calypso726
Escaping reality one Disney vacation at a time
- Joined
- Dec 11, 2006
- Messages
- 7,997
This run down is incredibly helpful! I think I've convinced my wife to get in the "game" with me, so this is a good guide for starting out. I will have her start with the CSP since the AF is waived the first year. She's 2/24, and both of those are AU accounts, although those accounts will fall off in Feb/March of next year. I'm not sure I'll be able to talk her into the CSR right away due to the high AF that's not waived, or the CIP since she doesn't have a legitimate business.
I'm not sure what's the best strategy after that, though. I want her to get the IHG card so we'll end up with 2 free nights/year but wanted to have her wait until Feb to align with mine. Although with the current 80,000pts (or 100,000pts if you can get them to match the targeted offer) sign up bonus, I'm tempted to have her apply for this one sooner rather than later. I haven't seen an advertised end date for the increased bonus but I'm sure it won't stick around forever. But I suppose in the long run it's better to be able to use the free nights at the same time.
I also want Marriott cards to use the bonus points to stay in Niagara Falls next summer, and it would make sense to have us apply for those at the same time as well so our annual free nights will line up. I feel like these two hotel cards are pretty easy keepers for us for the annual free nights.
For myself, I'm thinking of the CIP next because I'm 4/24 but I'm not sure what I'd list as my "business." I have an eBay account but I only sell on there sporadically. After that I'll go for the Marriott card since the CIP won't count towards my 5/24.
Once I've exhausted Chase, I think my next move will be cards for JetBlue & Delta as those seem to have the most flights out of JFK. Although I still don't understand award flight booking so I'll need to figure out how that works for Delta. I know for JB the points needed are just based on the cost of the ticket. The ones that have awards charts based on miles flown I don't understand at all. We're not in a place yet where we fly very often though so I have time to work on it. SPG is another option, if it's still around by the time my wife & I are finished with our Chase cards.
You're welcome, glad it helps. The CSR is an easy "sell" when you break it down to, "If it costs you $450 to receive $1050 in return, would you do it?"
Good strategy to get both of your IHG cards at the same time so your annual certificates line up. That is what DH and I did. Since it doesn't fall under 5/24, I'd exhaust all 5/24 cards first. Yup Marriott and IHG are definitely keeper cards with IHG being the better of the 2 long term.
Selling on Ebay is a business, even sporadically.
Sadly, Delta no longer publishes an award chart. Their Sky Miles program is known as Sky Pesos in the travel hacking community. JFK serves a as hub for both Delta and American Airlines. Booking flights with miles on either one is not difficult. Once you have created a frequent flyer account with each one, go in and play around with award booking and it will give you a better sense of what an award flight may cost. Both programs have a rewards dining network and shopping portals which help boost the miles balance. Delta's is a little more straightforward to find award booking since you just click on miles instead of money next to "show price" when searching for a flight. On AA, after logging in you click on AAdvantage, then award travel in the drop down, and then on book award travel.
Since Amex has that once per lifetime bonus rule, I'd wait until Delta was offering a 60k or 70k bonus before applying.