I love credit cards so much! v2.0 (see first page for add'l details)

[SouthFayetteFan]

PEOPLE!
I (ok, DH) just got INSTANT APPROVAL for a CIU. What the what? A Chase Biz instant approval was a unicorn in my household.

I was in sort of a slump because I have been sick with the flu since Thursday and it's disgusting weather (@afan you know what I am talking about!) and then this sort of perked me up. Big thanks to @SouthFayetteFan for opening my eyes to this possibility.

Congrats!! And you are quite welcome! I spend hours a day passing my time thinking about CC strategies...I'm glad I can help others out with this lol! Sometimes it helps to put your strategy in front of others because a simple solution just wasn't jumping out at you! Congrats on earning a ton more URs now

 

[CyndiLouWho]

Well I went in the ditch for the first time in my history of driving. I was on my way in between schools for subbing and there was a patch of snow on the highway. I started swerving one way so I pulled back and turned completely around into the ditch. My car almost tipped on its side but luckily landed flat. My neck, back, and wrist hurt a little but I’m very lucky to be as safe as I am. Dh came to get me and dropped me off at the school so I could still sub. AAA is supposed to drop my car off here if they can get to it in time. We are supposed to get 3-5 more inches of snow and have 20-30 mph winds tomorrow. I’m so over this stupid winter

Glad you’re safe!

 

[CyndiLouWho]

I am holding that sweet Chase Ink Cash card in my hands! I still get excited when a new card shows up - it's like a kid on Christmas over here!!

I got my new CitiBiz AA card today! Let the spending commence!

What does everyone do with old cards? I canceled my previous CitiBiz Card. I usually write cancelled in Sharpie on the back and keep it in the sock drawer.

 

[SouthFayetteFan]

Went to look at Dishwashers tonight...found one that we like - all in total = $784...now I just need to convince myself to part with 80,000 MR pts to get $800 in Home Depot gift cards...It's the right call but it's always hard to part with points (especially when I'm trying to catch @calypso726 )

 

[nickle831]

But Tesla Guy writes for MMS!

And MMS is owned by Bankrate just like TPG!

What/Who is the Tesla guy, what did he do?

 

[disneymagicgirl]

Looking for some Charleston help. The meeting in March is in Charleston. Don't get to pick hotel (Courtyard Marriott Historical District). Any restaurant ideas within walking distance or must dos? I'll have about 3/4 of the first day open, I think I'll do the harbor tour. Not sure if I'll have time to visit a plantation but I'm looking into it.

I know right where that is. You will be able to walk over one block to King street and then head south to all kinds of shopping and dining. Or just head south on Meeting street and you will come upon the old city market....great for browsing. When you get to the end of market street, take a right on east bay and more shops/restaurants as you approach waterfront park. From waterfront park, just follow the water down Rainbow Row to the Battery and white point gardens.

Really close to your restaurant is Jestine's kitchen...amazing fried chicken. I also really like 82 Queen, magnolia's, FIG, home team bbq (they catered our wedding).... yuummmmm, I want to go home!

 

[palhockeymomof2]

Went to look at Dishwashers tonight...found one that we like - all in total = $784...now I just need to convince myself to part with 80,000 MR pts to get $800 in Home Depot gift cards...It's the right call but it's always hard to part with points (especially when I'm trying to catch @calypso726 )

This made me

 

[linzjane88]

I got my new CitiBiz AA card today! Let the spending commence!

What does everyone do with old cards? I canceled my previous CitiBiz Card. I usually write cancelled in Sharpie on the back and keep it in the sock drawer.

I upgraded my old couponing trapper keeper with baseball card holders into a churning binder. I have a section for all the main banks and a baseball card sleeve holder for myself and DH in each section. It works really well especially cause we both have the same cards with lots of the banks..factor in "employee" cards for each other and we can have basically a zillion nearly identical cards.

The first time my BFF saw the binder with its pages full of cards in little slots you should have seen her face

 

[disneymagicgirl]

Yeah, Tesla Guy has been writing for MMS for years. I think he’s one of their editors. No one cared until he started exposing Plastiq as his go-to trick to earn tons of UR for every big expense.

and he wasn't fired because...???

 

[disneymagicgirl]

Went to look at Dishwashers tonight...found one that we like - all in total = $784...now I just need to convince myself to part with 80,000 MR pts to get $800 in Home Depot gift cards...It's the right call but it's always hard to part with points (especially when I'm trying to catch @calypso726 )

Shouldn't you buy them 10% off somewhere to save yourself a few URs?

