We always set up auto pay. If we didn’t I think we would forget when to pay with so many different cards. We sometimes make payments early depending on the credit limit but not very often. My credit limit is significantly lower than dh’s so I think we paid early once or twice to make an MSR earlier.
I actually have no interest in the nutcracker movie. It looks really strange to me. I’ll probably see it from redbox. I can’t decide about the Mary poppins movie either. Dh loves Mary poppins but he hasn’t said anything about this new movie. We saw a trailer for a movie called Instant Family that looks pretty good and another one called Marwen.
I think the nutcracker movie looks kind of weird also but one of my dd’s is a dancer and Misty Copeland is in the movie so this will equal must see for her lol. I think there’s chatter at the dance studio of a group forming to go see opening weekend. So I may not see that one right away if that happens.
We do not use auto pay for our credit cards, although we do pay them off monthly. DH likes to keep all of our funds in our money market account and then twice a month he moves money to cover all of our payments (CCs, mortgage, car loans, etc.) We only pay them right before they are due so that our funds can sit in the MMA as long as possible earning that extra bit of interest.
Ok thanks. I wasn't sure if this was worthwhile or some sort of rabbit hole I shouldn't go down.
) I was very active last year saving up for our cruise this past Jan, and boy was it a time suck some times, but this year I've mostly been passive on it and still earning money. In fact I think I've earned enough to offset my effective AFs this year, which is small thankfully, so nice to not see "real" money paying for it. Like churning there's multiple ways to swag and it'll be different for everyone.
You must not sleep much since you are already up and on the MT.
Reaper at the Gates is actually the third book in a series. I know this because I got it, started reading, and said... "Why does it feel like things already happened that I'm supposed to know about, but I don't?!" Checked & sure enough, before that there are two other books, Ember in the Ashes & Torch Against the Night. I read the first one & it was great but the second one is on hold because I'm too busy with Vengeful & Muse of Nightmares.
Good luck!
I pay off everything I charge 2-4x per month. Amex would not let me pay above the total amount due on my first statement, but I think that was because it was a new card receiving its first payment from a new (to Amex) bank account, not because they have a particular rule about it.
I applied on Tuesday...and I'm still at 30 days.
The waiting is so hard. Heading to WDW this weekend which should keep my mind off of it!
Sounds just like me. I was up watching Beat Bobby Flay and Chopped last night.
I think it actually has to do with which credit report they pull in your state. To be safe, I'd wait until Jan 1(first of the month after your date).
yesss I saw some of that chatter a ways back and bookmarked that chart,my state says experian 4 for chase....so what does that mean? My actual drop date is 12/1/18...can I apply on 12/2?
Marriott's sweepstakes finally launched: https://www.doctorofcredit.com/marr...ober-4th-29-ways-to-stay-points-stays-prizes/
I played for both of us and we each got the 50 pt win (generously valued at $0.45. at least they're honest)
Won't actually get the points until "8-10 weeks" after the sweepstakes ends Nov 8.
There's 6 memory cards to match up showcasing properties then they ask you a question about the brand after each match. I tried it in Firefox first and don't know if it's a FF thing or just an odd glitch but I didn't get any images, so I guessed and managed to match 3 pairs in 4 tries. Did the other round in Edge and the pictures showed up fine, but giggles and kicks tried the same sequence at it matched, so 3/3 2nd time around
