I love credit cards so much!

[gottalovepluto]

Got some good news on my Chase shutdown today. Conversation went something like this:

Chase case agent: We've done some research and we found the affiliate that closed your account was a Chase bank closed your checking and savings accounts on May 12, 2013.
Me: What? I didn't have a Chase checking and savings account in 2013, as I opened my first Chase banking account in 2017.
Chase case agent: These accounts were opened in a Florida branch.
Me: What? I am not a Florida resident, as I have lived in Texas all of my adult life and sure didn't open any accounts while there on vacation.
Chase case agent: Do you mind if I put you on a brief hold?
Chase case agent: I have requested your account to be re-reviewed, as it appears these accounts do not belong to you. We will be in touch with our findings.

I feel SO much better after this conversation. Don't know why these accounts were closed or associated with my name, but it doesn't matter if they get this cleared up. I have been worrying about this for a few weeks, as our vacation plans were going to feel the impact of being forced into 1 player mode. Hopefully, this will all be resolved soon.

I don't want to put the cart in front of the horse, but I think the next conversation should be that they are going to reopen my CIP and address what they are going to do about my MSR. I would have already met if my account hadn't been closed for 4 weeks. At a minimum, I expect them to extend the time line to meet, but it seems reasonable they should waive all or part of it, or at least give me some sort of UR compensation for this mix-up. Is that going too far?

Crazy! There has to be something just ever so slightly different about your CIP from everything else that the computer caught and matched up with the blacklisted account holder. Business name? Your name? Maybe used just a middle initial or dropped the middle name all together compared to your other Chase cards? Just crazy. Also very interesting the bank-credit card link. Has to be one of the first we’ve seen reported.

If your CIP is reopened I would definitely bring up the matter of the 4 months you lost to meet your MSR since the card was not open for use. I have no idea what they may or may not be able to do for you but they really should do something about that!

 

[amalone1013]

How do you have all these GC offers at King Soopers? I've checked my app yesterday and today and I don't have any, including the 4x on Visa GCs

Weird. They just showed up in my coupons on Wednesday. Maybe they'd come up online for you? Another thing I've done occasionally is log in to my account through the Kroger site, not King Soopers site... sometimes if I'm not seeing them thru KS site I can find them on the Kroger site.

 

[amalone1013]

@wendow I had Fandango, AMC, regal, ruby Tuesday, children's place, sears, bass pro, spa finder, and bjs restaurant.

Then 4x on vacation gcs, and 4x on visa/mc

My ruby Tuesday one is still there even though the others I used have disappeared... that's one I'm selling so if its still there tomorrow maybe I'll get another...

 

[wendow]

Weird. They just showed up in my coupons on Wednesday. Maybe they'd come up online for you? Another thing I've done occasionally is log in to my account through the Kroger site, not King Soopers site... sometimes if I'm not seeing them thru KS site I can find them on the Kroger site.

And this works!?! I loaded some to my online Kroger account once but then they didn't show up in my KS app so I didn't think it would work.

 

[amalone1013]

And this works!?! I loaded some to my online Kroger account once but then they didn't show up in my KS app so I didn't think it would work.

I've always seen them show up in my app after adding them online.

 

[wendow]

I've always seen them show up in my app after adding them online.

I'll have to revisit this...Now that I think about it, my Kroger account is in my name and I use my dh's KS login (we just use one so we both add and whoever goes by the store has everything loaded and we earn fuel points in one place)...Hmm, I bet that was the problem!

 

[miztressuz]

i think the sticker shock is what kinda what hit me... i went from paying $50 for 12 units of class to $1200 for 3 units of class.

Yeah that's rough, I remember thinking when I moved up from comm college that I paid for one year at the University roughly what I paid for 2 years at CC... and I still had another year to go! But it'll be worth it later, good luck

 

[CyndiLouWho]

Our cruise is Mon-Mon so I'm looking for a pre cruise hotel in Vancouver for 2-3 nights and then we're not sure where we're going after Alaska. We're going to spend 3-4 nights there but not sure if we head back to West Coast and do a few days somewhere or just head back east straight from Alaska. I have to nail that down in the next few weeks so I can work on flights.

We’re on DCL, also Monday to Monday, last week of May. Arriving Saturday (wanted 3 days but that Friday is last day of school for DS) around 10 am. Also staying in Vancouver one night post cruise as the only non stop back to Chicago is 10 am.

