I love credit cards so much! v5.0 - 2022 (see first page for add'l details)

[hsmamato2]

Hilton..... I see on DoC they're offering 1k points plus double points on stays Jan-April... can I apply this to my already booked points booking,or Do I need to cancel and rebook? thanks

 

[chattadisser]

what is advantage of using those vgc or mcgc vs just using your credit card for utility bills?

5X UR's

CIC is 5% back at office supply. If you have that card, it makes sense to buy the VGC when they're fee free or any other GCs for places that you spend regularly. It allows you to capture the 5% in cases where direct spend on your card would have been a lower percentage.

Exactly. I use the VGC's for utilities, haircuts, doctor co-pays or bills where I can as I don't have a card that has a bonus category for these. If I'm working on a MSR then I'll debate on where to put these spends on that card or use a VGC. Most cases, the VGC wins out.

 

[tink1970]

Fee free VGC's at Staples this week, which is good for me as I forgot to get any MCGC's that they had last week. I use these for my utility bills.

On a separate note, is the likelihood of approval on a CIU any better during the week vs the weekend? Anyone have any experience with this? I am going to have DH apply via my support but I didn't know if it would be better to apply tomorrow vs today. I don't see any reason for him not to get an automatic approval but I also don't want to make it harder than it has to be for them to give an automatic approval.

I always apply during the week just in case I need to call the recon line, which IIRC (it's been a while thank goodness) is only open M-F.

 

[hsmamato2]

My last post reminded me, I've been meaning to post but didn't want the sad news with the holiday weekend. Also, reactions are preferred, I know how we all feel about our pets and while it's appreciated, no need to comment sorry etc.

Tues before Thanksgiving after I brought the boys back in from 1st potty Dude lost the ability to stand/walk on his back legs. I was able to get him into his vet that morning (which emergency vet couldn't do) and they did xrays. The hope was since he still had feeling that it was disc disease and we'd give him steriods. Wed at almost vet close the dr calls and that's what it was but they also found a tumor on his spleen. Nothing we could do about anything until Fri so left to think it over. Plan that evening was to ignore the c and try the steriods so he could hopefully walk again.

Overnight he started getting sick every couple of hours. When we finally got up he didn't really want to eat, no matter what we tried. By evening he was so frustrated and still not wanting to eat or drink and still getting sick. I knew at that point that even if it was stress that was causing it, he had to eat to take meda and not get sick so the meds stayed in his system. It wasn't what any of us wanted but I had to think of him.

We took Tux with us so he was there with my mom and I. He had one last snuggle up to him and understood what happened. This was important to me because I wanted him to understand and be able to grieve. It's also been a huge relief/help to not have him looking for Dude. He does cry more when I'm gone and shook in the car when we went somewhere which he normally doesn't. He is driving us nuts wanting to play all the time though.

I'm glad to have Tux so the house isn't quiet and empty. I never wanted 2 dogs, he was Dude's dog and I told him I'd take good care of him. He turns 1 next week.

so sorry.....

 

[disneyfan150]

Thanks to this board I'm checking chase offers weekly and using shopdisney to buy gift cards.

Hi, hoping for a little help on a question that has probably been asked over and over. I am trying to follow along again without bugging you guys too much. Thank you to all of you kind people that are willing to help.

I have a Chase United Explorer and should soon have a Disney Chase. I have noticed ShopDisney offers on both the Explorer card and my usual Wells Fargo Visa. Am I able to purchase Disney GC with the 15% back offer?

 

[Alexle2007]

Hi, hoping for a little help on a question that has probably been asked over and over. I am trying to follow along again without bugging you guys too much. Thank you to all of you kind people that are willing to help.

I have a Chase United Explorer and should soon have a Disney Chase. I have noticed ShopDisney offers on both the Explorer card and my usual Wells Fargo Visa. Am I able to purchase Disney GC with the 15% back offer?

Yes. And if you go through a shopping portAl, sometimes they track too.

 

[Judique]

Hi, hoping for a little help on a question that has probably been asked over and over. I am trying to follow along again without bugging you guys too much. Thank you to all of you kind people that are willing to help.

I have a Chase United Explorer and should soon have a Disney Chase. I have noticed ShopDisney offers on both the Explorer card and my usual Wells Fargo Visa. Am I able to purchase Disney GC with the 15% back offer?

Yes! And wow! You got 15%? Mine are all 10%! Even 5% on one card which I ignore.

 

[CyndiLouWho]

Fee free VGC's at Staples this week, which is good for me as I forgot to get any MCGC's that they had last week. I use these for my utility bills.

