I love credit cards so much!

[hsmamato2]

Another popular trick is to do $0.50 Amazon reloads.

that's what I'm talking about! I like this idea...now to figure out if I qualify for this card..... it's a separate product from the BCP right?

 

[trenty]

that's what I'm talking about! I like this idea...now to figure out if I qualify for this card..... it's a separate product from the BCP right?

It is not the BCP. Read the terms and conditions of the offer to see if you can figure out if you qualify. I am really not sure.

I don't have the BCP but that is a CASH back card.

Amex Everyday earns MRs.

 

[CyndiLouWho]

I have a Marriott certificate to use which expires 3/7/19. We will be in Orlando 3/23-3/30. Any chance I could use this cert or are they strict on expiration date. I can’t find any other use.

 

[CyndiLouWho]

I think your best bet is going for CP in 2020 with the potential double dip method or the biz/personal method.
I’d definitely prioritize that in my planning if it is something you want.

So for 2019 just transfer UR to sw. My CP ran out in dec and I was going to skip this year and get it again for 2019. So I understand totally your frustration. But since that was my plan, I have been focusing on URs and transferring to SW as I need them. The nice thing about it is I can consider other airlines this way. I have not used another one, but the possibility is there in case I find a better deal or sw doesn’t fly to a certain destination I need. Also, it is easier to accrue UR to transfer to sW than to accrue SW points because of the various cards earning 2x and 3x points, where SW only earned 1x.

Plus, there is always hope the new sw premium card might be awesome. I’d love if it offered a similar program to alaska’s CP thing. Or even a $500/fee and get their CP. I’d do that in a heartbeat! When flying 6 people, anything helps!

I doubt a premium card would be much benefit. We’re a family of 3 and travel a couple times a year. Was hoping to boost URs with a new card but looks like that’s a bust. Also want to use URs for cruise excursions so I’m not sure I’ll be able to accrue enough for a flight. Ugh.

 

[wisconsinmom]

I sent a SM to Chase asking to PC my CSP to a Freedom Unlimited. They said it isn't eligible.

Any advice?

I looked and the card was opened last April with the first charges on 4/26/17. I don't want to pay the $95 fee for this year.

 

[DaveL]

I sent a SM to Chase asking to PC my CSP to a Freedom Unlimited. They said it isn't eligible.

Any advice?

I looked and the card was opened last April with the first charges on 4/26/17. I don't want to pay the $95 fee for this year.

Try calling, I tried to change my wife's CSR to a Freedom via SM and was told its no longer possible and had to call. She called and it was changed in a few mins.

Edit: We actually waited until after the fee posted then called and got it refunded. I don't think you can do it before.

 

[SouthFayetteFan]

Ok I checked out the thread...tell me about this card please...... how do you 'easily' get the 20 swipes for 20% bonus? I'm curious (I checked incognito,only pulled a 10k offer for me) so if I did apply I'd use a referral- I wonder if they'd give it to me considering I already have the BCP card.....

With AMEX once per lifetime bonuses I’d try a few more times to get the incognito offer before going for the support offer.

I can’t recall your stats - are you over 5/24?

I have this card and have also had the Everyday Preferred - they are both nice cards to earn some MRs. The 20 transactions is pretty easy - my wife would just split her grocery shopping into 2-3 transactions each week. She usually goes to 2 stores so it was no issue to get 20 swipes.

 

[SouthFayetteFan]

I have a Marriott certificate to use which expires 3/7/19. We will be in Orlando 3/23-3/30. Any chance I could use this cert or are they strict on expiration date. I can’t find any other use.

One of ours was expiring in March. I called Marriott in Feb and they extended it immediately for a year - no questions asked.

 

[SouthFayetteFan]

that's what I'm talking about! I like this idea...now to figure out if I qualify for this card..... it's a separate product from the BCP right?

Why wouldn’t you qualify?

 

[trenty]

With AMEX once per lifetime bonuses I’d try a few more times to get the incognito offer before going for the support offer.

I can’t recall your stats - are you over 5/24?

I have this card and have also had the Everyday Preferred - they are both nice cards to earn some MRs. The 20 transactions is pretty easy - my wife would just split her grocery shopping into 2-3 transactions each week. She usually goes to 2 stores so it was no issue to get 20 swipes.