 

[JKalai]

Honestly I think Swolphin was way undervalued. They are in a premium location with Disney’s deluxe resorts, walking distance to 2 parks. Minus the theming I think they are deluxe level resorts in Disney speak. The deluxe resorts are way more $ than Swolphin has been which is why our last trip was 1 night deluxe and 3 nights Dolphin. I am disappointed they went up though. Glad I’m booked for 2019 already.

Weird Question, but would you stay at Swolphin over Pop? Me and the GF are planning to go in September, and have booked Pop with "magical" rates. My mother works for SPG and I have access to her benefits. I can get a room at the Swan for about $100 more (for the entire stay), but we are trying to go as cheap as possible as this a budget trip.

Is it that much of a difference?

I know we wouldn't have access to Magical Express at Swan, so we would have to Uber it to the resort (which is more $$)but we don't mind spending a bit more if it's that much better than a moderate hotel.

 

[CyndiLouWho]

Weird Question, but would you stay at Swolphin over Pop? Me and the GF are planning to go in September, and have booked Pop with "magical" rates. My mother works for SPG and I have access to her benefits. I can get a room at the Swan for about $100 more (for the entire stay), but we are trying to go as cheap as possible as this a budget trip.

Is it that much of a difference?

I know we wouldn't have access to Magical Express at Swan, so we would have to Uber it to the resort (which is more $$)but we don't mind spending a bit more if it's that much better than a moderate hotel.

I have not stayed at Pop so can’t say for sure, but for $100 I’d totally pick Swolphin. We have stayed at Fort Wilderness, POR and Poly. I’d pick Swolphin over all of them. Epcot and MK are our fave parks so proximity is a big deal. Being able to walk or boat to Epcot for a meal or snack is awesome and we’ve walked over, grabbed a snack, then walked thru to the monorail to MK.
We’ve stayed at Dolphin (though we are booked at Swan next time) & the rooms are good size, and bright. I also prefer the bathroom layout at Dolphin over Poly as the vanity is outside the bath/toilet area, although the bath/toilet area is small.
You could keep one night at Pop, take DME over. (& get MagicBands if you need them) Then switch to Swolphin. They will transfer your bags over while you’re off to the parks. Uber back to airport.

 

[disneymagicgirl]

Weird Question, but would you stay at Swolphin over Pop? Me and the GF are planning to go in September, and have booked Pop with "magical" rates. My mother works for SPG and I have access to her benefits. I can get a room at the Swan for about $100 more (for the entire stay), but we are trying to go as cheap as possible as this a budget trip.

Is it that much of a difference?

I know we wouldn't have access to Magical Express at Swan, so we would have to Uber it to the resort (which is more $$)but we don't mind spending a bit more if it's that much better than a moderate hotel.

Pop is a value, not a moderate. You won't have the fun theme that Pop does at Swolphin, so if that is important I would stick with Pop. I haven't stayed at swolphin but the location is amazing.

 

[wendow]

Weird Question, but would you stay at Swolphin over Pop? Me and the GF are planning to go in September, and have booked Pop with "magical" rates. My mother works for SPG and I have access to her benefits. I can get a room at the Swan for about $100 more (for the entire stay), but we are trying to go as cheap as possible as this a budget trip.

Is it that much of a difference?

I know we wouldn't have access to Magical Express at Swan, so we would have to Uber it to the resort (which is more $$)but we don't mind spending a bit more if it's that much better than a moderate hotel.

For $100, yes, Swolphin over Pop any day (despite fun theme). Pop is a value and Swolphin is considered on par with Disney deluxe and the location is great...on the boat route that goes between Epcot and DHS. Pop will require busing everywhere (which is tedious...).

 

[wendow]

i think the sticker shock is what kinda what hit me... i went from paying $50 for 12 units of class to $1200 for 3 units of class.

I get it. It's a lot for 3 credits.

 

[mmmears]

For $100, yes, Swolphin over Pop any day (despite fun theme). Pop is a value and Swolphin is considered on par with Disney deluxe and the location is great...on the boat route that goes between Epcot and DHS. Pop will require busing everywhere (which is tedious...).

Totally agree. I haven't stayed at the Swolphin, but the location is fantastic. We tend to do a split stay and one of the hotels is usually the YC or the BC mainly for the location. You can walk (or ride the boat) to both DHS and Epcot. The buses get old after a while and it's really nice to be able to just walk. I'm hoping to try either the Swan or Dolphin in the future since they are a much better value than the Disney properties.

 

[palhockeymomof2]

Weird Question, but would you stay at Swolphin over Pop? Me and the GF are planning to go in September, and have booked Pop with "magical" rates. My mother works for SPG and I have access to her benefits. I can get a room at the Swan for about $100 more (for the entire stay), but we are trying to go as cheap as possible as this a budget trip.

