I love credit cards so much! v2.0 (see first page for add'l details)

[Lain]

I kinda knew u were kidding... i actually left already to meet some friends. Lol
I would love to see your spreadsheets if i ever do meet u...

Hey this is a family site here. Let’s keep it clean.

Lol, @CyndiLouWho! I was just thinking I don’t spread my sheets on the first date.

 

[SouthFayetteFan]

Lol, @CyndiLouWho! I was just thinking I don’t spread my sheets on the first date.

Well if ANYBODY would know...it would be @CyndiLouWho (at least according to my sources)........

EDIT: Wait...this makes a lot of sense. Dude, @Lain wouldn't even attend the honeymoon!

I’ve never been to the San Diego Zoo...

What?
Our honeymoon destination. Lol

Wait...you and @Lain are married?? LOL!

Yes I went on my honeymoon alone, since I went to San Diego Zoo and @Lain has never been there.
Silly boy.

Man - this story keeps getting weirder...did he leave you at the altar?? Honeymoon alone is so sad... I need more details

 

[kandb]

805 - 796 = 9 Sorry - I just made it worse for you! You’re still exceptional in my book - I don’t care what FAKO says.

For what it’s worth, I stopped caring about my credit score around 4 years ago. As long as I can get approved for more cards (ie 750+) I place no value in the actual score.

I hear ya but I am a newbee!!!. We are a bit sensitive!

 

[pillow]

Lol, @CyndiLouWho! I was just thinking I don’t spread my sheets on the first date.

That was SO SO bad!! I'm laughing so hard . . .

 

[SouthFayetteFan]

Terps card devaluation

https://www.doctorofcredit.com/terps-credit-card-massively-devalues-points-value-cut-in-half/

You could redeem 24,000 points for a $200 Visa gift card, now that same gift card is costing more than double the amount of points at 50,000. Third party cards have also been hit, with a $100 card now costing 25,000 points. This means people that were previously getting a bonus worth $400 are now getting a bonus worth $200.
​

I honestly know nothing about this card. Just sharing for those who might care.

 

[Lain]

Terps card devaluation

https://www.doctorofcredit.com/terps-credit-card-massively-devalues-points-value-cut-in-half/

You could redeem 24,000 points for a $200 Visa gift card, now that same gift card is costing more than double the amount of points at 50,000. Third party cards have also been hit, with a $100 card now costing 25,000 points. This means people that were previously getting a bonus worth $400 are now getting a bonus worth $200.
​

I honestly know nothing about this card. Just sharing for those who might care.

This card’s kind of been a sleeper on r/churning. Lots of folks were signing up for it. I think even @gottalovepluto got it.

 

[calypso726]

For those of you who've been around for awhile, you may remember my dd18 has a chronic illness. She is sick again and it's a bad flare. I've spent the day on the phone with doctors trying to get meds called in and then running around to get meds (spending a small fortune...). Appreciate any prayers or thoughts for us both. She's in pain and I'm worn out.

Thoughts, prayers and pixie dust that she feels better soon and that you can have some peace of mind and not worry or run around

Well it’s official. Unless something odd comes up in the inspection, we officially OWN A HOUSE IN FLORIDA!!!!!

Congratulations!!!

Quoting myself:

So at times I enjoy being a bit of a "churning historian". I learned something new today though - I never realized that prior to mid-2014, Chase DID NOT have the 24 month language on their applications. Perhaps I knew this and forgot...but Chase did not specify anything at all as it relates to "churning" their bonuses, so churners were left to guess whether they were eligible for another bonus or not. There was speculation that it needed to be 2 years since you last applied and 1 year since you cancelled the card, and other things of that sort. It appears from some comments that people would get a Chase card a 2nd time and be denied the bonus!

An interesting note in the "churning wars" was that AMEX added once per lifetime to their personal cards in March 2014. Chase then clarifies their 24 mo. policy just a few months later by adding it to the application. So it seems that Chase potentially responded to AMEX once per lifetime by saying "We WILL let you get the card again...just gotta wait 24 months". AMEX of course later put the once per lifetime rule on biz cards in early 2016 and Chase fought back against churners with 5/24 in 2015 and the expansion of 5/24 to many co-brand cards in 2016 (famously put in place on or around 5/24/16 just to troll us further!) and then further expansion to all cards in 2018.

