I love credit cards so much! v6.0 - 2023 & 2024 (see first page for add'l details)

[VGCgroupie]

Even more awkward when you have to drag P2 since they insist on seeing ID even P2's card is in the Apple Wallet that clearly is my phone and to top it off the name doesn't even show!!

hahaha I have had many "Let me go get him from the car" scenarios.

 

[VGCgroupie]

Scouring all my Amex cards for a Naturpedic offer I know I had. I remember saying to myself thats a good one but I wont need it. Well now I need it and I cannot find it
While scouring I found a new cable/internet offer

Get a $5 statement credit by using your enrolled eligible Card to spend a minimum of $50 in one or more purchases to pay US bill payments for cable and/or internet services made directly with the provider by 12/31/2024. Limit of 4 statement credits (total of $20).

 

[Judique]

When you have offers on that many cards do you try and knock them out in one trip? I'm usually good to try three cards on one trip. If I do more than that I feel like they are looking at me odd.

I've not had a problem. On one occasion a manager stepped in to help because the system stopped processing. A couple of times the person checking me out and I discussed our Disney trips because her Aunt owns DVC and she has traveled with her.

I do find it easier to do 3 or so at a time if there are people in line behind me because I'm trying to keep track of what I'm doing. Then I'll get back in line with the rest of my stash. This set will be 3 cards for $67 each and 4 cards for $100 each.

Sometimes I've purchased a different gift card such as a Starbucks for DD who likes that.

 

[Judique]

Does anyone know if the Chase 15% off Office Depot offer works for buying gift cards online…there aren’t any stores by me and I have the offer on some cards….

Those come from a partner site, gift card mall, so I haven't tried it. And they add in 66 cents (for a stamp I guess).

 

[VGCgroupie]

I do find it easier to do 3 or so at a time if there are people in line behind me because I'm trying to keep track of what I'm doing. Then I'll get back in line with the rest of my stash. This set will be 3 cards for $67 each and 4 cards for $100 each.

My OD is always empty, honestly Im always shocked that they are still open in that location.

 

[Judique]

My OD is always empty, honestly Im always shocked that they are still open in that location.

They closed the one that was closest to me.

 

[Judique]

And, JP Morgan Chase called my number this morning. I let it go to voicemail but it was a 3 second one with no message.

Yesterday I picked up $1200 in VGC's at Staples, my usual. Then I remembered next month is Xmas so went back this morning for another $1200.

And, yesterday I actually went to a different Staples because I was right there. They were sold out. I also noticed the sign says they are now allowing 9 each day. The sign said, Max 9 each day.

I actually spend them on Costco, pay my vet, etc.

 

[Judique]

I would wait if you could for when they offering the $15 off $300 in V/MC deals then use the V/MC at BJ's/Sam's or somewhere else to buy the disney cards.

For some reason (in my head) I never do this deal. Probably because it's a limit of one (I think) and it's a longer drive for me and then I have to go to Sam's, hoping they'll let me use a card to buy cards. The local Sam's has never let me buy gift cards with a gift card.

If I'm doing this stuff I want to profit at least $50 for my trip, unless I'm there anyway.

 

[platamama]

I would wait if you could for when they offering the $15 off $300 in V/MC deals then use the V/MC at BJ's/Sam's or somewhere else to buy the disney cards.

For some reason (in my head) I never do this deal. Probably because it's a limit of one (I think) and it's a longer drive for me and then I have to go to Sam's, hoping they'll let me use a card to buy cards. The local Sam's has never let me buy gift cards with a gift card.

If I'm doing this stuff I want to profit at least $50 for my trip, unless I'm there anyway.

When ODOM run these promos, I get (3) $200 VGC = $600 (plus purchase fees - $30 promo credit) comes to $587.xx or $593.xx depending on if I can find grocery everywhere cards or not. I prefer using a CIC that has a Chase ODOM offer on it. Or either of the Hyatt cards if I'm trying to reach a certain spend target. I haven't been able to split tender on these anymore where I live; it was nice when I could. I used to MS but as WM became more hit and miss (mostly miss), I just use the cards for Costco, utilities, medical bills, etc.

 

[Judique]

When ODOM run these promos, I get (3) $200 VGC = $600 (plus purchase fees - $30 promo credit) comes to $587.xx or $593.xx depending on if I can find grocery everywhere cards or not. I prefer using a CIC that has a Chase ODOM offer on it. Or either of the Hyatt cards if I'm trying to reach a certain spend target. I haven't been able to split tender on these anymore where I live; it was nice when I could. I used to MS but as WM became more hit and miss (mostly miss), I just use the cards for Costco, utilities, medical bills, etc.

I've missed the boat on MS'ing. Just never got started.

I try to do $1000 VGC each month but lately it has been creeping up. November reached a high of 4k this morning, lol, but I had a lot of spend this month for miscellaneous expenses, not even counting 20K in window expense.