On a separate note, is the likelihood of approval on a CIU any better during the week vs the weekend? Anyone have any experience with this? I am going to have DH apply via my support but I didn't know if it would be better to apply tomorrow vs today. I don't see any reason for him not to get an automatic approval but I also don't want to make it harder than it has to be for them to give an automatic approval.

I can't say it's a better or worse chance of approval but when I've applied on a weekend and didn't get instant approval, it was always Monday before it was approved.

 

[disneyfan150]

Yes! And wow! You got 15%? Mine are all 10%! Even 5% on one card which I ignore.

15% is on the United card. Thank you for the information. I will take advantage of this offer!

ETA: 10% on the Wells Fargo

 

[wdwpluto]

Has anyone done New Zealand on points? My 50th is coming up in a few years and I would like to do an epic NZ road trip across North and South Island. I'm not seeing many Marriotts or Hyatts, is there any hotel program that I'm not thinking of that's big in NZ?

 

[mmmears]

They should just track. Mine do. And yes Kohl’s does. But not Disney cards.

Does it matter if it's an e-gift card or a physical card?
Sorry I know this is old stuff but we haven't been looking for Disney GCs for several years.

 

[tink1970]

Has anyone done New Zealand on points? My 50th is coming up in a few years and I would like to do an epic NZ road trip across North and South Island. I'm not seeing many Marriotts or Hyatts, is there any hotel program that I'm not thinking of that's big in NZ?

I think most of NZ is not point friendly, hotels-wise. That said, there's a new (opened 9/2020) Park Hyatt in Auckland as well as a Hilton, which is where we stayed in March 2020. There are Sofitels in 3 cities in NZ-Sofitel is part of the Accor program.

New Zealand is gorgeous-that would be an amazing place to celebrate your 50th!*

*come to think of it, I guess that's where I celebrated mine early...I just didn't know it at the time

 

[afan]

Does it matter if it's an e-gift card or a physical card?
Sorry I know this is old stuff but we haven't been looking for Disney GCs for several years.

It doesn't. I've done both and the chase offer always posts.

 

[FreeDiningFanatic]

If you have a sock lover in your life: I was gifted Pacas socks (alpaca socks) and they are amazing. Soft and buttery, but keep you warm or cool, which is so weird! Nice amount of compression that I didn’t even know I wanted.

Not at all cheap and I would order quickly if wanted for holiday gifting.

 

[mmmears]

It doesn't. I've done both and the chase offer always posts.

Thanks so much!

 

[leeniewdw]

on another note, trying to figure how to best use UR (300K) and Cap one (150k) points. I'm leery of booking air thru portals and typically use miles from airline and for hotel I use hilton points and will start IHG

I have the Cap 1 Venture X and used their portal to book airfare for a trip this past June (it triggered the $300 travel credit for booking direct thru them). We had no issues with the flight and we probably changed it 3 times due to Delta changing the itineraries so drastically. We changed direct thru Delta with no issues. That's just my experience obviously.

 

[Sheree]

I have the Cap 1 Venture X and used their portal to book airfare for a trip this past June (it triggered the $300 travel credit for booking direct thru them). We had no issues with the flight and we probably changed it 3 times due to Delta changing the itineraries so drastically. We changed direct thru Delta with no issues. That's just my experience obviously.

thanks, I've heard horror stories re using chase when theres changes so good to know

 

[havaneselover]

Finished up shopping for my mom today. Now it's on to my dad. As you can imagine, after helping them pack up their Michigan house it's abundantly clear that they need nothing. I really think we should have grabbed a few of his autographed baseballs and re-gifted them to him. It's basically impossible to buy anything because they have everything, have no space for anything, he eats nothing, etc.

And I'm now working on dd's FAFSA. So much fun. Glad after this week I'm off for the next two weeks because between a lot of stress at work and my grad school classes I'm totally spent.

And I don't know if anyone else is excited for the last episode of White Lotus tonight, but that's what's keeping me going today

 

[FreeDiningFanatic]

Thanks VERY MUCH to those that posted about the Amex Lowes offer and Chase Kohls offer. Saved 20% getting AirBNB gift cards at both.

 

[elgerber]

I have the Cap 1 Venture X and used their portal to book airfare for a trip this past June (it triggered the $300 travel credit for booking direct thru them). We had no issues with the flight and we probably changed it 3 times due to Delta changing the itineraries so drastically. We changed direct thru Delta with no issues. That's just my experience obviously.

I had this same experience, with Delta flights through Venture X