I love credit cards so much! v7.0 - 2025 (see first page for add'l details)

[catsinawindow]

With the CSR now having all these new credits, I'm wondering what I might be able to take advantage of before I downgrade the card. I've pretty much determined that the higher AF isn't worth it for me so I plan to downgrade to CSP once my next AF hits on Jan 1.

Since I have between now and Jan to use the 2025 credits, does this mean that hubby and I could book a show on Stubhub for ~$150 and also get dinner at a Chase tables restaurant for ~$150 and gave a pretty much free datenight by the end of the year? Then, if i put off downgrading the CSR for a few weeks in Jan, that we could have a second pretty much free date night in January? Then I downgrade within a month of the AF posting and get it refunded while still taking advantage of these credits?

 

[miztressuz]

You don't want to focus on the due date, you want to focus on the statement closing date. While one informs the other, it's the statement closing that matters for which year points hit.

If your card is currently due the 22nd, I agree that it's going to close at the end of each month right now, leaving you minimal December to start spending. A 12/22 due date will have a late November close and a late December close before you can start spending toward 2026 CP dollars.

If you call tomorrow and ask for the statement closing date to be the 3rd of the month (statement closing, not due date) they will be able to make that adjustment for you. Once your statement closes on 12/3, you'll have the rest of that month to hit spend knowing that the next statement will close 1/3/26

Thank you! I will ask about closing date rather than due date

I'm not sure you can ask for the closing date change, at least you could not before, but you can change your payment due date which will in turn adjust the closing date.

Couple years back we had discussions on picking a payment date to time the MSR period -

Post in thread 'I love credit cards so much! v6.0 - 2023 & 2024 (see first page for add'l details)'

Aug 31, 2023

Is anyone going to do the SW Biz CP offer via support link that expires 9/4/23? I'm thinking of P2 doing it (I'm out since I already hold that SW Biz Premier card and the bonus was within the past 24 months), but want to get consensus on what the requested payment date should be. I see in Chase's online system that I can request a different payment date, but I can't request a statement close date. I'm thinking asking for a payment on the 23rd of the month should work to force a statement close on the 1st? One of my Inks has a closing date of the 1st with a payment due on the...

• miztressuz

• 
• 

Post in thread 'I love credit cards so much! v6.0 - 2023 & 2024 (see first page for add'l details)'

Sep 5, 2023

Chase operates on a 28 day calendar, so a due date of 28th should close on the 3rd (and 29th the 4th). There was some uncertainty about business cards being 6 days later instead of 3, but looks like that's only the Inks.

I think @platamama and @miztressuz settled on the 28th with the thinking being that it must close in the next month as there are no closing dates on 29/30/31. Comments on DoC are saying the 26th to close on the 1st with the thinking that allows the most time to meet MSR.

Note that Chase unofficially allows 115 days to meet spend. But it seems risky to...

• miztressuz

• 
• 

 

[Duckbug.Ducktales]

I'm not sure you can ask for the closing date change, at least you could not before, but you can change your payment due date which will in turn adjust the closing date.

Couple years back we had discussions on picking a payment date to time the MSR period -

Post in thread 'I love credit cards so much! v6.0 - 2023 & 2024 (see first page for add'l details)'

Aug 31, 2023

Is anyone going to do the SW Biz CP offer via support link that expires 9/4/23? I'm thinking of P2 doing it (I'm out since I already hold that SW Biz Premier card and the bonus was within the past 24 months), but want to get consensus on what the requested payment date should be. I see in Chase's online system that I can request a different payment date, but I can't request a statement close date. I'm thinking asking for a payment on the 23rd of the month should work to force a statement close on the 1st? One of my Inks has a closing date of the 1st with a payment due on the...

• miztressuz

• 
• 

Post in thread 'I love credit cards so much! v6.0 - 2023 & 2024 (see first page for add'l details)'

Sep 5, 2023

Chase operates on a 28 day calendar, so a due date of 28th should close on the 3rd (and 29th the 4th). There was some uncertainty about business cards being 6 days later instead of 3, but looks like that's only the Inks.

I think @platamama and @miztressuz settled on the 28th with the thinking being that it must close in the next month as there are no closing dates on 29/30/31. Comments on DoC are saying the 26th to close on the 1st with the thinking that allows the most time to meet MSR.

Note that Chase unofficially allows 115 days to meet spend. But it seems risky to...

