I love credit cards so much!

[GPC0321]

If I cancel my Disney Premier, it won't have any effect on my Disney Dollars balance on my redemption card will it?

 

[magickingdomprincess]

Can I have some AA advice please? I have 134k AA points but I know very little about flying with them on points. If I use award points to book a flight, and we change our minds about going, do I just lose the points? Is 12,500 points the best I can hope for for flights? I found flights that would work for 12.5k miles for everyone each way, so total of 100k for the four of us. That seems pretty good, I just am not sure we're actually going on this trip so I'm scared to actually book it. Any help or advice is appreciated!

 

[palhockeymomof2]

If I cancel my Disney Premier, it won't have any effect on my Disney Dollars balance on my redemption card will it?

No as long as you’ve transfer the rewards to the card your fine

 

[dina444444]

Can I have some AA advice please? I have 134k AA points but I know very little about flying with them on points. If I use award points to book a flight, and we change our minds about going, do I just lose the points? Is 12,500 points the best I can hope for for flights? I found flights that would work for 12.5k miles for everyone each way, so total of 100k for the four of us. That seems pretty good, I just am not sure we're actually going on this trip so I'm scared to actually book it. Any help or advice is appreciated!

I don't know what the current rules are but in the past if you needed to move the award miles booked on a saver award it cost the same as a standard flight change fee. And usually 12.5K are the base line saver awards for longer distance domestic flights.

Edit: See below from https://www.aa.com/i18n/aadvantage-program/miles/redeem/award-travel/award-travel.jsp

Changing flight awards
Contact American Airlines Reservations for assistance with changing a flight award ticket.

Changes to the origin or destination or airline

• For MileSAAver awards, origin or destination changes to the itinerary will incur a change fee of $150, even when retaining the same award type
• For awards involving travel on other airlines, origin or destination changes or changes to the airline(s) in the itinerary will incur a change fee of $150, even when retaining the same award type
• For AAnytime awards, origin or destination change fees are waived only when retaining the same award type
• The change fee will be waived for Executive Platinum members using miles from their account

Changes that require a different award type

• Changes to the itinerary which involve different AAdvantage awards than originally ticketed require a reinstatement of the original award ticket, payment of the applicable award reinstatement fee, and a new award ticket issued
• The award reinstatement fee will be waived for Executive Platinum members using miles from their account

Changes to your travel date

• If you change your outbound award travel date to within 21 days of the original booking date, a $75 award processing fee will apply, provided the new date is valid for the original award type claimed
• This award processing fee will be waived for Executive Platinum, Platinum Pro, Platinum and Gold members using miles from their account

Changing mileage upgrade awards
Contact American Airlines Reservations for assistance with changing a mileage upgrade award.

• Tickets upgraded with mileage upgrade awards retain all the original fare rules and restrictions of the original purchased fare
• Changes to the itinerary which do not require a different mileage upgrade award than originally ticketed do not require payment of the award reinstatement fee. Any co-payment amount already paid can be re-applied towards the upgrade co-payment for the new itinerary. Any fare rules, restrictions or fees that apply to the original purchased fare still apply
• Changes to the itinerary which involve different mileage upgrade award(s) than originally ticketed require a reinstatement of the original mileage upgrade award, payment of the applicable award reinstatement charge, forfeiture of any non-refundable co-payment as well as payment of any fees that apply to the original purchased fare
• Reservations service charges paid are non-refundable.

Reinstating flight awards
Contact American Airlines Reservations for assistance with canceling your flight award reservation and requesting mileage reinstatement.

• You can request to have your AAdvantage mileage reinstated for a wholly unused AAdvantage award ticket and if the ticket has not expired. For tickets booked on or after November 1, 2018, you can request to have your AAdvantage mileage reinstated for a wholly unused AAdvantage award ticket if your reservation is canceled prior to departure and if the ticket has not expired.
• The reinstatement charge is $150 per account for the first award ticket. Additional award tickets reinstated to the same account at the same time will have a $25 charge per ticket.
• This fee will be waived for Executive Platinum members using miles from their account.

Reinstating mileage upgrade awards
Contact American Airlines Reservations for assistance with canceling your mileage upgrade award and requesting mileage reinstatement.

• You can request to have your AAdvantage mileage reinstated for a wholly unused mileage upgrade award if the ticket has not expired. For tickets booked on or after November 1, 2018, you can request to have your AAdvantage mileage reinstated for a wholly unused AAdvantage mileage upgrade award if your reservation is canceled prior to departure and if the ticket has not expired.
• Tickets upgraded with mileage upgrade awards retain all the original fare rules and restrictions of the original purchased fare.
• There will be a $150 reinstatement fee per account for the first mileage upgrade award, plus forfeiture of any non-refundable co-payment. Additional mileage upgrade award tickets reinstated to the same account at the same time will have a $25 reinstatement fee per ticket, plus forfeiture of any non-refundable co-payment.
• Cancellations to the original ticket purchased 2 or more days prior to departure will have up to 24 hours from the time it’s ticketed to be eligible for a full ticket refund including the reinstatement of award miles, co-payment amount paid and AAdvantage award processing fee. If you cancel the ticket on aa.com, you must call Reservations to request the reinstatement of award miles and refund of any co-payment or processing fee paid.
• The award reinstatement fee will be waived for Executive Platinum members using miles from their account.

 

[pinkxray]

We just got back from a week at Disney. I am so grateful to this board for helping me pay for some upgrades we wouldn’t have done otherwise.
Our budget was tight due to having 2 in daycare and a new house last year.

I was able to use Chase points to fully pay for our 5 nights at the Poly. It was cheaper to just book a great rate through a travel agent than using the CSR redemption back when you could still book Disney hotels so I did the unthinkable of just cashing out.

