How would you split up Poly?

[mikeuno]

this post has been one heck of a rabbit hole for me

 

[cruisehopeful]

Just read the whole thread and see you are still considering the contracts. If I am understanding your priority/reasoning for buying direct, it's primarily for Membership Extras, followed by you'd like to stay in PIT.

If that's the case, I wouldn't split up the contract. The only reason to split the contract is for reselling it later. If you want Membership Extras as the main focus, you'll have this contract the longest if/when you decide to sell. PIT will be long sold out by then and because of the points chart, people buying resale will need the points. At that time, unrestricted points might be a very rare thing to find on resale and in higher demand. Keep it simple for yourself. This is about your vacations, not some random person in futureworld.

I think it's a great idea to visit Riviera before you decide just in case you end up loving it.

 

[Girlstar30]

I would personally keep one 150 point, two 75 point, or three 50 point contracts. That would be enough to give you membership extras. You could sell everything else and have access to whatever the perks are at the time.

Buying 160 points to even out BLT, AKV, and SSR sounds good right now, but what if you end up selling one of those? I would buy the number of points you need to secure that accommodation you want at PVB in the 7-11 month booking window. If that's 200 points maybe buy 150 and 50.

You've also mentioned UY preferences and even possibly retitling some contracts. If you dislike BLT maybe flip it and load up on PVB for the MK resort area. I forget which UY each of your contracts sit in, but this could save you time and money retitling.

I have considered flipping blt a lot, I prefer to stay longer at poly and akv. Not going to do it yet but contemplating!

 

[Girlstar30]

I’m guessing someone already mentioned it, but you can’t split up a fixed week.

I didn't know that

 

[Girlstar30]

i'm kind of late to the party but recently i decided to get 200 points direct (at CCV) and split it at 100 each (and to sell my BLT resale, sorry BLT buddy). Too much hassle trying to manage too many contracts. I wanted to balance the headache versus extremely unlikely scenario that i would sell this direct contract. I thought about 50/50/100 or even 75/75/50 but it didn't make sense for me as this will be the LAST contract i will get rid of if stuff hits the fan so money gained is probably minimal.

My reasoning for 200 points was that i needed to buy enough points to make the home booking period worthwhile and be able to book the whole trip as our family does NOT like split stays and transferring hotels.

Ugh blt is like the person that is not that bad looking, good on the inside, reliable, and you know you should like but is kind of a fuddy duddy and you just dont

 

[Girlstar30]

this post has been one heck of a rabbit hole for me

I have a tendency to do that

 

[Girlstar30]

Just read the whole thread and see you are still considering the contracts. If I am understanding your priority/reasoning for buying direct, it's primarily for Membership Extras, followed by you'd like to stay in PIT.

If that's the case, I wouldn't split up the contract. The only reason to split the contract is for reselling it later. If you want Membership Extras as the main focus, you'll have this contract the longest if/when you decide to sell. PIT will be long sold out by then and because of the points chart, people buying resale will need the points. At that time, unrestricted points might be a very rare thing to find on resale and in higher demand. Keep it simple for yourself. This is about your vacations, not some random person in futureworld.

I think it's a great idea to visit Riviera before you decide just in case you end up loving it.

I visited Riv and like poly better i have come to the conclusion and I agree with you that the direct will be the last to go and why complicate things. I do want the membership extras even if its not worth it it does mean something to me and so will be the contract i get rid of last and no need to split it all up. After I purchase we will see where I stand with blt no need to get rid of it yet! Thanks all this thread really helped me a lot!

 

[VGCgroupie]

I didn't know that

You can split the contract though. So say you are buying 200 points total and your FW cost is 160 your 2nd contract will be 40 points.

 

[Girlstar30]

You can split the contract though. So say you are buying 200 points total and your FW cost is 160 your 2nd contract will be 40 points.

What was meant by you cant split up a fw then

 

[VGCgroupie]

What was meant by you cant split up a fw then

If you buy only the FW and it’s 160 you can’t split it into 2 contracts of 80/80.

 

[Girlstar30]

If you buy only the FW and it’s 160 you can’t split it into 2 contracts of 80/80.

Ahhh got it! Thats for the 200 pointer I want and shouldnt get

 

[VGCgroupie]

Ahhh got it! Thats for the 200 pointer I want and shouldnt get

My direct I decided 150 then quickly went to 200. Signed contract for 200 with a delayed close and decided before closing to bump it to 300

 

[Girlstar30]

My direct I decided 150 then quickly went to 200. Signed contract for 200 with a delayed close and decided before closing to bump it to 300

Me Asking the board for how to make more money if I ever need to sell and ends up buying 200 point contract that wasnt going to before

 

[airjay75]

My direct I decided 150 then quickly went to 200. Signed contract for 200 with a delayed close and decided before closing to bump it to 300

 

[atthebeachclub]

Why 160 and not 150? Have you considered if you want a FW? If no FW and you really want 160, Id go with a 100 and 60

Agree with this, or I’d do something weird like 70+90.

 

[Girlstar30]

Agree with this, or I’d do something weird like 70+90.

70 90 sounds fun

 

[Chili327]

What was meant by you cant split up a fw then

If you buy only the FW and it’s 160 you can’t split it into 2 contracts of 80/80.

Yea that. You have to keep however many points make up the FW together in one contract, but of course if you buy more you can split them off.

And I must have missed the reason for 160 instead of 150, or was it for a FW?

If that’s the case, I’d go 160FW and a separate 40 ( or more. lol)

 

[tx911]

And I must have missed the reason for 160 instead of 150, or was it for a FW?

Are you sitting down?

 

[VGCgroupie]

Are you sitting down?

You’re the best

 

[jksung5295]

Ugh blt is like the person that is not that bad looking, good on the inside, reliable, and you know you should like but is kind of a fuddy duddy and you just dont

I still like the idea of BLT, but owner priority at BLT has limited value for our family giving we want to book 1 bedroom after owning for a almost a year now and understanding the booking logic a bit. I'm sure i will book into BLT in the future no doubt but it's not our highest priority item for us.

I even toured Riv during our Christmas trip and it was a great looking room and building but for our family I just couldn't justify a direct purchase there even though I really want to like it.