I love credit cards so much! v2.0 (see first page for add'l details)

[iujen94]

I’d go with 1 good luck!

Application is in! No instant confirmation this time - I got the "we need some more time" message. Fingers crossed!!!

 

[Haley R]

I’m seeing some pretty good AP prices for wdw resorts in August. Contemporary and Polynesian villas under $400/night?!

 

[CyndiLouWho]

So DME sent me luggage tags for my trip next week. I noticed the wrong resort listed. Then I noticed the wrong names listed. Ummm...??
It is another person, same first and last name as me, her family members, and same check in date. Oops. Something went very wrong here.
I called and my DME request wasn't even listed in the system. Apparently they had updated the other family's reservation with my mailing address. Ugh.
Too late to send out new tags. I was planning to grab my own bag anyways.
ETA: Oh and our custom MBs came while we were in CHS too. They didn't mess those up. Still can't get the upgraded AP bands for DS 9 and DS11 though.

Twice we have been confused with another family who has a child with the same name (everything else about their family is different). I only really know about the family because their daughter knows my niece and has the same first name as niece, but same last name as us, so my niece mentioned it. Two different rec programs have contacted me about their son. So weird.
Then there is the time someone else’s health insurance premium was deducted from my paycheck. And the time I was deleted from the computer system because I was “terminated” Seems HR and IT don’t bother to check closely. I mean, I am supposed to ask name and DOB for every patient I see (2 identifiers) yet HR takes money from my check without checking a SS#.

Well, went for it. Now I wait.

I never get approved on weekends. Last weekend app’d for DH on Saturday, approved first thing Monday. This week, I app’d for my mom on Friday, still sitting at ‘30 days’ message.
Good luck!

 

[speedyfishy]

I’m seeing some pretty good AP prices for wdw resorts in August. Contemporary and Polynesian villas under $400/night?!

My AP is coming up for renewal I wasn’t planning on renewing until December but I’m seeing Boardwalk on a weekend night in August for $299!!! It would be awesome if I could get the Galaxy’s edge preview then too. Now I’m trying to decide if I want to just do the coast to coast pass.

 

[SouthFayetteFan]

Application is in! No instant confirmation this time - I got the "we need some more time" message. Fingers crossed!!!

You could call the automated status line to get an early indication...

1-800-432-3117, #, 3, 1

 

[Haley R]

My AP is coming up for renewal I wasn’t planning on renewing until December but I’m seeing Boardwalk on a weekend night in August for $299!!! It would be awesome if I could get the Galaxy’s edge preview then too. Now I’m trying to decide if I want to just do the coast to coast pass.

I probably won’t book anything until we know about the previews either. My parents mentioned coming in August and we just spent a lot by staying at wilderness lodge last weekend. I just couldn’t believe I was seeing some of those resorts for so cheap! I’m half tempted to stay at yacht club again but our goal is to try all of them

 

[amalone1013]

Then there is the time someone else’s health insurance premium was deducted from my paycheck. And the time I was deleted from the computer system because I was “terminated” Seems HR and IT don’t bother to check closely. I mean, I am supposed to ask name and DOB for every patient I see (2 identifiers) yet HR takes money from my check without checking a SS#.

This reminds me of my old boss, her husband worked here also at the time and a few times they put all of his OT pay on her paycheck (in addition to her regularly pay and own OT - when you get OT here, it's not just an hour or two...)

 

[GlamMistress]

If you're doing home improvement... Menard's is doing their 11% rebate now. Of course I went BACK today to get a price adjustment form for all the crap I bought yesterday for the leak debacle. #DIY

 

[gottalovepluto]

Hope to pick brains. Not sure how long ILs will be out with BIL, but safe to say a lot. MIL has about a month before she is officially due back for work because she works for the schools. FIL is on disability so... he is open. Honestly the most ideal option would probably be BIL comes back here to continue rehab, as FIL would be around and MIL could work with him to because this is what she does for a living, but one day at a time for now. I think for the next month-ish, it is unlikely ILs will travel home together. So while points for airlines would be helpful, something like SW CP may not be as helpful.

Looking at the area, there are not a ton of hotel options that are close. I've narrowed it down to a Sheraton and the DT ILs are at now... most of the others that come up are little non chain $60/night motels

All prices are pre tax. Also basing prices off a week long stay starting today.

Doubletree Claremont

• ILs staying here currently
• $144/night special rate for hospital/rehab center and includes breakfast
• $196/night Hhonors rate, later in the month seeing $218/night
• 40k points/night
• 14k URs/night on UR portal
• Free parking
• 7min from rehab center, 7min from BILs current apartment

Sheraton Fairplex

• $132/night due to special promo rate for Bonvoy members, later in the month seeing $163
• 25k points/night
• 9k URs/night on UR portal
• Cat 4 so could use some FN certs here
• Free parking
• 10min from rehab center, 18min from BILs current apartment

So I'm currently considering CIPs, SW cards, and also debating Hilton cards now due to the DT. Any other thoughts or cards I should consider?

