I love credit cards so much!

[Albort]

I purchased 4 $50 Delta cards with my AmEx Biz Platinum on 1/3/19, and received the credit on 1/7/19. I have also received credit for 2 $100 AA gift cards purchased on a separate AmEx Biz Platinum on 1/3, and for $100 Southwest gift card purchases on two separate Rose Gold Cards. I have not yet received credit for $100 Southwest cards purchased with an AmEx Personal Platinum on 1/1/19.

I need to read the posts, but I believe people are saying it doesn't work if you purchase with the app, but still works if you purchase via the website.

thanks, good DP!

 

[Ngwira]

You may already know, but use your name and SS number as the business name and EIN...nothing else...if your chase credit limits are close to 50% of your income reduce some to increase your chances of instant approval.
If you have a P2 with a CIP...use their referral

Thank you. I reduced limits a few months ago. CFU has a $3,000 limit, CF has a $2,000 limit and CSR $10,000 (the minimum for a Visa Infinite). Hyatt has a $1,000 limit. Only use it for the free night. So $16,000 total which is less than 10% of total household income. Fingers crossed for me. I also plan to use a dischurners link!

 

[Ngwira]

thanks, good DP!

Yes, delta reimbursement works on desktop.

 

[palhockeymomof2]

Thank you. I reduced limits a few months ago. CFU has a $3,000 limit, CF has a $2,000 limit and CSR $10,000 (the minimum for a Visa Infinite). Hyatt has a $1,000 limit. Only use it for the free night. So $16,000 total which is less than 10% of total household income. Fingers crossed for me. I also plan to use a dischurners link!

Your auto approved

 

[Ngwira]

DH is staying at a Hyatt for a conference in April, so he signed up for a Hyatt account. Which of course starts my wheels spinning as to whether we should get him a Hyatt card eventually

Get it. The free night at Category 1-4 more than offsets the annual fee.

 

[SouthFayetteFan]

I was wondering that too! is $300/ni for WL really inexpensive? I guess I'm spoiled by DVC. Although I will admit I currently have a 4 night BC ressie for $390/night (tax included) for F&W Fest the last week of Sept. I'm splitting with my mom and uncle for an adults only trip, so when you divide by 3 it doesn't seem as bad! This is just our backup plan too in case my DVC add on doesn't come through, and I can't find a better AP discount.

In viewing the rack rates of Wilderness Lodge they can vary from the high 300s (value season) to the mid 600s (Christmas). With a discount I'd say it's reasonable to expect a rate of $325 or less per night (incl. tax) in the off season And that would be a "good" rate.

 

[kmc8826]

sooo... ur suppose to eat those coins then right?

In other news, ppl are reporting amex plat incrementals dont work with delta anymore... My guess is that delta GCs are from cashstar now?

I purchased 4 $50 Delta cards with my AmEx Biz Platinum on 1/3/19, and received the credit on 1/7/19. I have also received credit for 2 $100 AA gift cards purchased on a separate AmEx Biz Platinum on 1/3, and for $100 Southwest gift card purchases on two separate Rose Gold Cards. I have not yet received credit for $100 Southwest cards purchased with an AmEx Personal Platinum on 1/1/19.

I need to read the posts, but I believe people are saying it doesn't work if you purchase with the app, but still works if you purchase via the website.

If you buy from a mobile device it codes through cashstar. I found that out the hard way when I bought one in November from my iPad. But if you go to the regular Delta site from the desktop and buy the cards in the $50 increments it should still code correctly as “Delta Airlines” and the credit will post. As of December 28th you can even buy multiple $50 gift cards in one transaction. While they are lumped together as one pending charge when they post they are separate transactions that received credit.

 

[SouthFayetteFan]

Hello Everyone! Remember me? I haven't been here for a long time but I wanted to post my appreciation to everyone who helped me score a fabulous WDW holiday trip! We recently returned from 10 days at WDW over Christmas/New Years!! It was mostly free on UR. I did have to pay a small cash balance because they ended the Chase/Disney program before my last sign up bonus posted on my CSP. Anyway, my family and I had an awesome time and we never would have planned that trip without all of you fine folks on this thread and everything I learned here. SO THANK YOU!!!!

That is so awesome! Glad you had a great trip! Of course we are all bummed about the Chase UR changes BUT many of us have just decided that it's still a great deal to cash out URs to pay for our Disney fix. We need to earn more URs to do this...but it's still FREE travel

 

[kmc8826]

@DisneyMandC the Hyatt card is totally worth it as @Ngwira says. One free night I used at Hyatt Regency Maui and the last one at the Hyatt Regency MCO. Limited sign up bonus ends I think tomorrow. Although looks like referrals may last longer.

 

[thevalley]

Thanks for the help, I figured it out on self referral. Can someone confirm that if DW gets the rose amex that her MR's wont be able to be transferred to my MRs.

 

[Ngwira]

Your auto approved

From your mouth to Chase's ears..lol

 

[Haley R]

I think staying that close to MK for $300 night is a good deal.

Well our TA got back to us and said WL is sold out. I wish they would know their availability beforehand so I don't get my hopes up. Also, the BW room I saw for our first 3 nights was $371/night and that one is gone from Disney's website, too. No idea what we will decide now.

 

[Haley R]

you should be able to figure out which one by comparing the normal price with the crossed out price on the express deal, plus the number of reviews and rating.

Would you be able to help me look at my dates? I'm looking at January 28-January 31.

ETA: I saw your other reply.

 

[Limes96]

Just found out today our real estate taxes (due mid Feb) are now able to be paid by credit card. Looks like no extra fees either.

 

[kidsfirsttrip]

Thanks for the help, I figured it out on self referral. Can someone confirm that if DW gets the rose amex that her MR's wont be able to be transferred to my MRs.

MRs aren’t transferable

 

[LuckyMamaInDE]

Manhattan hotel recommendations please! We have an event and concert to attend at Carnegie Hall in mid-February. Dh would like to stay in that area, so south of Central Park/north of Times Square.

No points or free nights to be used yet, unfortunately. Not loyal to any chain, though dh does have WoH card. Just the two of us.

 

[Haley R]

The outdoor restaurant, Geyser Point I think, is so yummy. I was supposed to stay there on the magical rate then too...well our dates would have overlapped. I just switched to CBR though because it saves me $550 which more than covers the DAH tickets I decided to add last minute. Never stayed at CBR but the new lobby looks amazing. I will still be headed over to WL for a snow white dinner...will keep my eyes peeled for you!

You'll be there the same time?! That's so funny! The TA ended up coming back and said WL is sold out for them so we are stuck looking for new options now. The BW rate I found from Disney last night is gone as well. I had looked at CBR because we had never stayed there either and the new refurbishments should be nice. I really wanted an Epcot one our first 3 nights since we will most likely have 2 days for the Festival of the Arts.

 

[amalone1013]

Remember the Ally savings bonus thing, for new money deposited? I just thought of it and looked... have to maintain the new funds until 1/15... so basically no bonus for me because I just pulled $20k out to send to DHs account Ah well, I was only on track for $19.

 

[palhockeymomof2]

Just found out today our real estate taxes (due mid Feb) are now able to be paid by credit card. Looks like no extra fees either.

That’s great...I can pay ours with a cc, but there are fees so not worth it for us.

 

[elgerber]

Remember the Ally savings bonus thing, for new money deposited? I just thought of it and looked... have to maintain the new funds until 1/15... so basically no bonus for me because I just pulled $20k out to send to DHs account Ah well, I was only on track for $19.

I may just leave mine there, I am earning a ton of interest on it! Wouldn't it be more like $200 on the $20k?