I love credit cards so much! v2.0 (see first page for add'l details)

[SouthFayetteFan]

Im sorry just flustered. they did a Hard Inquiry on my Equifax. so that would still hurt my 4/24 status for chase? I have no problem waiting on the card for my log in stuff.

Only new credit card accounts showing on your credit report will could towards 5/24. So inquiries don’t count, biz cards that don’t report don’t count, and cards that are declined don’t count.

 

[Haley R]

Ditto!
They just ran the initial plow pass on our cul de sac. They only make a swipe around the outside edge, and don't touch the middle. Just that pass dumped so much at the end of the driveways that I can't see my neighbors snow blower that she is using to move it. Only the stack that's blowing it out!

They haven’t even done our surrounding streets according to Dh. They obviously don’t care about us lowly culdesac people

 

[have2getaway]

Not for signup bonuses. Chase 1099s are being sent out for referral bonuses, and apparently retention offers and some statement credits. It’s all a mess right now and I can’t tell you with certainty when, or even if you’ll get a 1099. If you haven’t recieved any referrals or retention offers, you probably won’t get one. Some people here who think they should be getting one still haven’t.

Thank you! No, we haven’t received any referral offers. What are retention offers? I don’t think we’ve received any of those either.

We were considering having DH apply for a CIC card. Should we wait a few months before we do? Will we possibly get selected to be sent a 1099 if we do?

 

[have2getaway]

Chase is issuing 1099s if you received over $600 in referral bonuses, retention offers across all cards per SS number.
The bonus you received for opening a card and meeting the minimum spend requirement is considered a rebate and not taxable

Thank you! This is all we received.

 

[striker1064]

Apparently all I needed to do was say it out loud, because the 125k Hilton points from the Biz card have now posted. Whew! I'm guessing meeting both MSRs at the same time caused some kind of confusion/lag.

 

[LuckyMamaInDE]

argh I clicked submit and it didn't take??

I tried again and a brief "verifying your info" flashed onto the screen but disappeared and just the application is there without anything else. like nothing in red saying I missed something

frustrating

Should I assume it didn't work? Isn't there a number to call to check on applications---is it the one on the back of my other Chase cards?

Thanks

I meant to apply first thing this morning, but I started sorting through some boxes left from when we sold my parents' house a few years back. I fell down the hole of memories.

 

[Albort]

Thank you! No, we haven’t received any referral offers. What are retention offers? I don’t think we’ve received any of those either.

We were considering having DH apply for a CIC card. Should we wait a few months before we do? Will we possibly get selected to be sent a 1099 if we do?

retention offer is when u year is up, your AF posted, u call the bank to give u something in return to keep your card open.

DH applying for CIC will depend on your app status. 5/24, 4/12, 3/6, 2/3 1/30. if he falls below all that, your cleared to go!

 

[SouthFayetteFan]

Thank you! No, we haven’t received any referral offers. What are retention offers? I don’t think we’ve received any of those either.

We were considering having DH apply for a CIC card. Should we wait a few months before we do? Will we possibly get selected to be sent a 1099 if we do?

No - sign up bonuses have nothing to do with 1099s. You should make your decision to apply for a CIC completely independent of our discussion of 1099s as it relates to referrals only.

 

[havaneselover]

TopCashBack has 10% cash back at Dell Outlet today, for those looking to use AmEx Business Platinum credits.

I wondered if that would work but the offer suggests you have to make purchases at dell.com/Amex. Anyway I didn’t try when I bought my refurbished XPS 13 (so cute!).

 

[miztressuz]

EDIT: This formatting looked a lot better but apparently the DIS ignores extra spaces so my decimals don't line up...BOOOOO!!!

If you want to be anal about it, use periods or something for the spaces then color them white. It fakes it pretty decently, but more work obviously.

Reading through these now. I'm almost done with my MSR so wondering when I can get another Been super busy with TA stuff and haven't had time to catch up on DISchurners.

Business is booming, sounds like you need more cards

Excellent news! Hopefully they will send them to the right people!! I think those of us who are owed a corrected one know it. Or maybe my case was just easy. No other explanation for $500 on my CF.

I did a literal this face when I opened the envelope Was totally dumbfounded by the total amount listed.
I would think that after so many of the same reports came in they figured out the glitch so they'll just rerun, compare, and send out corrections when there's a difference. And hopefully have a different group test it this time...

