I love credit cards so much! v2.0 (see first page for add'l details)

[platamama]

Wow, I was not aware of the "25% rebate on airfare paid for with points (on your selected airline, or First or Biz on any airline)"! Also, I have seen it mentioned many times but what is the Platicorn? I have not pushed my DH into churning at all. I mentioned a couple of months ago that if he got the SW card he could get some free flights out of it for the kids and he didn't completely shut it down. I might think about referring him and then just make the spend so he doesn't lose his mind over it and then just sock draw them. I probably need to look into what points can or can't be transferred to my FF accounts though right?

I don't think that feature of the Biz Gold gets discussed much. If you can use the $200 Dell credit ($100 semi-annually) and $200 airline incidental credit available on the Biz Plat then its $595 annual fee might make more sense compared to the Biz Gold's $295, especially if you can make use of the 35% rebate (on airfare paid with points) on the Biz Plat. It's harder to use the airline incidental credit these days though since gift cards no longer trigger it.

The Platicorn is a highly targeted offer for 100K MR on $5K spend. Some lucky folks get a mailer. Some people try going through Cardmatch to see if they get it...if you get it this way, there's no guarantee that you'll ever see it again so be prepared to apply then and there. The standard public offer is 60K MR for $5K. But some support links will pull up an increased offer of 75K in incognito mode, which is what I did for my DH's Plat app.

You definitely want to look at what FF programs MRs transfer to.

 

[havaneselover]

I bought the mother lode 29" wheeled duffel to replace my Lands End wheeled duffel. Had the 40% off coupon. Top Cash Back transaction is already pending. After the offer it will be about $110.

 

[platamama]

I'd like to hear more about the tax credit.

Right now there is a federal tax credit of $4543 on a 2019 Kia Niro PHEV The amount of the tax credit depends on the size of the electric battery which is smaller in the plug in version compared to the full EV version (which would receive a $7500 tax credit). The first 200,000 new model cars sold by that manufacturer qualify for the credit before it starts to phase out. Because there are so few of mine driving around, I suspect that credit will be available for some time to come.

Then, each state determines what it will offer as a state tax credit. In CO, I'll get $5000 back. The CO state credit drops to $4000 in 2020, and then to $2500 in 2021. So you need to do some digging to find out what it is for your state.

Also, if you figure out the remote start, will you clue me in? There are 3 to 4 inches thick of manuals for all this and they reference going to app videos etc for info. I need a quick lesson, lol, and I've got to get my phone synced today.
The salesman was trying to help me with the phone but got himself too involved in trying to figure out the contact/wifi charge or whatever it is. So many features they just don't know everything. Yesterday I used the charging spot to hold my phone, and voila - it started charging! My guess is the car hadn't moved very much in 19 days and the charge had gone down, but after I drove so much yesterday it's now good to go. I use a charging pad at home also.

Looks like it's on the app (although I just tried, and it didn't work for me):


You might like lurking on Kia Niro Forums for lots of general and specific info.

The Qi charging in the car is what finally pushed me to buy an iPhone8 lol.

 

[wanderlust7]

Wow, I was not aware of the "25% rebate on airfare paid for with points (on your selected airline, or First or Biz on any airline)"! Also, I have seen it mentioned many times but what is the Platicorn? I have not pushed my DH into churning at all. I mentioned a couple of months ago that if he got the SW card he could get some free flights out of it for the kids and he didn't completely shut it down. I might think about referring him and then just make the spend so he doesn't lose his mind over it and then just sock draw them. I probably need to look into what points can or can't be transferred to my FF accounts though right?

Which card would you be sock drawering? Amex cards if you don't put continuing spend on them, you might get the dreaded pop-up when you apply for another card saying you're ineligible for the sign-up bonus.

 

[ten6mom]

ETA: Trying a different browser and it's working.

 

[Lain]

My DB is receiving ALL of the Le Cruset Star Wars collection between DM and moi. Hope he loves it-that stuff isn't inexpensive!

https://www.lecreuset.com/collections/star-wars-collection

OMG! The carbonite roaster!!!

 

[ten6mom]

Happy News on the CIP Front! I presume you all know what I mean!

 

[platamama]

OMG! The carbonite roaster!!!

That's definitely my favorite!!!

