I admit it- I like the new banking rules.

[TenThousandVolts]

On two occasions when dealing with the management of my points in the last month- the new banking rules have benefited me. At 1st I fealt the new rule was a drawback- but now I am really seeing the sunny side. It is, undisputabley easier to understand too- so that is another benefit. How do you feel?

 

[browniemtb]

Wow, I guess I'm the first to vote. I do like the new rule. We have an Aug UY so our 100% banking deadline would be Jan......now I can wait an extra few months before I decide to bank or not. Making it easier for us to travel in the early spring on a more of a spur of the moment thing.......

Brownie

 

[Cruelladeville]

I have a February use year, and I don't like the banking deadlines. I travel in December. I like to keep an extra few points in my account, so if something happens on my trip, I have points available to use--like this year, when DD and family had their flight canceled until the next day. I was able to get her a room for the night because of those points. But with the new banking deadlines I won't be able to do that anymore.

 

[alldiz]

I have a February use year, and I don't like the banking deadlines. I travel in December. I like to keep an extra few points in my account, so if something happens on my trip, I have points available to use--like this year, when DD and family had their flight canceled until the next day. I was able to get her a room for the night because of those points. But with the new banking deadlines I won't be able to do that anymore.

Couldn't you borrow points from next year....instead of having
points available that you MIGHT use

For me.....not sure yet....I like the fact of banking 100% of my
points for longer.....It would kill me to loose any points...ie banking
25% at a late date...
Kerri

 

[alldiz]

I think i thought of my own answer....
you couln't borrow from next year....cause your ressie was in
this use year.....am I right?
thanks
Kerri

 

[Granny]

I put down that it is a wash for us. Mostly because we haven't ever had to cancel a trip. Maybe if we were more of a frequent traveler to WDW with a higher possibility of cancellations, we'd care more about this.

But we only go once a year (in general) and lock in the dates with our workplaces. Of course, a family emergency could kick in that would cause us to cancel at a late date, but my guess is that if that happens our points will be the least of my worries.

 

[colleen costello]

No clue as I am a borrower, not a banker. Bet there are lots of us who won't know for a few years yet!

 

[wildernessDad]

I voted better for me personally.

I have always banked my points by the end of the 6-month window. Now I'll have 8 months to bank my points.

 

[bobbiwoz]

I do not like the new banking rules at all. With a March UY I will be unable to bank any points if some part of our November, December trips use a smaller number of points.
Bobbi

 

[Inkmahm]

Either way is fine with me, the old or the new. I have an October use year on purpose. We never would travel in June-Sept to WDW as it is way too hot for us. I'm able to back our points long before the deadlines under either method. We travel in December and then again in march or April each year. That's why we picked an October use year in the first place.

 

[drag n' fly]

Either way is fine with me, the old or the new. I have an October use year on purpose. We never would travel in June-Sept to WDW as it is way too hot for us. I'm able to back our points long before the deadlines under either method. We travel in December and then again in march or April each year. That's why we picked an October use year in the first place.

This is exactly why we picked a October UY also! I happen to like the new rules. They are simplified!

 

[dianeschlicht]

A wash for us. We rarely cancel and have never canceled late, so really hasn't ever been an issue in 11 years.

 

[ead79]

I only owned for 2 months under the old way so I only had to bank once so far, but we prefer the new way. I like that it's simplified. Also, we have a June use year but typically vacation in December. That great for us because if we end up using a little bit less points that we thought we would, we still have until the end of Jan. to bank them. Also, it lets us stay on a waitlist as long as possible should the need for that come up.

 

[CarolMN]

Doesn't really impact us - we seldom travel in the last 3 months of our use year and I doubt we ever will. May - July are just too hot and humid for us.

 

[starbox]

Doesn't really impact us - we seldom travel in the last 3 months of our use year and I doubt we ever will. May - July are just too hot and humid for us.

I'm the same way but with opposite months. I can't significantly travel from Sept-March anyway - so I don't have any reason to run up against my UY and deadlines.

 

[dcfromva]

I like the old system better. We generally use or plan to use the majority of our points early on in our UY.
(I would be surprised if most people wait until they have reached the 8 month point in a UY to use or book the bulk of their points--so the ability to bank 100% is not much of a benefit.)
It was nice to have a few odd points available to book a trip up to the 10month point in the UY and then bank them....

 

[llmurphy17]

since we are new - not sure yet. but I know I am going to have to keep an eye on making sure I bank and plan correctly.

 

[Laurabearz]

We, too, are borrowers and not bankers.... Not sure how that will change 10 years down the road...

I voted a Wash

 

[Tamar]

I like the new way because it gives us a few extra months in which we can bank all our points if we want to.

If we cancel a trip, we are up a creek anyway, since we have a Dec UY and have decided we like F&W time, although I doubt we'd ever have trouble finding someone to use a reservation we couldn't.

 

[BuzzandWoody]

We're in borrow mode and doubt that will change for some time. So it doesn't matter, at least not now.