I love credit cards so much! v2.0 (see first page for add'l details)

[Haley R]

Okay I lied....if this is a real competition I’m not okay losing. Some of you may not know this but I’m SUPER competitive, like Monica on friends competitive. I think Dh and I need to have a talk...

 

[Lain]

Okay I lied....if this is a real competition I’m not okay losing. Some of you may not know this but I’m SUPER competitive, like Monica on friends competitive. I think Dh and I need to have a talk...

Skip the small talk.

 

[mmmears]

This was our activity today. Haha. We
compared Samoa’s vs Aldi’s version. Girl Scouts won out by a very narrow margin for DH and I. DS liked Aldi's. But Aldi’s was $1.35 for 18 and Girl Scouts was $4.00 for 14.

View attachment 386228

I now think it's good that we don't have an Aldi's nearby...

First DISchurner Baby competition added to the News thread...
For more details on how to enter...well gosh kids, when a mommy churner loves a daddy churner...I can't do this...

OMG I can't stop laughing.

You don't have to do this...there are books now that explain all that mommy/daddy churner love...

Guaranteed source of organic spend for the next 22 years? Should make hitting those MSRs a lot easier.

So very, very true. DD has definitely been a huge help in us meeting all those MSRs.

 

[Lain]

I almost have Dr Pepper coming out my nose from this post lol!!!

Now I’m wondering if @tink1970 will also have Dr Pepper coming out her nose when she reads all this in the morning.

 

[Lain]

All you folks who are trying to get Citi to match via backdoor SM, maybe try chat on a weekend night. Lol

 

[Haley R]

Skip the small talk.

Well we still have almost 3 months until Japan so this talk might have to be postponed until a more convenient date

 

[PolyRob]

Girl Scout cookies were $5 for me too. Its hard not to help support some of my coworkers kids (the ones I like at least HAHAHA). I did some boxes cash and then another coworker sent me the online link. I wish I had known about the CIP 3x before I committed to the cash sales, but oh well. I will still enjoy my Tagalongs and Samoas.

For those without an Aldi, Keebler also makes similar cookies. "Coconut Dreams" are Samoas and "Grasshoppers" are Thin Mints.

 

[wendow]

Now I’m wondering if @tink1970 will also have Dr Pepper coming out her nose when she reads all this in the morning.

Lol! Us southern gals love our Dr Pepper. Totally burns out the nose though!!

 

[wendow]

All you folks who are trying to get Citi to match via backdoor SM, maybe try chat on a weekend night. Lol

I am really tempted to try this. Should I ask for 75k!?! IIRC, the only amount they will give is 20k more than your offer, right?

 

[Lain]

I am really tempted to try this. Should I ask for 75k!?! IIRC, the only amount they will give is 20k more than your offer, right?

If Clark or Sarah pops up in chat, go big?

 

[wendow]

If Clark or Sarah pops up in chat, go big?

Ugh! Just realized since I don't have the card yet, it's not showing in my online account.

 

[Albort]

Random question...

would you pay $100 for 10k UR points?

 

[Haley R]

Random question...

would you pay $100 for 10k UR points?

I’m thinking no.

 

[wendow]

Random question...

would you pay $100 for 10k UR points?

Not unless you can show me a good reason to. Already struggling to use my URs...

 

[wendow]

I think Dh and I need to have a talk...

Bit more than talking is needed here...

 

[amalone1013]

So, catching up on the thread made my 3am startup much better



Btw, did I every tell you guys that DHs grandparents bought us a rocking horse, like 3 years ago? Go ahead and do the math on that based on our wedding date.

 

[amalone1013]

If you booked the cruise on your card when it was a CSR and earned 3x travel, I would think that your refund will result in 3x taken back even though your card is now a CF. I think the 1x deduction only happens with refunds on CF 5x categories and maybe Chase Pay promos? Please let us know how it works out anyway.

I will definitely update. I will just be super impressed if they take 3x because it's been over a year since I put the deposit now.

 

[Tikitoi]

I was planning this for my next card and doc just posted this...
https://www.doctorofcredit.com/barclays-business-aviator-bonus-now-60000-miles/

Same. Esp that $1000 is so easy to hit. And esp too that I'm halfway through my CIP spend.

 

[striker1064]

What's happening here

 

[amalone1013]

This weekend, I bought our trip insurance for the cruise. That puts us at $3250 remaining on my Arrival Plus spend with ~2 months to go. I also updated my tracking sheet for my CIC - $980 remaining with ~2 months to go. DHs SW Biz statement closed last night and today I can see the statement with the 60k RRs pending, yay! Obviously that means I will check his account obsessively until they show up, I'm hoping for tomorrow.

I went ahead and paid off our cruise fare with my accumulated gift cards, final tally is

• Regular rate = $4658.68
• Had OBB discount = $4190.66 + $100 OBC
• Paid $812 deposit on CSR
• Paid remaining $3379 with gift cards acquired for $2428, ~28% off. If I'd know all the details on switching to Costco, that would have been another $400ish... next time!

I also drug DH out again for more Kroger fuel point deals. We picked up $1500 which should average out to ~15% off with Discover and gas savings. That will go towards ILs cruise fare. We're also hitting up the BB/SB deal for their portion with VGCs from Staples/Lowe's with the AMEX offer, so if everything goes according to plan that will save ~$800 on their remaining fare. About $300 of that would be from Aunts share. Our current plan is to use that savings to first 'buy' OBC before the cruise to cover the gratuities on their room, then give the remainder of the $300 to Aunt as spending money (we always joke when she tries to give us $20 for something silly that we will just turn it in to more Disney money for her, which is what we did for our wedding trip ). ILs excess amount may be spending money... or it might go towards another trip, if we pull off a 4 day-ish trip to Disney and Uni with them sometime this year. All savings is going straight back in as cashback, this is basically the only time I cash out Discover cashback as a statement credit - when it's directly buying Disney GCs lol.