 

[Judique]

Ha, we got that room, with a Boardwalk View reservation. I made them move us. It was out 20th anniversary and we splurged up from our usual standard view, and we could see NOTHING because of that darn tree.

I know! Lol! Great room should have a great view! I'm bringing my long handled trimmers if I ever stay in that room again.

 

[miztressuz]

Should I assume it didn't work? Isn't there a number to call to check on applications---is it the one on the back of my other Chase cards?

Thanks

I meant to apply first thing this morning, but I started sorting through some boxes left from when we sold my parents' house a few years back. I fell down the hole of memories.

Automated status line is 1866 432 3117, hit # to start the path to check your application. That'll let you know if they received it.

I remember hearing about a certain browser goofing up applications. So if you don't have an app on file probably try a different browser to re submit

 

[disneymagicgirl]

Awesome thank you. any idea how long it will take for the card to come?

I’m not sure. I just called to verify identity and got approval yesterday.

 

[thevalley]

I’m not sure. I just called to verify identity and got approval yesterday.

congrats . I just called the automated line and it said up to 7 days.

 

[Lain]

Apparently all I needed to do was say it out loud, because the 125k Hilton points from the Biz card have now posted. Whew! I'm guessing meeting both MSRs at the same time caused some kind of confusion/lag.

How long did it take from meeting MSR to your bonuses posting?

 

[CyndiLouWho]

I made it home and I’m staying here!

Not snowing here but rainy all day and now the temp dropped quickly. Went to dinner and parking lot was slippery so I skipped my last stop and went straight home.

 

[CyndiLouWho]

This is what I say pretty much everyday when I make it home...from anywhere...regardless of the weather...LOL!

Don’t you work from home? Lol. My DH actually has the opportunity to work from home and he rarely does. In his defense, we don’t have an office, so his desk is in the middle of the living room. He hates any noise/distraction while he works.

 

[Artygal90]

So you may not have been around when we were discussing these extensively, but a bunch of us suddenly like Citi AA biz cards! I got one, I know @wendow did too. I think some people are already on their 2nd card+ boarding that sweet grAAvy train (I cringe)... The reason we all suddenly showed interest is we figured out that you could redeem AA miles for DISNEY resorts at 1cpp.

There is a lot more detail on the Disney thing in the DISchurners WDW tips thread here: https://www.reddit.com/r/DISchurners/comments/ai6lq0/dischurners_walt_disney_world_tips/

I also shared this "guide to the grAAvy train": https://www.reddit.com/r/DISchurner...oo_choooall_aboard_the_graavy_train_i_cringe/

Many of us were auto-approved for our first Citi AA biz with no issues. There's numerous offers out there so make sure you pick the best one for you. I chose a lower point offer that included a statement credit and then requested a match for an additional 20k AA miles. Others go with the higher points offer...

There is a 24 month rule on subsequent AA cards but you can get around that by finding targeted biz mailers that don't include that language. There's some avenues to get these through r/churningmarketplace (you typically have to pay $10-$20 for them).

Citi Biz cards DO NOT report to your personal report and thus do not affect 5/24 status. If you apply as a sole prop it will feel the same as applying for Chase & AMEX biz cards (i.e. super easy!)

Thank you for this! I've been wondering what card to apply for once I quickly hit my most current MSR and none of the Amex biz cards are leaping out at me. Reading all those Reddit links now, and would love to hear updates from folks who book Disney hotels with these.

 

[LuckyMamaInDE]

Automated status line is 1866 432 3117, hit # to start the path to check your application. That'll let you know if they received it.

I remember hearing about a certain browser goofing up applications. So if you don't have an app on file probably try a different browser to re submit

Thanks so much!

 

[Mopedmom1]

This is what I say pretty much everyday when I make it home...from anywhere...regardless of the weather...LOL!

Lol I changed straight into my pjs when I got home. I’m so lazy

I can't wait for my tires to transition from pavement to the gravel on my mile long driveway. Getting into my jammies as soon as I get home is always the priority EVERY day that I venture out into the world. (Which is as infrequent as possible!)

Glad you are safe at home Haley. I am sure you and @amalone1013 have more than a few extra parents on this board!