 

[Frwinkley]

Companion pass has posted!! For those doing the new SW offer with the 30,000 pts and CP, here was my timeline:

I met the $4k spend about 3 days before my statement closed on Feb. 7th. I did this intentionally since I was concerned about how long this process might take. My points posted to SW 3 days after my statement closing date (yesterday the 10th). Companion pass was available today (the 11th).

Much quicker than I thought!

 

[linzjane88]

Went to look at Dishwashers tonight...found one that we like - all in total = $784...now I just need to convince myself to part with 80,000 MR pts to get $800 in Home Depot gift cards...It's the right call but it's always hard to part with points (especially when I'm trying to catch @calypso726 )

Oh man that reminds me of that sweet, sweet Sears portal loophole a few years back paired with Discovers double cash back. I ended up getting my new appliances for like 60% off of the already low price matched sales prices. Churning is usually fun anyway but every once in a while you stumble across an opportunity that makes you feel like the freaking Godfather of credit cards

 

[CyndiLouWho]

Man, I was just thinking that Amex is like a high maintenance girlfriend who done me wrong. I mean, I spend thousands of dollars on you every month, and you have me logging in on you all the time like some creeper, losing sleep at odd hours checking to see if you gonna send some love my way. But you ain't gonna, are you? You didn't even pop up to warn me that this relationship was on the rocks.



You wanna play it that way? I'm going back to my best girl, Chase. As soon as she lets me back in the door.

 

[tink1970]

About 2 hours north of Cincinnati. Enjoying the snow is one thing, driving in it is an entirely different proposition! One good thing is that when we do get bad weather we generally have the resources to clear it relatively quickly. At least on the main highways. I lived in Va Beach in my early 20’s and we got a storm there that would have shut things down here in Ohio for one day, but there everything was down for five days. People complain about the road crews here taking forever to clear the roads, but honestly I think they do a great job.

LOL-I went to high school in Chesapeake and then was in internship/residency in Portsmouth. I had a Jeep Cherokee 4 WD since I knew it snowed once a year and EVERYTHING would shut down. My bf at the time (from Ohio) totally mocked me...until we got the annual snow and everything was a mess and we used my Jeep and 4 WD. I felt quite vindicated! To be fair, I wouldn't drive now in ice/snow unless there was an emergency-it's been 20+ years and I'd be a menace.

 

[Lain]

and he wasn't fired because...???

Probably because his story generated a crazy amount of page hits for MMS and clicks on their affiliate link for the CIP every time a media outlet picked it up and republished it.

 

[linzjane88]

wait. what? MMS hired TESLA GUY!?!?!? That is completely unacceptable. The dude should be hiding in a cave somewhere. MMS will never get a click from me. Adding them to my business boycott list.

I already have them on my no-read list because I find their stupid click-baity titles so obnoxious. They basically sound like those "this one EASY trick to lose weight!" ads. Also, I have complained before about that ex-husband dude who was supposedly on Ashely Maddison. Even if it wasn'tt rue and even though he's not even around anymore they bug me.

I also dislike JuicyMiles strictly on the name. They may has well have named it MoistMiles .

 

[Albort]

What/Who is the Tesla guy, what did he do?

he wrote an article how he bought a car using plastiq with a credit card earning 3x. That net him quite a bit of points to spend for travel.
His article wasnt getting enough hits so he managed to get a rather big website to publish his article, Chase kinda freaked out and removed the 3x. (big ego?)

now the rest of us have to suffer.

 

[disneymagicgirl]

Probably because his story generated a crazy amount of page hits for MMS and clicks on their affiliate link for the CIP every time a media outlet picked it up and republished it.

 

[SouthFayetteFan]

Shouldn't you buy them 10% off somewhere to save yourself a few URs?

My only other viable use for MRs is to get a Schwab and AMEX doesn’t like me right now. This is the right call as much as it hurts.

 

[disneymagicgirl]

he wrote an article how he bought a car using plastiq with a credit card earning 3x. That net him quite a bit of points to spend for travel.
His article wasnt getting enough hits so he managed to get a rather big website to publish his article, Chase kinda freaked out and removed the 3x. (big ego?)

now the rest of us have to suffer.

And I no longer get 12k points a month for my mortgage