I love credit cards so much! v2.0 (see first page for add'l details)

[Mopedmom1]

Nope, a PC will only get you the 1.5x everything earn rate. You can close a PCed card anytime after the original first year.

Thanks for the verification. DH has been way more chill about his P2 mode than I thought he would be so I try to keep him as happy as possible with the cards he carries. He uses Costco for gas and one other card for EVERYTHING else, except his Corporate cc for work. Once in a while if he lets me know ahead of time where he is going I can slip a card in that will get a better redemption but that doesn't happen too often! All in all he has been a good sport, especially now that he's gone on a free cruise, (with another 90% free to be booked next week) free 5 day trip to NO and a very cheap 5 day to Las Vegas. And that has all been since January 2018 when I got my first CIP! Thanks to you, @SouthFayetteFan and everyone else here so willing to share, direct and help.

ETA: Can you PC a pc'd card again? Ex: CSR opened June 2018, PC to CFU July 2019, PC CFU to CSP December 2019.

 

[Lain]

ETA: Can you PC a pc'd card again? Ex: CSR opened June 2018, PC to CFU July 2019, PC CFU to CSP December 2019.

Yup!

 

[3 DD love princesses]

Thanks for the info! I'l be at VGF for the first time this weekend and can't wait! How did the deluxe dining work with the multiple reservations? Did you add it to a one night stay? Do you have to use all the credits that one day?

I do this all the time. We tend to do at least two character meals and a non character. It’s so much food but so much cheaper than paying for each. We tend to do lunch or dinner one day and the next breakfast and dinner. The snacks never get used in the parks end up getting take home snacks with them. The mugs I get just because I use them as gifts. I have priced it out for the 5 of us multiple times and we have always broke even or really saved. The cheapest we have done is one character dinner, one qs, changed the last meal into snacks. We still came out even and that didn’t include the 2 snacks or mug.

I'm looking to apply for another card or two. We are in 2 player mode, so I'll list what we both have:

me:
01/19 - Chase - Ink Bus Preferred
08/18 - AmEx - Green Business (to close Gold Business w/o losing points)
08/17 - Citi - TY Premier
03/17 - Chase - CSP (closed 4/18)
01/17 - Chase - CSR (converted to CFU)

So, I'm at 1/24 with the Citi TY.

DH:
03/19 - Chase - Ink Bus Preferred
05/18 - Chase - Ink Bus Preferred
08/17 - Citi - TY Preferred
03/17 - Chase - SW Plus (closed)
03/17 - Chase - SW Premier (closed)
10/16 - Chase - CSR
OLD - CF - DH also has a Chase Freedom card which he's had forever.

DH looks like he is also at 1/24.

We love UR's, but neither are eligible for CSP/CSR.
I just converted 110,000 worth of MR points for Carnival gift cards to use on our cruise this summer, but otherwise, don't really know what to do with MR points (unless I went the Charles Schwab route).
DH received a mailer for 150,000 points for the Hilton Ascend card (which looks a little higher than the standard offer), but don't have an immediate need for Hilton points that I know of.

Looking for suggestions - I'm hoping to keep spot(s) open to go for the SW CP early next year.

Thanks for any suggestions / advice!

I’d go for another CIP.

 

[3 DD love princesses]

How’s the weather and crowds in October in HI? Thinking Columbus week would be better than president’s week in Feb since we have a couple more days.

Priced out October currently and this year swa would cost me about 250k. Need to check if it would be better to fly a different airline.

 

[Natgridenergy]

Leaving on NCL Escape Sunday morning for Bermuda. Can't wait!

 

[amcc]

...

The best news is we really did not spend all that much since our entertainment mostly came from the moving resorts and Moonlight Magic and I came back with almost $1200 in gift cards. I might actually finish up the Lowes/Staples Amex deals with Amazon and not all Disney cards.

I think switching hotels sounds like a lot of fun especially when you can get a taste of such awesome ones.

What is the AmEx Lowe’s deal? I only see an additional MR point at Lowe’s as an offer on my Plat but I don’t think that’s enough to get this group excited lol.

 

[havaneselover]

Leaving on NCL Escape Sunday morning for Bermuda. Can't wait!

My brother is going on a cruise to Bermuda with his company this week (Town Fair Tire). I didn't ask which cruise line but I know it's out of NY. I wonder if it's the same ship. Funny thing is my parents will also be in Bermuda for a Civil War trip with PSU (I'm confused too).