• miztressuz

• 
• 

FYI, you CAN ask to change the closing date! I called yesterday and asked for the statement close to be Dec 5 and the rep said okay. Then she told me that the due date would be the 2nd of each month but that the first due date wouldn't be until Jan 2. Still, first statement will close Dec 5 so that's nice.

We did the SW Priority Biz in 2023 for the CP that is now expiring. I remember we also changed the dates on that one but don't recall if we asked about due or statement close date (I think the former, so I think it has changed).

 

[Crazed4DisneyinSC]

Citi doesn't expedite. I see some Strata Elite DPs that it took about 3 days. That's a premium card, so not sure if the Globe will be treated similarly. General Citi DPs are 7-10.

Just adding my DP: approved for Citi Globe on 10/20, requested expedite via phone (no dice), received card on 10/27. So it took exactly a week. Not as long as I was expecting, and great for us since we're leaving in a few days to travel.

Different topic: has anyone had an Ink Biz card locked for fraud? I'm assuming that's what it is. We tried to use the card for a website originating in Cambodia, it was in US dollars, but payment failed. I guess they didn't like that, and all charges we've tried since that have been denied. We never got any fraud alert texted, emailed, or otherwise. The card is in DH name, so I'll have to have him call I guess and sort it out (which as some of you know, is like pulling teeth).

 

[hsmamato2]

I believe travel portal redemption is 1 cent per point. But that's the same as cashing out. I think you need a USB checking now to get 1 cpp for the Altitude Connect biz, but for the Triple Cash biz you can still do statement credit at 1 cpp.

The Triple Cash biz also has no AF compared to waived first year AF. Plus a $100 software subscription credit. Either get seats.aero and pay $20 OOP a year or the $3.99 Maxmypoint subscription and come out $52 ahead.

whatttt ok thank you! I was just looking at redemptions etc! I need to dig deeper here obviously this is great info!

 

[TheOneWithTheTriplets]

I'm not sure you can ask for the closing date change, at least you could not before, but you can change your payment due date which will in turn adjust the closing date.

Couple years back we had discussions on picking a payment date to time the MSR period -

Post in thread 'I love credit cards so much! v6.0 - 2023 & 2024 (see first page for add'l details)'

Aug 31, 2023

Is anyone going to do the SW Biz CP offer via support link that expires 9/4/23? I'm thinking of P2 doing it (I'm out since I already hold that SW Biz Premier card and the bonus was within the past 24 months), but want to get consensus on what the requested payment date should be. I see in Chase's online system that I can request a different payment date, but I can't request a statement close date. I'm thinking asking for a payment on the 23rd of the month should work to force a statement close on the 1st? One of my Inks has a closing date of the 1st with a payment due on the...

• miztressuz

• 
• 

Post in thread 'I love credit cards so much! v6.0 - 2023 & 2024 (see first page for add'l details)'

Sep 5, 2023

Chase operates on a 28 day calendar, so a due date of 28th should close on the 3rd (and 29th the 4th). There was some uncertainty about business cards being 6 days later instead of 3, but looks like that's only the Inks.

I think @platamama and @miztressuz settled on the 28th with the thinking being that it must close in the next month as there are no closing dates on 29/30/31. Comments on DoC are saying the 26th to close on the 1st with the thinking that allows the most time to meet MSR.

Note that Chase unofficially allows 115 days to meet spend. But it seems risky to...

• miztressuz

• 
• 

FYI, you CAN ask to change the closing date! I called yesterday and asked for the statement close to be Dec 5 and the rep said okay. Then she told me that the due date would be the 2nd of each month but that the first due date wouldn't be until Jan 2. Still, first statement will close Dec 5 so that's nice.

We did the SW Priority Biz in 2023 for the CP that is now expiring. I remember we also changed the dates on that one but don't recall if we asked about due or statement close date (I think the former, so I think it has changed).

I've definitely done it based on closing date. Called for my end of 2024 SW cards for my 2025/26 CPs.

 

[FreeDiningFanatic]

Hilton is Rolling Back (Some) Painful Award Rate Hikes

If you have an upcoming Hilton stay, it's worth checking your rates. Grand Wailea, Conrad Orlando, Hermitage Bay and Canaves Oia are included in the rollback for select dates, but maybe more. FWIW, I checked Waldorf Astoria Los Cabos Pedregal and that still seems to be holding at 250k/nt, but I hope that drops.