I love credit cards so much!

[CyndiLouWho]

I vote better bonus and downgrade to cic if the categories work better for you.

Can you downgrade before a year?

 

[Lain]

Can you downgrade before a year?

Yes.

 

[CyndiLouWho]

Yes.

So then I think a good plan would be CIP for bonus then downgrade to CIC for the 5x categories. DH has CSP, CFU and SW. I was waiting for SW yearly miles to post but that’s not until July, then cancelling. His total credit from Chase is well below 50% of income.

 

[SBWB48]

@speedyfishy, @linzjane88, @Albort, and others who are part of the MS game. Posted something over on DISChurners about what I view as an 'easier' MS path with USB MCGCs. If you have an SO or a trusted family member, this probably couldn't get easier, so long as you aren't doing heavy hitter volumes and get shutdown

Think I'll be maxing out our Discover/CF categories easily and making a nice little profit

@speedyfishy saw you posted about burning your MS location. This may save you a few trips

 

[Albort]

Briefly, it seems a little confusing. I really don’t know a lot about how it works.

I never done this, but i heard its pretty iffy on shutdowns as well. I believe u can reload at any walmart register or other places too. i know the one person who did this was @calypso726 but she may no the old way.

Do branded gift cards (Shell, BP) usually have the same issue? DH was able to use it once but only put $10 worth in (no idea why?! ) I had a BP GC before and used it to fill up, leaving $ on the Card. The next time, I just used the rest and paid for the remaining purchase with CC. Ended up using the Visa GC at Costco because I was frustrated. Hate going into a gas station.

I’ve been using Shell gift cards at pumps without a problem.

have you guys considered trying out chase pay with shell? i am currently doing this to spend my 5x freedom category.

 

[Psychodisney]

Funny all the paying taxes going on today. I did federal taxes this morning with my business platinum AMEX to take advantage of the 1.5x membership rewards (50% bonus over $5,000). Our taxes were well over that amount. Due to the amount, I had to call Amex to get pre-authorization. I told them I was paying taxes to take advantage of the 50% bonus and they said "great way to use" or something like that. This was the second time I'd called (I called about a month ago to figure out whether they'd let me do it with the amount) and they had same reaction. The talk of problems getting point with taxes and amex yesterday had me a little panicky, but they acted as if it was no big deal. We'll see. I'll report back when it all goes through and points are credited (crossing fingers!). I also had to call pay1040.com due to the amount and I was so paranoid, I had the lady repeating everything about five times, LOL. Stressful day!

I plan on using my SPG and a couple of other cards next week when my taxes are finally done. I didn’t realize I’d need to call. Mine will be a pretty large number too. What was the amount 1040.com allowed? Is the phone number easy to find on the website?

 

[Albort]

I plan on using my SPG and a couple of other cards next week when my taxes are finally done. I didn’t realize I’d need to call. Mine will be a pretty large number too. What was the amount 1040.com allowed? Is the phone number easy to find on the website?

i dont think there is an amount limit, but there is a card limit of 2 per payment center.
A friend of mine did 6x$500 VGCs. He did have issues with 1 VGC going missing though.

 

[CyndiLouWho]

have you guys considered trying out chase pay with shell? i am currently doing this to spend my 5x freedom category

You can use it at the pump? That would be great!
Because I barely find anything here that takes Chase Pay.

 

[speedyfishy]

@speedyfishy, @linzjane88, @Albort, and others who are part of the MS game. Posted something over on DISChurners about what I view as an 'easier' MS path with USB MCGCs. If you have an SO or a trusted family member, this probably couldn't get easier, so long as you aren't doing heavy hitter volumes and get shutdown

Think I'll be maxing out our Discover/CF categories easily and making a nice little profit

@speedyfishy saw you posted about burning your MS location. This may save you a few trips

OMG!! Thank you! Thank you! Thank you! This is fantastic and made MSing so much easier.