I had just enough points left to fully pay for Tickets to the Xmas party for myself and DD.

Stayed 2 nights at Dolphin paying just the resort fee and parking using older spg card bonus.

Bank bonus paid for Early Morning Magic.

Free Southwest flight from SW card.

Out of pocket I paid for tickets and food. I used all tips here and the gift card thread to purchase discounts gift cards.

We aren’t returning to Disney for a few years but I will be following along to build up some points along the way.
Thanks everyone for all your help on this board.

 

[Oscar Madison]

For those that live near a Meijer: $10 off $150+ in Visa Gift cards
https://www.doctorofcredit.com/meij...-cards/?utm_source=dlvr.it&utm_medium=twitter

 

[Alexle2007]

Looking to book RCCL Symphony of the Seas for Aug. We’ve always done Oceanview rooms. Anyone have any thoughts or experience with the Central Park or Boardwalk view rooms?

 

[SouthFayetteFan]

If I cancel my Disney Premier, it won't have any effect on my Disney Dollars balance on my redemption card will it?

No as long as you’ve transfer the rewards to the card your fine

I’d double check the terms on this one. I would’ve said the opposite to be honest based on my understanding (I haven’t looked at this in a long time).

If for some reason they aren’t “safe” you can just use your rewards card to buy a Disney gift card at a Disney store...

 

[SouthFayetteFan]

I’d double check the terms on this one. I would’ve said the opposite to be honest based on my understanding (I haven’t looked at this in a long time).

If for some reason they aren’t “safe” you can just use your rewards card to buy a Disney gift card at a Disney store...

@GPC0321, Upon further review, I actually don’t think they are specifically clear on this situation. Why not just downgrade to the no AF card?

 

[Judique]

If I cancel my Disney Premier, it won't have any effect on my Disney Dollars balance on my redemption card will it?

Glad you asked that question as I have some rewards hanging around on a rewards card that I didn't spend this trip. I was getting ready to cancel. For me, I'll just wait a month and use them to pay my DVC dues along with my gift cards, then I will cancel.

 

[palhockeymomof2]

I’d double check the terms on this one. I would’ve said the opposite to be honest based on my understanding (I haven’t looked at this in a long time).

If for some reason they aren’t “safe” you can just use your rewards card to buy a Disney gift card at a Disney store...

I closed mine with dollars on my rewards card...but it was at least a year ago...

 

[Lain]

PSA: Citi Has Officially Abandoned Secure Message.

This may make bonus “matching” on Citi cards more difficult, although several DPs in thread report matching via chat is possible but YMMV.

ETA from DoC: Citi Ends Ability To Send Secured Messages – Existing Messages Now Read Only.

 

[GPC0321]

@GPC0321, Upon further review, I actually don’t think they are specifically clear on this situation. Why not just downgrade to the no AF card?

I'm actually trying to clear the decks a bit with Chase to free up some space for new cards when the time comes. The Disney card is just over a year old and has a sizable credit limit, so I figured I'd just close it.

I can't imagine they'd claw back my Disney Rewards Dollars from my redemption card, but if they do it's not that much money anyway. Hopefully they don't though.

 

[DisneyMandC]

PSA: Citi Has Officially Abandoned Secure Message.

This may make bonus “matching” on Citi cards more difficult, although several DPs in thread report matching via chat is possible but YMMV.

I’ve attempted to match via chat before and was unsuccessful.

Currently waiting in line to ride Escape from Gringotts for the third time! WWOHP truly is magical. I am a huge Harry Potter fan, and they really did a spectacular job on this portion of the park. DH and I have been very impressed.

That being said, I am definitely not a Universal convert. The only other rides we’ve ridden are The Hulk, Rockit RC, MIB, and Shrek. We’ve been before, so we have done some of the other rides previously. Generally, we are not impressed with the park. We both commented that it seemed very commercial. We both enjoy Disney souvenirs and the creative things they come up with, but other than a select few Harry Potter merchandise items, we have not been impressed.

That being said, we will return in the future for WWOHP, but we will only do a 1 day PTP ticket when we do. I don’t regret doing 2 day this time, but I don’t see 2 days being necessary again for what we want to do.

 

[palhockeymomof2]

I'm actually trying to clear the decks a bit with Chase to free up some space for new cards when the time comes. The Disney card is just over a year old and has a sizable credit limit, so I figured I'd just close it.

I can't imagine they'd claw back my Disney Rewards Dollars from my redemption card, but if they do it's not that much money anyway. Hopefully they don't though.

You could have chase change it to the no fee card and reduce the credit limit to $1,000 to free up credit limit space.
I’ve kept my no fee Disney card to use at Disney for discounts etc..it doesn’t get used any other time

 

[havaneselover]

I got instant approval on CIU!

 

[miztressuz]

I got instant approval on CIU!

Wow another instant approval magic. I think our little group is beating the Chase biz odds for instant approvals. Congrats!

 

[palhockeymomof2]

I got instant approval on CIU!

Congrats

 

[Limes96]

i was finally able to select Southwest for P2’s Amex Plat airline credit today.

 

[Psychodisney]

Had a great trip to SW FL. Ended up taking a voluntary bump from SWA tonight. My DH and I got a total of $1200 in luv vouchers for the bump, $209 luv counter for his ticket and $59 voucher for mine and they’ll fly us home tomorrow morning at 6am. I don’t have to be at work until noon and my DH works from home on Mondays. With my new CP next year, those vouchers will go a long way!
Ended up paying for a Towne Place suite...not worth using points for. Looks like I’ll only need 1 more night for Platinum.