Have a great trip! I really want to get to Bermuda some day.

 

[Natgridenergy]

My brother is going on a cruise to Bermuda with his company this week (Town Fair Tire). I didn't ask which cruise line but I know it's out of NY. I wonder if it's the same ship. Funny thing is my parents will also be in Bermuda for a Civil War trip with PSU (I'm confused too).

Have a great trip! I really want to get to Bermuda some day.

if its out of NYC on Sunday its the same ship as me. Small world.

 

[WDWRook]

Howdy all. Just got approved for a Delta Amex Gold and a Delta Amex Business Gold. 120,000 sky pesos. Any tips or tricks to try and rack up Delta points? Delta is the main carrier at our airport so since I had room for a couple of cards I thought I'd play with them a bit.

 

[Judique]

I think switching hotels sounds like a lot of fun especially when you can get a taste of such awesome ones.

What is the AmEx Lowe’s deal? I only see an additional MR point at Lowe’s as an offer on my Plat but I don’t think that’s enough to get this group excited lol.

There was an Amex offer for 10% off up to $100 back from several months ago. I have it and also the extra MR offer. I need to finish mine off as it expires in June.

 

[AmyAnne]

Airport experts -- how bad is it to connect at LAX? Would be on AA and the website says changing terminals.

 

[MrPTato]

I WILL be getting my $20 this time darn it!

OMG...I have almost $100 in gift cards that never worked after they "fixed" an error and a botched return. I called a couple times and finally gave up. That is one site that I refuse to use gift cards on. Hope it works out for you!

 

[orangecuse]

@punkin so sorry to hear about your doggo

@SouthFayetteFan fine another $75 toward my MSR on the Arrival+ it is

 

[amalone1013]

OMG...I have almost $100 in gift cards that never worked after they "fixed" an error and a botched return. I called a couple times and finally gave up. That is one site that I refuse to use gift cards on. Hope it works out for you!

I called and supposedly it's fixed and applied. I'll keep an eye on it

 

[afan]

This guy got royally bonvoyed. I hope they fix it in the end.

 

[MrPTato]

Fell behind impossible to catch up thank god for Reddit!

On AA biz I am up for my 95 days June 3rd. Any DPs if the bonuses aren’t crediting on the same biz bonus offer? For example I did the higher sign up spend/bonus and DH did the lower MSR with the airline credit. I wonder if we switched it would be a greater chance of crediting? Probably grasping at straws here.

Also Stop and Shop and Giant etc are doing Happy Cards at 8x fuel rewards and Wayfair too.

I hit hard last week with the 3x on Visa and I am probably going to get a couple happy this week.

Don't know if this was already mentioned but saw some new Chase offers on my Disney card today.. 10% back at Starbucks, Google Express, and Best Western.

Our Disney cards are slowly getting some offers...I also have Starbucks and Best Western. Never go to those places either...Come on Chase!!! Give me something I will use!!

I think switching hotels sounds like a lot of fun especially when you can get a taste of such awesome ones.

What is the AmEx Lowe’s deal? I only see an additional MR point at Lowe’s as an offer on my Plat but I don’t think that’s enough to get this group excited lol.

haha...I thought the same...I go to Lowes once every 3 months to get furnace filters.

 

[Lain]

This guy got royally bonvoyed. I hope they fix it in the end.

Oh f—k!

And then, “We f’ed up. Now would like to use 170,000 of your points or pay the cash rate to fix it?” W.T.F.?!

 

[afan]

Oh f—k!

And then, “We f’ed up. Now would like to use 170,000 of your points or pay the cash rate to fix it?” W.T.F.?!

And happy anniversary sir!

 

[speedyfishy]

Howdy all. Just got approved for a Delta Amex Gold and a Delta Amex Business Gold. 120,000 sky pesos. Any tips or tricks to try and rack up Delta points? Delta is the main carrier at our airport so since I had room for a couple of cards I thought I'd play with them a bit.

You could get the personal cards too. I thought about MSing on their cards for status but it doesn’t seem worth it. I’d rather MS for MRs and transfer if I need to.

 

[wintotty]

I usually wait 3 months, but have applied and been approved with 2 months between applications...what other Chase cards has he applied for prior to the CSP...also look at his CLs and reduce if needed prior to applying

He has Disney Visa, that is about 6 years old.