https://old.reddit.com/r/DISchurners/
I think this is the same link that WVMomof3 posted, but just in case, I'll post it again.
Once on this page, you pick whatever you haven't yet read to read.
If you are pretty much up to date with reading, look on the right side of the page. There are two links - one to all members and another to get you to all the newest comments.
To easily see what you have already read, upvote it. You can also down vote but I haven't found anything I felt I wanted to down vote yet. This is the 2 arrows on the left of each comment.
If you stay with the links 'inside' Dischurners you really don't have to venture into regular Reddit unless you choose to.
If you get lost on any Reddit page, look to the top and it will have a list of 'my subreddits'. That's where you will find your way back home to Dischurners.
You can reply to someone by hitting 'reply' at the bottom of their post.
If you want to start your own comment string, Give it a name and post in the already open box.
This thread was started on Dischurners because it got very easy very fast to get a thread closed on Disboards, however unintentional the comment might have been. It was started as an attempt to keep comment on this thread on the topic of credit cards. We've been fortunate here for a long time, but there is a limit as to what can be discussed, which is why Dischurners was created to begin with. I hope this helps and I'm by no means an expert at this, but I have learned to find most of what is important to me.