 

[ten6mom]

So I generally buy Kona Grill GCs for my ex and his wife for Christmas, because they enjoy it and then I get a little bonus GC that I use later.

Does anyone know if Amex would freak out about this since I am buying at/from Kona Grill directly? I really don't have an Amex MSR right now but I might, soon.

Plus, if it coded as restaurant, that would be nice!

 

[amalone1013]

I really feel like I want a new spiral bound notebook for tracking CC stuff on the go... I know @afan understands

 

[tink1970]

OMG! The carbonite roaster!!!

Yeah, DM bought that...I don't like him that much I did buy the Darth Vader Dutch Oven, the 2 trivets and the pie porg though...

 

[Lain]

So I generally buy Kona Grill GCs for my ex and his wife for Christmas, because they enjoy it and then I get a little bonus GC that I use later.

Does anyone know if Amex would freak out about this since I am buying at/from Kona Grill directly? I really don't have an Amex MSR right now but I might, soon.

Plus, if it coded as restaurant, that would be nice!

If you’re buying GCs in a restaurant, it’ll code as a restaurant. Amex will think you just had a very expensive meal.

 

[SouthFayetteFan]

I don't think this was shared here yet:
DISCOVER CARD HAS RELEASED THEIR 5% CASHBACK CALENDAR FOR 2020:

• Q1 (January–March): Grocery Stores, Walgreens and CVS
• Q2 (April–June): Gas Stations, Uber, Lyft & Wholesale Clubs
• Q3 (July–September): Restaurants and PayPal
• Q4 (October–December): Amazon.com, Walmart.com and Target.com

Obligatory link to DoC:
https://www.doctorofcredit.com/discover-announces-full-2020-5-cashback-calendar/

 

[SouthFayetteFan]

I don't think this was shared here yet:
DISCOVER CARD HAS RELEASED THEIR 5% CASHBACK CALENDAR FOR 2020:

• Q1 (January–March): Grocery Stores, Walgreens and CVS
• Q2 (April–June): Gas Stations, Uber, Lyft & Wholesale Clubs
• Q3 (July–September): Restaurants and PayPal
• Q4 (October–December): Amazon.com, Walmart.com and Target.com

Obligatory link to DoC:
https://www.doctorofcredit.com/discover-announces-full-2020-5-cashback-calendar/

AND...In related news, Chase announced today that Freedom categories will remain a closely guarded classified government document until we are no greater than 16 days away from the start of the next quarter. Any attempts to gather rumors ahead of time are futile and will be met with swift justice!

 

[Haley R]

Well I’m one step closer to 30

 

[SouthFayetteFan]

Well I’m one step closer to 30

I mean - aren’t I technically one step closer to death every second that I live?? It’s all in the outlook!! 30 is awesome; and so is every other age and day I’m alive!

 

[PolyRob]

Got a new ebags Amex offer!!!! $25 off $125.

Check your Amex Offers! Lots of new offers this morning!

You may not be seeing all the Amex Offers targeted to your cards if you're checking through the Amex app, as it is limited to displaying only 50 offers. Check the desktop version of the Amex site. Tip: Don’t Use Amex App to Find Amex Offers (Caps at 50 Offers) - DoC

Verizon Wireless - Spend $500 or more, get $100 back (or 10,000 Membership Rewards Points) - Get a one-time $100 statement credit (or 10,000 Membership Rewards Points) by using your enrolled Card to make a single Verizon Wireless purchase of $500 or more at a Verizon company store or online at verizonwireless.com/stores by 12/31/2019.

Offer valid for a single qualifying Verizon Wireless transaction made in-store at a Verizon company store or online at verizonwireless.com. Purchases made at Verizon-authorized retailers or franchise locations are excluded. Excludes Enterprise & Government Services, and Residential Home Service (Verizon Fios) transactions, including internet, television, and landline phones.

Qantas Airways - Spend $1,000 or more, get $200 back (or 20,000 Membership Rewards Points) - Get a one-time $200 statement credit (or 20,000 Membership Rewards Points) by using your enrolled Card to spend a minimum of $1,000+ in one or more transactions directly with Qantas Airways online at qantas.com by 12/31/2019. Flights must originate in US and be charged in USD.

eBags.com - Spend $125 or more, get $25 back - Get a one-time $25 statement credit by using your enrolled Card to spend a minimum of $125+ in one or more transactions online at ebags.com by 12/31/2019. (There may also be a Membership Rewards Points version of this offer.)