 

[Albort]

You can use it at the pump? That would be great!
Because I barely find anything here that takes Chase Pay.

yeah. U basically go to the pump, hit Pay on chase pay app, click on the gas station ur at, input pump #, input the 3 digit code into the pump, and pump your gas.
5x with freedom.

 

[peel]

I’ve never noticed a Chase Pay option at a Shell pump! I’m just finishing up my Shell GCs that I got for 10x over the holidays. I only spend $25/week on gas so it’s taken me a while to burn through them. I’ll keep my eyes peeled now though.

 

[Albort]

I’ve never noticed a Chase Pay option at a Shell pump! I’m just finishing up my Shell GCs that I got for 10x over the holidays. I only spend $25/week on gas so it’s taken me a while to burn through them. I’ll keep my eyes peeled now though.

it has to trigger on your phone...

 

[calypso726]

Briefly, it seems a little confusing. I really don’t know a lot about how it works.

I never done this, but i heard its pretty iffy on shutdowns as well. I believe u can reload at any walmart register or other places too. i know the one person who did this was @calypso726 but she may no the old way.

I haven't used Serve but did use Bluebird which works similar to Serve. We MSd $30,000 in about 6 months to get a BA travel together ticket which we used to go to Italy last year. We went through 4 BB shut downs in the process. I haven't dipped back into the MS pool since the death of RedBird but am slowly gearing up to do so again.

 

[peel]

it has to trigger on your phone...

I took a screen shot of your instructions and I’ll try it out next time I need to fill up. Thanks!

 

[CyndiLouWho]

yeah. U basically go to the pump, hit Pay on chase pay app, click on the gas station ur at, input pump #, input the 3 digit code into the pump, and pump your gas.
5x with freedom.

I just looked on my Chase Pay app Under “at the pump” it says none found.

 

[Albort]

I just looked on my Chase Pay app Under “at the pump” it says none found.

ur at the station? It GPS. so u show up to station, pull up the at the pump when ur there.

 

[CyndiLouWho]

ur at the station? It GPS. so u show up to station, pull up the at the pump when ur there.

No in the app it says Where u can use Chase Pay. I’ll have to give it a try next time I need gas and try at the station

 

[speedyfishy]

I haven't used Serve but did use Bluebird which works similar to Serve. We MSd $30,000 in about 6 months to get a BA travel together ticket which we used to go to Italy last year. We went through 4 BB shut downs in the process. I haven't dipped back into the MS pool since the death of RedBird but am slowly gearing up to do so again.

That’s impressive MS! What happens with a BB shutdown? Can you have multiple cards and just open more if you get shutdown?

 

[GZanta77]

Think you might need to link your fuel rewards account to chase pay...... might even earn 35c/gallon discount after your first fill with Chase Pay. Following is lifted from Slickdeals.....

Earn 35¢ per gallon one time -

In Fuel Rewards® savings with the Chase Pay® app at Shell after your first 5-gallon fill-up. Terms and conditions apply.
Offer ends 12/31/2018. Limited offers available. Limit 20 gallons.

Set up the Chase Pay app and add your Fuel Rewards account.

1. Download the Chase Pay mobile app and log in with your Chase username and password.

2. From the home screen, tap the "Wallet" icon and select the "Loyalty cards" tab.

3. Press "+", then select Shell from the merchant list.

4. Enter your loyalty card number or Alt ID (your Alt ID is typically your phone #). Then, tap the "Add card" button.
Use the Chase Pay app at the pump.

 

[CaliforniaGirl09]

I plan on using my SPG and a couple of other cards next week when my taxes are finally done. I didn’t realize I’d need to call. Mine will be a pretty large number too. What was the amount 1040.com allowed? Is the phone number easy to find on the website?

The payment services all have different limits. Frim the irs page on paying taxes by cc there was a link (I’m on my phone right now so if you can’t find it I can send to you) for large payments. 1040’s was anything over 100k. The number to call on that page though was wrong. I ended up just calling the main customer service #.