We travel quite a bit every year.. We generally go a family vacation which sometimes is WDW or sometimes a cruise with the kids.. We do 1-2 adult trips a year.. usually cruises and then usually LaborDay weekend to WDW and sometimes one other trip to WDW..
First of all I put time with family as a priority.. I budget, I work overtime, DH gets a small bonus each year, I usually get several small ones each year.. I watch my money in other areas and save, save, save.. Both me and DH work full time and he makes a very good salary which helps.. We dont live beyond our means.. we just bought our first home together 1 1/2 years ago and we chose one that we both really like but stayed just under 1500 square feet.. we didnt go for a large home.. I have to listen to my kids all the time about our choice in homes as they wanted a larger home.. I tell them first of all they arent paying for it and besides DH's kids are older and mine are almost 10, 14 and 16.. so it wont be that many more years and its just me and him, so we didnt want anything larger..
We also dont charge our vacations..
When we cruise, we typically stay in an inside cabin and generally cruise when we can get some pretty good deals.. only once have we had a balcony.. Id rather save that money by staying inside and getting to vacation at another time.. besides you arent in the cabin hardly..
When we go to WDW, we typically stay in Value resorts, we dont stay in the Deluxe resorts.. nothing wrong with deluxe, but Id rather take that trip and spend less so that we can do another trip at another time..