some effort at phishing.....expecially when I have NOTHING on order and only use my home phone # (which clearly won't accept texts) when ordering online.............LOL.

The only ones that are legit from the credit card company is when they send an email indicating they have identified a suspicious charge. They don't call or text, they use email for those types of notifications.

 

[RedAngie]

But you have his number, call him back

Now why didn’t I think of that???

 

[RedAngie]

I also received a text right around the time of one of the phone calls but didn’t notice until this morning. Should I click on the link? Seems legitimate to me.

 

[Cogswel_Cogs]

Whats more annoying is when those texts are real.
Twice my enrolment in Prime has stopped my card from working.