If I were traveling by air or internationally I'd probably put more effort into collecting points.

 

[AmyAnne]

A quick question about transferring AmEx points to Delta. I'm helping a family member who is closing her only AmEx MR card (the Gold personal) and doesn't want another. She has 40,917 MR points. I can transfer 40,000 points and pay the $21.60 fee or transfer 36,000 points and use 4,320 points for the fee.

Any suggestions? Either way there will be some stray points that get forfeited. It seems slightly more satisfying to use more of the points, but also $21 for 4,000 points is not a great exchange.

 

[eticketplease]

A quick question about transferring AmEx points to Delta. I'm helping a family member who is closing her only AmEx MR card (the Gold personal) and doesn't want another. She has 40,917 MR points. I can transfer 40,000 points and pay the $21.60 fee or transfer 36,000 points and use 4,320 points for the fee.

Any suggestions? Either way there will be some stray points that get forfeited. It seems slightly more satisfying to use more of the points, but also $21 for 4,000 points is not a great exchange.

You can only Transfer in 1K increments so she needs only 83 points to make that happen. Can she go to a grocery store and buy a $21 GC? At 4x at groceries that will quickly get her to 41K which should post after payment.

 

[Duckbug.Ducktales]

Scouring all my Amex cards for a Naturpedic offer I know I had. I remember saying to myself thats a good one but I wont need it. Well now I need it and I cannot find it
While scouring I found a new cable/internet offer

Get a $5 statement credit by using your enrolled eligible Card to spend a minimum of $50 in one or more purchases to pay US bill payments for cable and/or internet services made directly with the provider by 12/31/2024. Limit of 4 statement credits (total of $20).

What?! I'd love a Naturepedic offer. I have the side sleeper pillow and love it and just ordered a different pillow, thinking of getting another for DH

 

[AmyAnne]

You can only Transfer in 1K increments so she needs only 83 points to make that happen. Can she go to a grocery store and buy a $21 GC? At 4x at groceries that will quickly get her to 41K which should post after payment.

Thanks for the reply and the suggestion. The problem is I've left it a little late (I was hoping she would decide to apply for another card, but no dice). The current payment is due on 11/18 and the AF posted on 10/24 (so I think the card needs to be cancelled by 11/23) to get the AF refunded.

I think any purchase now would be pending through the next billing cycle but I could be wrong about that.

 

[VGCgroupie]

What?! I'd love a Naturepedic offer. I have the side sleeper pillow and love it and just ordered a different pillow, thinking of getting another for DH

Yep and it was a good one too. 13% back! It wasn’t expired until Dec/Jan/Feb so I would think it should still be there. I guess I never added it and it’s gone. FB advertised the shredded latex side sleeper pillow to me and now I must have it.

 

[eticketplease]

Thanks for the reply and the suggestion. The problem is I've left it a little late (I was hoping she would decide to apply for another card, but no dice). The current payment is due on 11/18 and the AF posted on 10/24 (so I think the card needs to be cancelled by 11/23) to get the AF refunded.

I think any purchase now would be pending through the next billing cycle but I could be wrong about that.

I don’t have a gold but when I have made a payment early my points seem to post for me right away.

Edit: it is the weekend so yes may not post transaction in time.

 

[Duckbug.Ducktales]

Yep and it was a good one too. 13% back! It wasn’t expired until Dec/Jan/Feb so I would think it should still be there. I guess I never added it and it’s gone. FB advertised the shredded latex side sleeper pillow to me and now I must have it.

That's what I have!

 

[AmyAnne]

I don’t have a gold but when I have made a payment early my points seem to post for me right away.

Edit: it is the weekend so yes may not post transaction in time.

I might pick up a grocery store gift card tomorrow and see what happens. Worst case scenario, I bought the card for no reason, but it will certainly get used.

 

[TheDailyMoo]

Any JetBlue flyers going for the new 80k SUB on the Plus? Usually transfer UR points when they have a bonus but I do value JB points at around 1.3-1.5 cents each and 80K for $1000 spend is pretty sweet even after the $99 fee. I also like how having the card gives you 10% back in points used for reward tickets. Only reason to hold out would be to see what their new premium card they've been hinting at looks like but I think I'm going to grab this offer.

 

[palhockeymomof2]

Any JetBlue flyers going for the new 80k SUB on the Plus? Usually transfer UR points when they have a bonus but I do value JB points at around 1.3-1.5 cents each and 80K for $1000 spend is pretty sweet even after the $99 fee. I also like how having the card gives you 10% back in points used for reward tickets. Only reason to hold out would be to see what their new premium card they've been hinting at looks like but I think I'm going to grab this offer.

Jet Blue just started flying out of ISP and I got this card a few months ago when the 80k was offered, felt the same as you that the $99 fee was worth it for the SUB, 10% back and also the 1 free checked bag. Thinking about P2 applying for the card now.