For their credit history, I know they each got CSRs in 5/2018 (just closed last week) and old personal SPG cards (MIL 9/2016, FIL 1/2017). I know MIL has opened at least one store card lately... maybe we can get a credit karma account for her. I don't want to have her be over 5/24 or something.

Have you considered an Aspire or Ascend?

Hope to pick brains. Not sure how long ILs will be out with BIL, but safe to say a lot. MIL has about a month before she is officially due back for work because she works for the schools. FIL is on disability so... he is open. Honestly the most ideal option would probably be BIL comes back here to continue rehab, as FIL would be around and MIL could work with him to because this is what she does for a living, but one day at a time for now. I think for the next month-ish, it is unlikely ILs will travel home together. So while points for airlines would be helpful, something like SW CP may not be as helpful.

Looking at the area, there are not a ton of hotel options that are close. I've narrowed it down to a Sheraton and the DT ILs are at now... most of the others that come up are little non chain $60/night motels

All prices are pre tax. Also basing prices off a week long stay starting today.

Doubletree Claremont

• ILs staying here currently
• $144/night special rate for hospital/rehab center and includes breakfast
• $196/night Hhonors rate, later in the month seeing $218/night
• 40k points/night
• 14k URs/night on UR portal
• Free parking
• 7min from rehab center, 7min from BILs current apartment

Sheraton Fairplex

• $132/night due to special promo rate for Bonvoy members, later in the month seeing $163
• 25k points/night
• 9k URs/night on UR portal
• Cat 4 so could use some FN certs here
• Free parking
• 10min from rehab center, 18min from BILs current apartment

So I'm currently considering CIPs, SW cards, and also debating Hilton cards now due to the DT. Any other thoughts or cards I should consider?

For their credit history, I know they each got CSRs in 5/2018 (just closed last week) and old personal SPG cards (MIL 9/2016, FIL 1/2017). I know MIL has opened at least one store card lately... maybe we can get a credit karma account for her. I don't want to have her be over 5/24 or something.

I’m leaning towards the DT with breakfast included and a Hilton Card due to breakfast and rates Hilton cards earn at Hilton properties... Problem is the temporary card should work online but idk if they would accept the card in person. Also idk if Amex will expedite the card to them, Amex would not expedite my first personal or first business card and it was 1-2 weeks before I got them at my mailing address. I can’t check right now but FYI I saw Hilton offers with dummy bookings that included $100 statement credits so check that offer before picking which offer you want.

BUT- CIP might be better at the end of the day due the variability in points. What if they stack all those Hilton points up and don’t use them right away? At least URs have cash value at the end of the day and if they need variable points they can book hotels or flights or cars with URs... you know I just talked myself into pairing either hotel with a CIP. I’m going to leave my musings earlier in case they are of any assistance though

What is the area around each hotel like? Do either of them have restaurants or stores within walking distance they might want to utilize?

 

[PolyRob]

My AP is coming up for renewal I wasn’t planning on renewing until December but I’m seeing Boardwalk on a weekend night in August for $299!!! It would be awesome if I could get the Galaxy’s edge preview then too. Now I’m trying to decide if I want to just do the coast to coast pass.

I probably won’t book anything until we know about the previews either. My parents mentioned coming in August and we just spent a lot by staying at wilderness lodge last weekend. I just couldn’t believe I was seeing some of those resorts for so cheap! I’m half tempted to stay at yacht club again but our goal is to try all of them

Always nice to book the room and hold it in the event you want it and it disappears or goes up in price. I have a BC CL room sitting in MDE for a possible SWGE preview week. Just requires 1st night deposit and has 5-day cancellation.

 

[PolyRob]

You could call the automated status line to get an early indication...

1-800-432-3117, #, 3, 1

What is this status line you speak of? I have never heard of it or called it in my life...

 

[gottalovepluto]

My AP is coming up for renewal I wasn’t planning on renewing until December but I’m seeing Boardwalk on a weekend night in August for $299!!! It would be awesome if I could get the Galaxy’s edge preview then too. Now I’m trying to decide if I want to just do the coast to coast pass.

GAH! I want AP rates for after SWGE to be released already

 

[Natgridenergy]

Anyone able to find the North Conway Residence Inn on aavacations or useaamiles for dec 6-8? I swear I found a way to do it a few weeks ago and now I cant find North Conway on AA for the life of me.

 

[GlamMistress]

Feel like I've had a productive day from my couch:

1. Opened Discover Savings accounts for both of us for the bonus for $400 total.
2. Moved my $95 credit on my now canceled Hilton Biz to my SPG Biz.
3. Called Marriott to do a $200 charge towards my room in August and immediately got the e-mail that I've used my $40 Amex offer. I'll probably put the remainder of the balance (like $140) on my Chase Marriott card just because it's been so long since I've used it.
4. Put CF in DH's wallet for gas this quarter.
5. Cleaned up YNAB.
6. Did NOT order the last of the MBs I need for our trip.