For those interested in a few "blogs down memory lane..."

• https://www.doctorofcredit.com/amex-to-tighten-the-controls-on-credit-card-churning/
  
• https://runningwithmiles.boardingarea.com/chase-cards-now-churnable/
  
• https://runningwithmiles.boardingarea.com/complete-list-churnable-chase-cards/
  
• https://www.doctorofcredit.com/chase-credit-card-churning-the-new-reality/
  
• https://www.doctorofcredit.com/amex-adds-per-lifetime-limit-business-cards-signup-bonus/
  
• https://www.doctorofcredit.com/chase-to-limit-credit-card-approvals-524-on-co-branded-cards/
  
• https://www.doctorofcredit.com/has-chase-expanded-the-chase-5-24-rule-to-more-cards-we-have-no-idea/

EDIT: and now all the newer people here are salivating at the thought of a churning game WITHOUT 5/24 or WITHOUT Amex once per lifetime...

Thanks for the trip down memory lane. Man I sure miss the old days when this game was so much easier. Ah well, we adjust and adapt as always.

Lol, @CyndiLouWho! I was just thinking I don’t spread my sheets on the first date.

*puts down the coffee mug* I wasn't trying to say that I WANTED to get used to the sensation of coffee flying out of my nose. To be clear, I don't. Apparently drinking and reading this thread can be hazardous.

 

[Haley R]

That is soooo lucky. We looked at houses for 3 months, bid on 2, lost both. Ended up settling for a place we don’t love and closed 6 weeks after the house we sold, so ended up living in my sister’s basement for 6 weeks.

So happy for you that you guys found something you love!

It really couldn’t have worked any better. This family is building a new house that won’t be done until the end of May or so and we will be in Japan until June 15. They hadn’t listed it because they were gonna wait until they moved out so they didn’t have to worry about cleaning after their kids every day. It was just the perfect timing

 

[CyndiLouWho]

After spending 20k URs over the weekend, I, um DH, applied for CIU. Approved today! SM’d for card to be expedited. Just need a little MSR to replace some URs and keep me busy until May when I’m under 5/24. Then I’ll be applying for SW cards.

 

[Haley R]

Here’s the pool

 

[CyndiLouWho]

Here’s the pool
View attachment 398252

Kinda small for all of us to fit.

 

[SouthFayetteFan]

Kinda small for all of us to fit.

Oh darn, don't cancel it! If you thought I looked good in this...

Wow can’t unsee that mental picture
View attachment 394915

Yeah - you loved the belly shirt...well now imagine me in THIS!

C'mon in - the water's FINE!!!!

 

[calypso726]

Oh darn, don't cancel it! If you thought I looked good in this...



Yeah - you loved the belly shirt...well now imagine me in THIS!

C'mon in - the water's FINE!!!!

Does Amazon sell eye bleach and can I get 5x for that with Prime? Asking for a friend.

 

[CyndiLouWho]

Oh darn, don't cancel it! If you thought I looked good in this...



Yeah - you loved the belly shirt...well now imagine me in THIS!

C'mon in - the water's FINE!!!!

Wow. Just wow

Does Amazon sell eye bleach and can I get 5x for that with Prime? Asking for a friend.

Am I the friend? Please?

 

[palhockeymomof2]

After spending 20k URs over the weekend, I, um DH, applied for CIU. Approved today! SM’d for card to be expedited. Just need a little MSR to replace some URs and keep me busy until May when I’m under 5/24. Then I’ll be applying for SW cards.

Congrats to um...your DH

 

[Haley R]

Kinda small for all of us to fit.

Oh I thought we were going for a human soup kind of thing

 

[CyndiLouWho]

 

[Haley R]

Does Amazon sell eye bleach and can I get 5x for that with Prime? Asking for a friend.

 

[SouthFayetteFan]

Does Amazon sell eye bleach and can I get 5x for that with Prime? Asking for a friend.

Wow. Just wow


Am I the friend? Please?

I sent it next day shipping!

 

[Haley R]

I sent it next day shipping!

Please send extra my way. Thanks