So it sounds like liability is built in to the rentals (that makes sense) and that this additional insurance is basically the same as the CDW that comes with CSP. I feel like I read that CSP doesn't cover the "loss of use" if the rental is out of service for a period of time with any repairs, so I'll need to double check that with the Chase coverage.
Thanks for the feedback!
Edit: I found this on Nerd Wallet, so I will still confirm with Chase (and make sure it's the same in Ireland) but looks like getting this thru
travel insurance is unnecessary (but a good option for someone w/o a Chase card or a card that doesn't offer primary coverage).
>>Plus,
Chase will cover any "loss-of-use" charges, and administrative and towing fees imposed by the rental company. This coverage is primary. That means you won't need to file with your personal auto insurance company first. Instead, you can start with Chase's benefits administrator if you need to file a claim.