ETA: FWIW, ordering MBs on MDE do not code as travel for the CIP. It shows up as a Shop Disney Parks purchase.

I was equally productive from the couch.
1. Fixed Mint. I apparently have 27 linked credit card accounts.
2. Opened a new Fidelity cash management account for a sinking fund for all new landscaping next year
3. Moved out of my crappy CORE position in my vacation cash management account to SPAXX - paying just over 2% right now!
4. Got up off the couch and prepped lunches for the week. #SheCheap
5. Researched the Fidelity credit card.
6. Checked calendar - 3 weeks until under 5/24!

 

[tink1970]

I probably won’t book anything until we know about the previews either. My parents mentioned coming in August and we just spent a lot by staying at wilderness lodge last weekend. I just couldn’t believe I was seeing some of those resorts for so cheap! I’m half tempted to stay at yacht club again but our goal is to try all of them

Having FL resident/AP rates AND living so close that should be do-able. My goal several years ago was all deluxe/moderates which took a "few" trips but was definitely fun! I even threw in OKW and SSR although I have negative interest in DVC. It's nice to be able to compare and contrast and find a favorite (or two or three).

WL was my favorite in MK area, and YC in EPCOT area

 

[brownhaired_girl]

Will having gotten the Barclay AA business card affect my application for a Citi AA business card? Do I need to do the 90 day spacing?

 

[Alexle2007]

Delete

 

[amalone1013]

Have you considered an Aspire or Ascend?

I’m leaning towards the DT with breakfast included and a Hilton Card due to breakfast and rates Hilton cards earn at Hilton properties... Problem is the temporary card should work online but idk if they would accept the card in person. Also idk if Amex will expedite the card to them, Amex would not expedite my first personal or first business card and it was 1-2 weeks before I got them at my mailing address. I can’t check right now but FYI I saw Hilton offers with dummy bookings that included $100 statement credits so check that offer before picking which offer you want.

BUT- CIP might be better at the end of the day due the variability in points. What if they stack all those Hilton points up and don’t use them right away? At least URs have cash value at the end of the day and if they need variable points they can book hotels or flights or cars with URs... you know I just talked myself into pairing either hotel with a CIP. I’m going to leave my musings earlier in case they are of any assistance though

What is the area around each hotel like? Do either of them have restaurants or stores within walking distance they might want to utilize?

These are all of the things I'm thinking! CIP = flexibility or even cash, but if they are at the Hilton and earning so many points, maybe a Hilton card is better. Then Hilton points (at least SUB) should post to the account right after hitting MSR, vs waiting until statement close with CIP. I kind of wrote off the Aspire because in this case I don't think they'd get enough benefits from the AF overall, like the property credits. So was looking at Ascend and regular no fee and biz card. Could possibly pull elevated offers, like 95k/$1k for no fee and 150k/$3k Ascend. Of course I open this as I type and see a bunch I want for myself, 70k Plat, 50k Gold card... Also saw Doc mention dummy booking for biz card.

Or honestly, could suggest CIU, still get $500ish in URs as cash or $795 through portal for less spend and get the 12 months 0% interest, that could be of interest to them.

Forgot in my earlier post that I calculated URs for those hotels off CSR portal which they don't have, so either we'd have to book through DHs or they'd just get 1.25cpp with CIP

 

[Alexle2007]

These are all of the things I'm thinking! CIP = flexibility or even cash, but if they are at the Hilton and earning so many points, maybe a Hilton card is better. Then Hilton points (at least SUB) should post to the account right after hitting MSR, vs waiting until statement close with CIP. I kind of wrote off the Aspire because in this case I don't think they'd get enough benefits from the AF overall, like the property credits. So was looking at Ascend and regular no fee and biz card. Could possibly pull elevated offers, like 95k/$1k for no fee and 150k/$3k Ascend. Of course I open this as I type and see a bunch I want for myself, 70k Plat, 50k Gold card... Also saw Doc mention dummy booking for biz card.

Or honestly, could suggest CIU, still get $500ish in URs as cash or $795 through portal for less spend and get the 12 months 0% interest, that could be of interest to them.

Forgot in my earlier post that I calculated URs for those hotels off CSR portal which they don't have, so either we'd have to book through DHs or they'd just get 1.25cpp with CIP

I used the dummy booking for my Hilton Biz and pulled it up when I was doing DH’s last week but ended up going with a referral via my BGR for 20k instead.

 

[amalone1013]

I used the dummy booking for my Hilton Biz and pulled it up when I was doing DH’s last week but ended up going with a referral via my BGR for 20k instead.

Another angle to consider! Theoretically could refer from DHs Plat for 15k MRs. Could even become 30k Hilton points to gift to ILs... Could also gift them CIP referral points...