Is it that much of a difference?

I know we wouldn't have access to Magical Express at Swan, so we would have to Uber it to the resort (which is more $$)but we don't mind spending a bit more if it's that much better than a moderate hotel.

Totally agree with the other posters...Swolphin for sure...

 

[wendow]

Totally agree. I haven't stayed at the Swolphin, but the location is fantastic. We tend to do a split stay and one of the hotels is usually the YC or the BC mainly for the location. You can walk (or ride the boat) to both DHS and Epcot. The buses get old after a while and it's really nice to be able to just walk. I'm hoping to try either the Swan or Dolphin in the future since they are a much better value than the Disney properties.

Yay, another split-stay fan!! We do this every trip and it's just the best ever! We do longer stays (9-11) nights so we love to chop that in half and experience two resorts. Because of that, we have had the opportunity to stay at many resorts. We always stay at a new one and an old fav, usually BC Not a fan of busing either...

 

[JKalai]

I have not stayed at Pop so can’t say for sure, but for $100 I’d totally pick Swolphin. We have stayed at Fort Wilderness, POR and Poly. I’d pick Swolphin over all of them. Epcot and MK are our fave parks so proximity is a big deal. Being able to walk or boat to Epcot for a meal or snack is awesome and we’ve walked over, grabbed a snack, then walked thru to the monorail to MK.
We’ve stayed at Dolphin (though we are booked at Swan next time) & the rooms are good size, and bright. I also prefer the bathroom layout at Dolphin over Poly as the vanity is outside the bath/toilet area, although the bath/toilet area is small.
You could keep one night at Pop, take DME over. (& get MagicBands if you need them) Then switch to Swolphin. They will transfer your bags over while you’re off to the parks. Uber back to airport.

Pop is a value, not a moderate. You won't have the fun theme that Pop does at Swolphin, so if that is important I would stick with Pop. I haven't stayed at swolphin but the location is amazing.

For $100, yes, Swolphin over Pop any day (despite fun theme). Pop is a value and Swolphin is considered on par with Disney deluxe and the location is great...on the boat route that goes between Epcot and DHS. Pop will require busing everywhere (which is tedious...).

Totally agree. I haven't stayed at the Swolphin, but the location is fantastic. We tend to do a split stay and one of the hotels is usually the YC or the BC mainly for the location. You can walk (or ride the boat) to both DHS and Epcot. The buses get old after a while and it's really nice to be able to just walk. I'm hoping to try either the Swan or Dolphin in the future since they are a much better value than the Disney properties.

Totally agree with the other posters...Swolphin for sure...

Thanks everybody.

I went ahead and just booked it before the rate disappears and I can talk about it with the GF when I get home from work tonight. I believe the savings with the "magical" rates I booked come mostly from the discounted convention tickets that they throw in. The $100 difference was me doing quick math based on the 2 day park hopper on the website, but I forgot that there are other ways for discounted tickets and gift cards which would more than make up for the difference.

The GF loves the full "Disney" experience with getting the MB's in the mail and the rooms with theming, but the friends and family rates are just too good to pass up.

 

[snugglebug]

Then you can each carry a card to use, but only have one account taking up space on a credit report. No one's asked to match the name on our cards yet.

The only place that has ever asked me for an id to match my credit card is the Disney Store and they ask every single time.

 

[linzjane88]

I didn't see your question answered about the CP, each holder of the CP will need to make a reservation in their respective RR account and then once your reservation is made you can "add your companion". I've never not had the CP prior to booking a flight so I'm thinking once you earned the CP, if there are any get away fares left then you could add the companion without canceling and rebooking the 2 CP holder tickets, but would need to cancel the two companion tickets. Depending on if the flight sells out you may not be able to cancel the original bookings and rebook using the CP. Also remember with the CP you can only change your companion 3 times, so likely would be best for you and your friend to both use the CP for your respective husbands.

Thanks! I didn't realize I could book 2/4 tickets that we will be paying for and then add the other two after we get the CP's, assuming there is still availlability. Our trip is the end of January so a pretty quiet time. We might live dangerously

 

[DisneyMandC]

@DisneyMandC So, this is your horse? I thought you were just traveling around braiding other people's horses manes. Do you show him? He's really pretty!! And I love seeing pics of the braiding.

Thank you!! And yes, this is him. I do both- sometimes I go to random shows or peoples barns to braid their horses, and I also braid him when I show him. I went about 6 years without a horse after my last horse got hurt and I was in law school, so it’s really nice to have a horse again. We travel mainly up and down the east coast showing!