Wayfair.com - Spend $125+, get $25 back (or 2,500 Membership Rewards Points) - Get a one-time $25 statement credit (or 2,500 Membership Rewards points) by using your enrolled Card to spend a minimum of $125+ in one or more eligible transactions online at wayfair.com by 12/31/2019.

Caviar - Restaurant Delivery - Spend $40 +, get $10 back (or 1,000 Membership Rewards Points). Up to 2x (total of $20) - Get a $10 statement credit (or 1,000 Membership Rewards Points) by using your enrolled Card to make a single purchase of $40 or more via the Caviar app or online at trycaviar.com by 12/31/2019. Limit of 2 statement credits (total of $20 or 2,000 Membership Rewards Points).

HarryandDavid.com - Spend $75 or more, get $20 back (or 2,000 Membership Rewards Points) - Get a one-time $20 statement credit (or 2,000 Membership Rewards Points) by using your enrolled Card to spend a minimum of $75 in one or more transactions online at HarryandDavid.com by 12/31/2019. Offer valid online only at harryanddavid.com, 1800flowers.com, cheryls.com, thepopcornfactory.com, 1800baskets.com, fruitbouquets.com, wolfermans.com, stockyards.com, Personalization.com, SimplyChocolate.com, and Goodsey.com. Excludes e-gift card purchases and transactions made via Floriology.com, Thinkflorist.com, Bloom.net, NAPCO, NapcoImports.com, and Bayberryroad.com.

HarryandDavid.com - Get 10% back on purchases - Get 10% back as a statement credit by using your enrolled Card to make purchases online at HarryandDavid.com by 12/31/2019. Offer valid online only at harryanddavid.com, 1800flowers.com, cheryls.com, thepopcornfactory.com, 1800baskets.com, fruitbouquets.com, wolfermans.com, stockyards.com, Personalization.com, SimplyChocolate.com, and Goodsey.com. Excludes e-gift card purchases and transactions made via Floriology.com, Thinkflorist.com, Bloom.net, NAPCO, NapcoImports.com, and Bayberryroad.com.

Poshmark - Spend $50 or more, get $15 back - Get a one-time $15 statement credit by using your enrolled Card to spend a minimum of $50+ in one or more transactions online at poshmark.com by 12/31/2019.

Shutterfly.com - Spend $20 or more, get $5 back - Get a one-time $5 statement credit by using your enrolled Card to spend a minimum of $20+ in one or more transactions online at shutterfly.com or via Shutterfly app by 2/28/2020.

TOMS.com - Spend $125 or more, get $25 back - Get a one-time $25 statement credit by using your enrolled Card to spend a minimum of $125+ in one or more transactions online at TOMS.com by 1/1/2020.

UNTUCKit - Spend $100 or more, get $20 back - Get a one-time $20 statement credit by using your enrolled Card to spend a minimum of $100+ in one or more transactions in-store at UNTUCKit or online at untuckit.com by 12/31/2019.

There are also a bunch of Amex Offers for meal kit delivery services, including Blue Apron, Fresh Direct, SunBasket, and Farm Fresh to You.

@Psychodisney noticed some other good offers for Levis, Dry Goods, Shutterfly, and Von Maur:

https://www.disboards.com/threads/i...t-page-for-addl-details.3729982/post-61222830

Woooo! Amex heard my cries that I wanted to purchase something from Ebags and gave me this offer If I wanted the Professional Slim it is sitting at $74.99 right now. I will see how the bags compare when my Amazon order gets here!

 

[havaneselover]

Well I’m one step closer to 30

Happy birthday. The best is yet to come!

 

[wendow]

I closed my personal plat. I feel a little sad but not as sad as I would if I were paying the $550 AF lol. I waited til Nov 1 though to cancel so my Nov Uber credit posted

 

[amcc]

My DB is receiving ALL of the Le Cruset Star Wars collection between DM and moi. Hope he loves it-that stuff isn't inexpensive!

https://www.lecreuset.com/collections/star-wars-collection

These are amazing. Williams Sonoma has them too as well as a cute line of other SW cooking things.

We bought a rooftop carrier to get youngest dd back to school this fall lol

Was it comfortable for her?