Isn't the once per lifetime bonus rule for cards in the same category? The BCP and Everyday cards earn rewards in different categories - no?

 

[SouthFayetteFan]

I sent a SM to Chase asking to PC my CSP to a Freedom Unlimited. They said it isn't eligible.

Any advice?

I looked and the card was opened last April with the first charges on 4/26/17. I don't want to pay the $95 fee for this year.

Once it’s been a year you should be fine to PC it. I’d just wait a couple weeks and try again

 

[calypso726]

Ok I checked out the thread...tell me about this card please...... how do you 'easily' get the 20 swipes for 20% bonus? I'm curious (I checked incognito,only pulled a 10k offer for me) so if I did apply I'd use a referral- I wonder if they'd give it to me considering I already have the BCP card.....

It's a different card family. I use Amazon gift card reloads.

Another popular trick is to do $0.50 Amazon reloads.

DOC got his Amazon account shut down temporarily for that. I think he did like 11 at .50 all the same day. I alternate my amounts, $1.09, $1.37 etc. and do about 3 - 5 a day. I do the same thing for the the 10 debit card transactions for bank bonuses when required as part of the bonus or to avoid the fee.

 

[SouthFayetteFan]

Isn't the once per lifetime bonus rulefor cards in the same category? The BCP and Everyday cards earn rewards in different categories - no?

I’m not referencing any sort of card categories. You can earn a bonus one time on every card with AMEX (so you can earn a bonus on BCE, BCP, ED, EDP, etc - all of them).

However, If you sign up for a 15k offer on a card that offers 25k via incognito, you have left 10k MRs on the table and can never sign up for that card again, that’s all. You always want to hit the highest offer of possible with AMEX.

EDIT: I did have to close my ED card to apply for EDP, they wouldn’t let me apply for one while I held the other. BUT I did earn a bonus on both of them.

 

[DaveL]

@SouthFayetteFan Can always tell once someone finishes their morning coffee.

 

[trenty]

I’m not referencing any sort of card categories. You can earn a bonus one time on every card with AMEX (so you can earn a bonus on BCE, BCP, ED, EDP, etc - all of them).

However, If you sign up for a 15k offer on a card that offers 25k via incognito, you have left 10k MRs on the table and can never sign up for that card again, that’s all. You always want to hit the highest offer of possible with AMEX.

Ok. Now I see what you mean. I understood your original post to mean something totally different.

 

[Lain]

DOC got his Amazon account shut down temporarily for that. I think he did like 11 at .50 all the same day. I alternate my amounts, $1.09, $1.37 etc. and do about 3 - 5 a day. I do the same thing for the the 10 debit card transactions for bank bonuses when required as part of the bonus or to avoid the fee.

@hsmamato2

Yeah, I was thinking I should probably amend my earlier post to say alternate amounts and dates of reload, and mix in organic spend if possible. If someone did, say, even 3 or 4 $0.50 Amazon reloads consecutively, it would at the very least likely trip fraud alerts.

 

[SouthFayetteFan]

@SouthFayetteFan Can always tell once someone finishes their morning coffee.

HAHA - I actually don’t drink coffee. But I am sitting here at the church piano about to start playing the prelude for the service

 

[trenty]

@hsmamato2

Yeah, I was thinking I should probably amend my earlier post to say alternate amounts and dates of reload, and mix in organic spend if possible. If someone did, say, even 3 or 4 $0.50 Amazon reloads consecutively, it would at the very least likely trip fraud alerts.

It is a good strategies to use near the end of your billing period if needed. Even put a few dollars on Dunkin or starbucks card....

 

[Lain]

I have a Marriott certificate to use which expires 3/7/19. We will be in Orlando 3/23-3/30. Any chance I could use this cert or are they strict on expiration date. I can’t find any other use.

Call Marriott Rewards Customer Service: 1-801-468-4000. Here are some tips:

https://insiders.marriottrewards.com/thread/51590

https://www.reddit.com/r/churning/comments/4hnqly/any_luck_extending_your_annual_marriott_rewards/

https://www.frugaltravelguy.com/2015/08/how-to-keep-an-expiring-marriott-certificate-alive.html

 

[Lain]

IF you hang around this thread long enough we will show you how deep the rabbit hole goes.

Have we all swallowed the red pill?