Hey all! Looking for thoughts/advice- I have 4 Chase Southwest airline cards between P2 and I. None of them have any balances but we have some debt we are carrying for a while. Therefore, I don’t want to outright close my SW cards, but maybe I could do a product change. (They’re raising their annual fees ridiculously high and taking away the useful benefits for us.)
If I were to do a product change, is there any way of taking advantage of a SUB?
Also, if I cancel and then reapply for a different Chase card, how negatively is my credit impacted by that? Would that flag anything with Chase? (I’m at 0/24)
Lastly, if you were to go between Hyatt Chase cards or the Hilton Chase, which would you choose? We’ve been in the Marriott world for a while and also looking at a change. (Have the Marriott Chase already).
Thanks for any opinions, advice, recommendations, etc